NOT LISTED FOR SALE

405 N Elm St Saint Joseph, IL 61873

Estimated Value: $238,000 - $312,419

5 Beds
3 Baths
2,549 Sq Ft
$104/Sq Ft Est. Value

About This Home

This home is located at 405 N Elm St, Saint Joseph, IL 61873 and is currently estimated at $264,105, approximately $103 per square foot. 405 N Elm St is a home located in Champaign County with nearby schools including St Joseph Middle School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 16, 2019
Sold by
Hall Tyler and Hall Melissa
Bought by
Kemp Lori A
Current Estimated Value
$264,105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,075
Outstanding Balance
$135,794
Interest Rate
3.7%
Mortgage Type
FHA
Estimated Equity
$116,027

Purchase Details

Closed on
Jun 14, 2009
Sold by
Hein George D
Bought by
Hall Tyler and Hall Melissa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,300
Interest Rate
4.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 16, 2005
Sold by
Grimmett Dee and Denmark Hale Dee
Bought by
Hein George D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,000
Interest Rate
5.75%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kemp Lori A $156,000 Attorney
Hall Tyler $88,000 None Available
Hein George D $95,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kemp Lori A $153,075
Previous Owner Hall Tyler $140,000
Previous Owner Hall Melissa $31,800
Previous Owner Hall Tyler J $25,000
Previous Owner Hall Tyler J $111,600
Previous Owner Hall Tyler $87,300
Previous Owner Hein George D $76,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,836 $65,570 $19,490 $46,080
2023 $3,836 $58,910 $17,510 $41,400
2022 $3,632 $55,370 $16,460 $38,910
2021 $3,478 $52,680 $15,660 $37,020
2020 $3,439 $51,950 $15,440 $36,510
2019 $3,301 $50,100 $14,890 $35,210
2018 $3,138 $48,180 $14,320 $33,860
2017 $3,083 $47,140 $14,010 $33,130
2016 $1,682 $46,360 $13,780 $32,580
2015 $1,634 $45,810 $13,620 $32,190
2014 $1,529 $44,260 $13,160 $31,100
2013 $1,481 $43,780 $13,020 $30,760
Source: Public Records

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