NOT LISTED FOR SALE

4044 Clover Point Rd Tower, MN 55790

Estimated Value: $851,000 - $1,005,000

4 Beds
3 Baths
1,784 Sq Ft
$513/Sq Ft Est. Value

Last Sold November 18, 2022

Last sale price $836,000 $469 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $5,835/month

5 Days on Market

About This Home

As of November 2022

Fantastic views from this custom built year-round home on beautiful Lake Vermilion. Property includes a 2 bedroom guest cottage which brought in approx. $43,000 last year as a vacation rental. Homes sit on 1.3 acres with 210' of shoreline on Lake Vermilion. Features include: Gorgeous panoramic southern views of Daisy Bay, Spacious covered deck overlooking the lake, 3 docks, Boat house with trolley system, Sauna building by the lake, Lawn sprinkler system, 1784 sq. feet all on one level, 2 gas fireplaces, Master bedroom suite with patio door looking out to the lake, Dual fuel in-floor heating system with gas and electric boilers, Mini-split air conditioner, Heated 2-stall garage attached to the guest cottage, nicely landscaped yard with gentle slope to lakeshore and many perennial flower beds. Kitchen has granite counter tops, high-end appliances, large island, buffet, liquor cabinet with extra refrigerator. Many more features - too many to list!

Last Listed By

Trisha Cernohlavek

Buyers Win Realty License #20561084 Listed on: 09/26/2022

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,070

Year Built

1999

Lot Details

0

Listing Details

  • Class: Residential
  • Construction: Wood Frame
  • Guttering: Yes
  • Heat: Dual Fuel/Off Peak, Electric, In-Floor, Gas - Propane
  • Lvt Date: 09/26/2022
  • Main Level Bathrooms: 3
  • Number Of Bedrooms: 4
  • Parcel Code Number: 387-0110-00270
  • Patioporch: Deck, Covered
  • Real Estate Tax: 7434.00
  • Style: One Story
  • Total Above Grade Sq Ft: 1784
  • Type: Residential
  • Year Built: 1999
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Finished Sq Ft: 1784
  • Bedroom 1: Size: 15 x 14, On Level: Main
  • Total Bathrooms: 3
  • Appliances: Dishwasher, Garage Opener, Hood, Microwave, Refrigerator, Water Softener, Gas Range
  • Basement: Partial
  • Bedroom 2: Size: 11 x 10, On Level: Main
  • Dining Room: Size: 20 x 13, On Level: Main
  • Fireplace: 2 Or More Fireplaces, Gas Log
  • Kitchen: Size: 14 x 19, On Level: Main
  • Living Room: Size: 20 x 21, On Level: Main
  • Lower Level Sq Ft: 420
  • Main Level Bedrooms: 4
  • Main Level Sq Ft: 1784

Exterior Features

  • Exterior: Stucco
  • Roof: Shingle

Garage/Parking

  • Garage: 2 Stalls
  • Garage Capacity: 2
  • Garage Size: 22 x 26

Utilities

  • Cooling: Ductless Air, Ceiling Fan
  • Utilities: Septic, Well, Gas
  • Water Heater: Elec. Off Peak

Schools

  • School District: Tower/Soudan- 2142

Lot Info

  • Lot Size: Dimensions: 280x210
  • Number Of Acres: 1.3
  • Zoning: RES

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2022
Closed on
Nov 18, 2022
Sold by
Cernohlavek Randy
Bought by
James R Lodermeier And Brenda L Lodermeier 20
Seller's Agent
Trisha Cernohlavek
Buyers Win Realty
Buyer's Agent
Lisa Janisch
Janisch Realty Inc
List Price
$899,900
Sold Price
$836,000
Premium/Discount to List
-$63,900
-7.1%
Total Days on Market
5
Views
1
Current Estimated Value
$916,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$80,000
Avg. Annual Appreciation
3.77%

Purchase Details

Listed on
Jun 28, 2018
Closed on
Dec 28, 2018
Sold by
Panian Dean D and Panian Dean Donald
Bought by
Schlieske Mary Jane
Seller's Agent
Barbara Hegg
Vermilion Land Office Inc
Buyer's Agent
Trisha Cernohlavek
Buyers Win Realty
List Price
$849,500
Sold Price
$660,000
Premium/Discount to List
-$189,500
-22.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.35%

Purchase Details

Closed on
Apr 14, 2008
Sold by
Panian Dean D and Panian Dean Donald
Bought by
Panian Dean D and Schlieske Mary Jane

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
James R Lodermeier And Brenda L Lodermeier 20 $836,000 Up North Title
Schlieske Mary Jane -- Up North Title
Panian Dean D -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Panian Dean D $100,000
Previous Owner Panian Dean D $70,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2022 11/18/22 Sold $836,000 -7.1% $469 / Sq Ft
10/01/2022 10/01/22 Pending -- -- --
09/26/2022 09/26/22 For Sale $899,900 +36.3% $504 / Sq Ft
01/15/2019 01/15/19 Sold $660,000 -5.6% $370 / Sq Ft
11/20/2018 11/20/18 Pending -- -- --
09/24/2018 09/24/18 Price Changed $699,000 -11.5% $392 / Sq Ft
08/02/2018 08/02/18 Price Changed $789,500 -7.1% $443 / Sq Ft
06/28/2018 06/28/18 For Sale $849,500 -- $476 / Sq Ft
Source: Range Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,070 $958,800 $310,700 $648,100
2022 $7,430 $864,400 $275,900 $588,500
2021 $6,808 $717,900 $236,800 $481,100
2020 $6,728 $694,100 $236,800 $457,300
2019 $6,882 $651,200 $226,500 $424,700
2018 $6,448 $650,700 $226,000 $424,700
2017 $5,988 $607,400 $226,000 $381,400
2016 $6,120 $607,400 $226,000 $381,400
2015 $6,159 $563,800 $220,200 $343,600
2014 $6,159 $577,400 $220,200 $357,200
Source: Public Records

Agents Affiliated with this Home

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Source: Range Association of REALTORS®

MLS Number: 144276

Range Association of REALTORS®

APN: 387011000270