NOT LISTED FOR SALE

4044 Clover Point Rd Tower, MN 55790

Estimated Value: $759,000 - $1,274,000

4 Beds
3 Baths
1,784 Sq Ft
$580/Sq Ft Est. Value

Last Sold November 18, 2022

Last sale price $836,000 $469 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $6,222/month

5 Days on Market

Highlights

  • Heated Floors
  • Multiple Fireplaces
  • 1-Story Property
  • Deck
  • Covered Patio or Porch
  • Water Softener

About This Home

As of November 2022

Fantastic views from this custom built year-round home on beautiful Lake Vermilion. Property includes a 2 bedroom guest cottage which brought in approx. $43,000 last year as a vacation rental. Homes sit on 1.3 acres with 210' of shoreline on Lake Vermilion. Features include: Gorgeous panoramic southern views of Daisy Bay, Spacious covered deck overlooking the lake, 3 docks, Boat house with trolley system, Sauna building by the lake, Lawn sprinkler system, 1784 sq. feet all on one level, 2 gas fireplaces, Master bedroom suite with patio door looking out to the lake, Dual fuel in-floor heating system with gas and electric boilers, Mini-split air conditioner, Heated 2-stall garage attached to the guest cottage, nicely landscaped yard with gentle slope to lakeshore and many perennial flower beds. Kitchen has granite counter tops, high-end appliances, large island, buffet, liquor cabinet with extra refrigerator. Many more features - too many to list!

Last Agent to Sell the Property

Trisha Cernohlavek

Buyers Win Realty License #20561084 Listed on: 09/26/2022

Last Buyer's Agent

Lisa Janisch

Janisch Realty Inc License #40298563

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,434

Year Built

  • Built in 1999

Lot Details

  • 1.3 Acre Lot

Home Design

  • Wood Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,784 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Heated Floors
  • Partial Basement

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Bathrooms

Parking

  • 2 Car Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Ductless Heating Or Cooling System
  • Heating System Uses Propane
  • Gas Available
  • Well
  • Electric Water Heater
  • Water Softener
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 387-0110-00270

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,434

Year Built

Built in 1999

Lot Details

0

Listing Details

  • Class: Residential
  • Construction: Wood Frame
  • Guttering: Yes
  • Heat: Dual Fuel/Off Peak, Electric, In-Floor, Gas - Propane
  • Lvt Date: 09/26/2022
  • Main Level Bathrooms: 3
  • Number Of Bedrooms: 4
  • Parcel Code Number: 387-0110-00270
  • Patioporch: Deck, Covered
  • Real Estate Tax: 7434.00
  • Style: One Story
  • Total Above Grade Sq Ft: 1784
  • Type: Residential
  • Year Built: 1999
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Finished Sq Ft: 1784
  • Bedroom 1: Size: 15 x 14, On Level: Main
  • Total Bathrooms: 3
  • Appliances: Dishwasher, Garage Opener, Hood, Microwave, Refrigerator, Water Softener, Gas Range
  • Basement: Partial
  • Bedroom 2: Size: 11 x 10, On Level: Main
  • Dining Room: Size: 20 x 13, On Level: Main
  • Fireplace: 2 Or More Fireplaces, Gas Log
  • Kitchen: Size: 14 x 19, On Level: Main
  • Living Room: Size: 20 x 21, On Level: Main
  • Lower Level Sq Ft: 420
  • Main Level Bedrooms: 4
  • Main Level Sq Ft: 1784

Exterior Features

  • Exterior: Stucco
  • Roof: Shingle

Garage/Parking

  • Garage: 2 Stalls
  • Garage Capacity: 2
  • Garage Size: 22 x 26

Utilities

  • Cooling: Ductless Air, Ceiling Fan
  • Utilities: Septic, Well, Gas
  • Water Heater: Elec. Off Peak

