$736,500
SOLD JUN 27, 2025
6 Beds
4.5 Baths
3,601 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$205 Per Sq Ft

4% Below List Price

106 Days on Market

Highlights

  • Contemporary Architecture
  • Great Room
  • Coffered Ceiling
  • James E. Plew Elementary School Rated A-
  • 2 Car Attached Garage
  • Multiple cooling system units

About This Home

As of June 2025

VA Assumable Loan available with a 3.865% interest rate! This freshly painted, spacious 6-bedroom plus an office/flex space, over 3600 sq. ft, 4.5 bathroom home with a 2-car garage is ideal for multi-generational living, offering two master suites- one perfect for a mother-in-law suite, and five additional bedrooms.
The beautifully updated kitchen features granite countertops, stainless steel appliances, and a gas oven, perfect for any home chef. Porcelain tile runs throughout the main living areas, while new laminate flooring adds a modern touch to the bedrooms.
Major updates in the last 5 years include a new roof, A/C units, water heater, front and rear gutters, sprinkler system, and fencing.
Enjoy a private backyard retreat with a spacious patio and plenty of room for entertaining.

Last Agent to Sell the Property

Brandy Brown

Southern Choice Properties Llc License #3148966 Listed on: 01/16/2025

Co-Listed By

Steve Brown

Southern Choice Properties Llc License #3282696

Last Buyer's Agent

Ela Stinebaugh

Century 21 AllPoints Realty License #3147050

Century 21 AllPoints Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,550

Year Built

  • Built in 2003

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 139 x 76
  • Privacy Fence
  • Lawn Pump

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • 3,601 Sq Ft Home
  • 1-Story Property
  • Coffered Ceiling
  • Tray Ceiling
  • Great Room
  • Living Room
  • Dining Room
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Gas Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • En-Suite Primary Bedroom
  • Dual Vanity Sinks in Primary Bathroom
  • Garden Bath

Outdoor Features

  • Patio

Schools

  • Bluewater Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Gas Water Heater

Community Details

  • Tower Acres Subdivision

Listing and Financial Details

  • Assessor Parcel Number 15-1S-22-2481-0000-0030

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,550

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: 139 X 76
  • Road Surface Type: Paved
  • Co List Office Mls Id: ESCP
  • Co List Office Phone: 850-951-4828
  • Subdivision Name: TOWER ACRES
  • Directions: From Bluewater Bay Direction: HWY 20 TO LANCASTER TURN RIGHT, TURN RIGHT AT EVANS ROAD. HOME WILL BE ON YOUR LEFT.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2003
  • Remarks Misc:Remarks: VA Assumable Loan available with a 3.865% interest rate! This freshly painted, spacious 6-bedroom plus an office/flex space, over 3600 sq. ft, 4.5 bathroom home with a 2-car garage is ideal for multi-generational living, offering two master suites- one perfect for a mother-in-law suite, and five additional bedrooms. The beautifully updated kitchen features granite countertops, stainless steel appliances, and a gas oven, perfect for any home chef. Porcelain tile runs throughout the main living areas, while new laminate flooring adds a modern touch to the bedrooms. Major updates in the last 5 years include a new roof, A/C units, water heater, front and rear gutters, sprinkler system, and fencing. Enjoy a private backyard retreat with a spacious patio and plenty of room for entertaining.
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Rooms:Laundry2: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Great Room: Yes
  • Energy:Water Heater - Gas: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator W/IceMk, Stove/Oven Gas, Water Heater - Elect, Water Heater - Gas
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Flooring: Floor Laminate, Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Within 1/2 Mile to Water
  • Construction Type: Brick
  • Exterior Features: Lawn Pump
  • Patio And Porch Features: Patio Open
  • Property Condition: Renovated, Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Patio Open: Yes
  • ConstructionSiding:Roof ShingleShake: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Brick: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Gas - Natural, Public Water

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 10454.4
  • Parcel #: 15-1S-22-2481-0000-0030
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 7549.79
  • Tax Year: 2023

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2025
Closed on
Jun 27, 2025
Sold by
Subtil Larwens H and Subtil Joselynn
Bought by
Frank James T and Frank Julie Anne
Seller's Agent
Brandy Brown
Southern Choice Properties Llc
Buyer's Agent
Ela Stinebaugh
Century 21 AllPoints Realty
List Price
$765,000
Sold Price
$736,500
Premium/Discount to List
-$28,500
-3.73%
Views
51
Current Estimated Value
$752,352

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,852
Avg. Annual Appreciation
4.26%
Original Mortgage
$436,523
Outstanding Balance
$435,785
Interest Rate
6.86%
Mortgage Type
VA
Estimated Equity
$316,567

Purchase Details

Listed on
Mar 25, 2022
Closed on
Jun 30, 2022
Sold by
Nunez and Sharleen
Bought by
Subtil Larwens H and Subtil Joselynn
Seller's Agent
Ramsey Shaud
Lokation
Buyer's Agent
Grady Cooper
Coldwell Banker Realty
List Price
$615,000
Sold Price
$615,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.22%
Original Mortgage
$639,375
Interest Rate
5.81%
Mortgage Type
VA

Purchase Details

Listed on
Mar 30, 2014
Closed on
Jun 12, 2014
Sold by
Devarona Enrique J and Devarona Gay Lynn Bender
Bought by
Nunez Manuel
Seller's Agent
Pamela Susan Beeney
Bluewater Bay Resort Realty
Buyer's Agent
Susan De Leon
COLDWELL BANKER REALTY
List Price
$395,000
Sold Price
$395,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.65%
Original Mortgage
$395,000
Interest Rate
4.36%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $736,500 None Listed On Document
Warranty Deed $625,000 Bridgetrust Title Group
Warranty Deed $395,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $436,523 VA
Previous Owner $639,375 VA
Previous Owner $395,000 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/27/2025 06/27/25 Sold $736,500 -1.8% $205 / Sq Ft
05/02/2025 05/02/25 Pending -- -- --
04/23/2025 04/23/25 Price Changed $749,900 -1.3% $208 / Sq Ft
02/21/2025 02/21/25 Price Changed $759,900 -0.7% $211 / Sq Ft
01/16/2025 01/16/25 For Sale $765,000 +24.4% $212 / Sq Ft
06/30/2022 06/30/22 Sold $615,000 0.0% $171 / Sq Ft View Prior Sale
05/30/2022 05/30/22 Pending -- -- --
03/25/2022 03/25/22 For Sale $615,000 +55.7% $171 / Sq Ft
06/12/2014 06/12/14 Sold $395,000 0.0% $110 / Sq Ft View Prior Sale
05/06/2014 05/06/14 Pending -- -- --
03/30/2014 03/30/14 For Sale $395,000 -- $110 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,117 $642,773 $64,350 $578,423
2024 $7,550 $631,746 $54,859 $576,887
2023 $7,550 $634,425 $54,316 $580,109
2022 $6,592 $595,952 $51,729 $544,223
2021 $5,631 $455,138 $44,982 $410,156
2020 $5,237 $417,417 $44,536 $372,881
2019 $4,911 $386,124 $44,536 $341,588
2018 $4,724 $366,900 $0 $0
2017 $4,568 $348,633 $0 $0
2016 $4,392 $337,260 $0 $0
2015 $4,411 $329,275 $0 $0
2014 $3,685 $308,015 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 964884

Emerald Coast Association of REALTORS®

APN: 15-1S-22-2481-0000-0030