$695,000
SOLD NOV 7, 2025

4045 Loving Dr Dunkirk, MD 20754

5 Beds
3.5 Baths
3,216 Sq Ft
1 Acres

Recently Sold

$216 Per Sq Ft

3% Above List Price

7 Days on Market

Highlights

  • Colonial Architecture
  • 1 Fireplace
  • Soaking Tub
  • Mount Harmony Elementary School Rated A-
  • 1 Car Attached Garage
  • Central Heating and Cooling System

About This Home

As of November 2025

Your Dream Home Awaits in Dunkirk! Don’t miss your chance to own this NEWLY updated 6-bedroom, 3.5-bath home nestled in a quiet, established neighborhood of Dunkirk. Surrounded by mature trees and spacious lots, this property offers the perfect blend of privacy, tranquility, and convenience keeping you close to everything you need! This home has been masterfully restored to its original beauty with thoughtful modern updates throughout. The open-concept design of the living, kitchen, and dining areas creates a welcoming flow, perfect for entertaining guests or enjoying cozy evenings with family. The kitchen is a showstopper featuring stainless steel appliances, gorgeous granite countertops, a custom tile backsplash, and sleek modern fixtures. Cooking and gathering will feel like a dream! Your private master suite is a true retreat, offering a spacious walk-in closet and a luxurious en-suite bath complete with a soaking tub and separate shower perfect for relaxing and unwinding in style. Plus an office room in the main level that wasn't added as a number of bedrooms. The finished basement adds even more living space and endless possibilities. Use it as a second family room, home theater , kids’ playroom , or even your own personal gym plus an additional bedroom. With a wide driveway and attached garage, there’s plenty of room for parking and storage too. Located in the sought-after Northern Calvert County, this home is zoned for award-winning schools and just minutes from shopping, dining, and major travel routes. Enjoy quick access to Washington, DC, Annapolis, Joint Base Andrews, and more! With all-new flooring, carpet, and fresh paint, this home is completely move-in ready. The owner is even keeping it regularly cleaned for your peace of mind. Schedule your private showing today and step into the lifestyle you’ve been waiting for this gem won’t last long!

Last Agent to Sell the Property

Michael Green

mickeygflipping@gmail.com Witz Realty, LLC License #650175 Listed on: 10/09/2025

Co-Listed By

Kathy Munn

klmunn2016@gmail.com Witz Realty, LLC License #659953

Last Buyer's Agent

Jon Tobery

(240) 367-6366 jon@c21redwood.com Century 21 Redwood Realty License #SP200201835

Century 21 Redwood Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,935

Year Built

  • Built in 1998

Lot Details

  • 1 Acre Lot
  • Property is zoned RUR

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Slab Foundation

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Finished Basement

Bedrooms and Bathrooms

  • Soaking Tub

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Loving Farm Subdivision

Listing and Financial Details

  • Tax Lot 12
  • Assessor Parcel Number 0503163962

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,935

Year Built

Built in 1998

Lot Details

0

HOA Fees

$29 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1998
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 3696
  • Living Area Sq Ft: 3216
  • Price Per Sq Ft: 273.19
  • Above Grade Finished Sq Ft: 2544
  • Below Grade Finished Sq Ft: 672
  • Below Grade Sq Ft: 480
  • Total Below Grade Sq Ft: 1152
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 350.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 1.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43560.00
  • Zoning: RUR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5935.00
  • Assessor Parcel Number: 0503163962
  • Tax Lot: 12
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2025
Closed on
Nov 7, 2025
Sold by
Realty Acquisitions Group Llc
Bought by
Friis Elizabeth M and Friis Timothy G
Seller's Agent
Michael Green
Witz Realty, LLC
Buyer's Agent
Jon Tobery
Century 21 Redwood Realty
List Price
$674,900
Sold Price
$695,000
Premium/Discount to List
$20,100
2.98%
Views
38

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.61%
Original Mortgage
$695,000
Outstanding Balance
$694,333
Interest Rate
6.19%
Mortgage Type
VA
Estimated Equity
$3,540

Purchase Details

Closed on
Jul 25, 2025
Sold by
Briggs-Dixon Dorothie C and Briggs Dorothie Carolyn
Bought by
Realty Acquisitions Group Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$525,000
Interest Rate
6.81%
Mortgage Type
Construction

Purchase Details

Closed on
Jun 30, 1998
Sold by
Loving Property Llc
Bought by
Dixon Dorothie C Briggs
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $695,000 Highland Title & Escrow
Deed $450,000 Allied Title
Deed $450,000 Allied Title
Deed $80,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $695,000 VA
Previous Owner $525,000 Construction
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/07/2025 11/07/25 Sold $695,000 0.0% $216 / Sq Ft
10/16/2025 10/16/25 Pending -- -- --
10/16/2025 10/16/25 Price Changed $695,000 +3.0% $216 / Sq Ft
10/09/2025 10/09/25 For Sale $674,900 -- $210 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,742 $538,700 $170,000 $368,700
2024 $5,742 $512,067 $0 $0
2023 $5,258 $485,433 $0 $0
2022 $4,978 $458,800 $170,000 $288,800
2021 $4,852 $451,967 $0 $0
2020 $4,852 $445,133 $0 $0
2019 $4,800 $438,300 $170,000 $268,300
2018 $4,750 $434,800 $0 $0
2017 $4,649 $431,300 $0 $0
2016 -- $427,800 $0 $0
2015 $4,626 $427,800 $0 $0
2014 $4,626 $427,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2023328

Bright MLS

APN: 03-163962