Schools

  • School District: Tower/Soudan- 2142

Lot Info

  • Lot Size: Dimensions: 280x210
  • Number Of Acres: 1.3
  • Zoning: RES

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2022
Closed on
Nov 18, 2022
Sold by
Cernohlavek Randy
Bought by
James R Lodermeier And Brenda L Lodermeier 20
Seller's Agent
Trisha Cernohlavek
Buyers Win Realty
Buyer's Agent
Lisa Janisch
Janisch Realty Inc
List Price
$899,900
Sold Price
$836,000
Premium/Discount to List
-$63,900
-7.1%
Views
1
Current Estimated Value
$1,034,039

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$198,039
Avg. Annual Appreciation
7.53%

Purchase Details

Listed on
Jun 28, 2018
Closed on
Dec 28, 2018
Sold by
Panian Dean D and Panian Dean Donald
Bought by
Schlieske Mary Jane
Seller's Agent
Barbara Hegg
Vermilion Land Office Inc
Buyer's Agent
Trisha Cernohlavek
Buyers Win Realty
List Price
$849,500
Sold Price
$660,000
Premium/Discount to List
-$189,500
-22.31%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.35%

Purchase Details

Closed on
Apr 14, 2008
Sold by
Panian Dean D and Panian Dean Donald
Bought by
Panian Dean D and Schlieske Mary Jane
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
James R Lodermeier And Brenda L Lodermeier 20 $836,000 Up North Title
Schlieske Mary Jane -- Up North Title
Panian Dean D -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Panian Dean D $100,000
Previous Owner Panian Dean D $70,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/18/2022 11/18/22 Sold $836,000 -7.1% $469 / Sq Ft
10/01/2022 10/01/22 Pending -- -- --
09/26/2022 09/26/22 For Sale $899,900 +36.3% $504 / Sq Ft
01/15/2019 01/15/19 Sold $660,000 -5.6% $370 / Sq Ft View Prior Sale
11/20/2018 11/20/18 Pending -- -- --
09/24/2018 09/24/18 Price Changed $699,000 -11.5% $392 / Sq Ft
08/02/2018 08/02/18 Price Changed $789,500 -7.1% $443 / Sq Ft
06/28/2018 06/28/18 For Sale $849,500 -- $476 / Sq Ft
Source: Range Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,070 $958,800 $310,700 $648,100
2022 $7,430 $864,400 $275,900 $588,500
2021 $6,808 $717,900 $236,800 $481,100
2020 $6,728 $694,100 $236,800 $457,300
2019 $6,882 $651,200 $226,500 $424,700
2018 $6,448 $650,700 $226,000 $424,700
2017 $5,988 $607,400 $226,000 $381,400
2016 $6,120 $607,400 $226,000 $381,400
2015 $6,159 $563,800 $220,200 $343,600
2014 $6,159 $577,400 $220,200 $357,200
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2022

    Trisha Cernohlavek

    Buyers Win Realty

    (218) 290-7077

    7 Total Sales

    Trisha Cernohlavek
    Section Image
  • Lisa Janisch

    Buyer's Agent in 2022

    Lisa Janisch

    Janisch Realty Inc

    (218) 780-6644

    313 Total Sales

    Lisa Janisch
    Section Image
  • Barbara Hegg

    Seller's Agent in 2019

    Barbara Hegg

    Vermilion Land Office Inc

    (218) 742-2369

    197 Total Sales

    Barbara Hegg
    Section Image
See All Agents

Map

Source: Range Association of REALTORS®

MLS Number: 144276

Range Association of REALTORS®

APN: 387011000270

Minnesota St Louis County Tower 55790

4044 Clover Point Rd, Tower, MN

This home is located at 4044 Clover Point Rd, Tower, MN 55790 since 26 September 2022 and is currently estimated at $1,034,039, approximately $579 per square foot. This property was built in 1999. 4044 Clover Point Rd is a home located in St. Louis County with nearby schools including Tower-Soudan Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Range Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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