Seller's Agent in 2025
Melissa Walsh
Coldwell Banker Real Estate Group
(630) 272-7263
10 in this area
317 Total Sales
405 Cotoneaster Ct Oswego, IL 60543
South Oswego Neighborhood
4
Beds
2.5
Baths
3,054
Sq Ft
0.34
Acres
Highlights
- Deck
- Contemporary Architecture
- Formal Dining Room
- Oswego High School Rated A-
- Wood Flooring
- Stainless Steel Appliances
About This Home
As of March 2025Located in the highly sought-after Ashcroft Place neighborhood, this beautiful 4 bedroom, 2.5 bathroom home sits on a peaceful cul-de-sac, offering privacy and charm. Step inside to be greeted by a grand two-story living room, filling the space with and abundance of windows and natural light, while the separate, oversized dining area is perfect for entertaining. The chef's kitchen boasts 42" cabinets, brand new stainless steel appliances, and ample counter space. A dual staircase ensures privacy and convenience, leading to massive bedrooms, including a luxurious primary suite with a spa-like ensuite complete with dual vanities, a jetted tub, and a separate shower. The full unfinished basement offers endless possibilities, with rough-in plumbing ready for an additional bedroom and bathroom. The huge fenced in backyard is perfect for any size gatherings. Located just minutes from shopping, restaurants, major highways, and within walking distance to the schools, this home is the perfect blend of convenience, elegance, and space.
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475171350 Listed on: 02/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,463
Year Built
- Built in 2006
Lot Details
- 0.34 Acre Lot
- Lot Dimensions are 17x63x29x132x90x132
- Cul-De-Sac
- Paved or Partially Paved Lot
HOA Fees
- $39 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,054 Sq Ft Home
- 2-Story Property
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Basement Fills Entire Space Under The House
Kitchen
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Deck
Schools
- Prairie Point Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Community Details
- Association fees include insurance
- Manager Association, Phone Number (815) 886-9070
- Ashcroft Place Subdivision, Laurel Floorplan
- Property managed by Foster Premier
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 11, 2025
Closed on
Mar 4, 2025
Sold by
Komitas Pete T
Bought by
Beebe Austin and Torres Leslie
Seller's Agent
Melissa Walsh
Coldwell Banker Real Estate Group
Buyer's Agent
Chris McGary
eXp Realty
List Price
$450,000
Sold Price
$470,000
Premium/Discount to List
$20,000
4.44%
Views
5
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,757
Avg. Annual Appreciation
8.42%
Original Mortgage
$423,000
Outstanding Balance
$420,885
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$72,872
Purchase Details
Closed on
Feb 9, 2009
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Komitas Pete T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$244,200
Interest Rate
5.22%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 19, 2008
Sold by
Moreno Martin and Gmac Mortgage Llc
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Sep 26, 2006
Sold by
Wiseman Hughes Enterprises Inc
Bought by
Moreno Martin and Moreno Pilar
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,050
Interest Rate
6.49%
Mortgage Type
Stand Alone Second
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $470,000 | First American Title | |
| Special Warranty Deed | $258,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $370,500 | Ctic Dupage |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $423,000 | New Conventional | |
| Previous Owner | $244,200 | FHA | |
| Previous Owner | $74,050 | Stand Alone Second | |
| Previous Owner | $296,250 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/07/2025 03/07/25 | Sold | $470,000 | +4.4% | $154 / Sq Ft |
| 02/14/2025 02/14/25 | For Sale | $450,000 | -- | $147 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,725 | $139,269 | $32,070 | $107,199 |
| 2023 | $9,758 | $125,468 | $28,892 | $96,576 |
| 2022 | $9,758 | $114,061 | $26,265 | $87,796 |
| 2021 | $9,413 | $106,599 | $24,547 | $82,052 |
| 2020 | $9,026 | $101,523 | $23,378 | $78,145 |
| 2019 | $9,095 | $100,749 | $23,378 | $77,371 |
| 2018 | $8,828 | $97,051 | $22,520 | $74,531 |
| 2017 | $8,555 | $89,448 | $20,756 | $68,692 |
| 2016 | $8,194 | $84,785 | $19,674 | $65,111 |
| 2015 | $8,196 | $81,134 | $18,827 | $62,307 |
| 2014 | -- | $76,541 | $17,761 | $58,780 |
| 2013 | -- | $77,314 | $17,940 | $59,374 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Walsh
-
Chris McGary
Buyer's Agent in 2025
Chris McGary
eXp Realty
(815) 970-4873
3 in this area
309 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12285256
APN: 03-21-376-022
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