NOT LISTED FOR SALE

405 N Gifford St Elgin, IL 60120

Northeast Elgin Neighborhood

Estimated Value: $265,000 - $294,000

4 Beds
2 Baths
1,600 Sq Ft
$176/Sq Ft Est. Value

Last Sold June 02, 2020

Last sale price $169,000 $106 Per Sq Ft

Est. 66% increase in value since last sale

Current estimated payment $1,826/month

61 Days on Market

Highlights

  • Corner Lot
  • Galley Kitchen
  • Forced Air Heating and Cooling System
  • Home Office

About This Home

As of June 2020

Huge Corner Lot Home with 4 bedrooms and 2 baths. Roof 2019, HVAC system and kitchen cabinets 4 years old. Sliding doors from kitchen that leads to large deck and fenced in backyard.Close to downtown Elgin, Metra and more.

Last Agent to Sell the Property

Leda Quiaro

Keller Williams Infinity License #471004203 Listed on: 02/26/2020

Keller Williams Infinity

Last Buyer's Agent

Anna Saenz

Absolute Realty Source Corp.

Home Details

Home Type

  • Single Family

Year Built

  • 1992

Lot Details

  • Corner Lot

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding

Interior Spaces

  • Home Office
  • Galley Kitchen

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Parking

  • Parking Available
  • Driveway
  • Parking Included in Price

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Lake Michigan Water

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,070 Seller Concession

Home Details

Home Type

Single Family

Year Built

1992

Lot Details

8,712 Sq Ft Lot

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 26-30 Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Style Of House: Bi-Level
  • Type Detached: 2 Stories
  • Estimated Year Built: 1992
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1992

Interior Features

  • Number Of Rooms: 9
  • Living Room: Dimensions: 14X12, On Level: Main Level
  • Basement: Full
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 4
  • Above Grade Bedrooms: 4
  • Dining Room: Dimensions: 12X09, On Level: Main Level
  • Kitchen Type: Dimensions: 09X08, On Level: Main Level
  • Kitchen Type: Galley
  • Additional Rooms: Office
  • Master Bedroom: Dimensions: 13X12, On Level: Lower
  • Additional Room 1 Name: Office, Dimensions: 12X10, On Level: Lower
  • Bedroom 2: Dimensions: 13X12, On Level: Lower
  • Bedroom 3: Dimensions: 12X09, On Level: Main Level
  • Bedroom 4: Dimensions: 13X09, On Level: Main Level
  • Estimated Sq Ft: 1600
  • Family Room: Dimensions: 12X12, On Level: Lower

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Aluminum Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Acreage: 0.2

Garage/Parking

  • Number of Cars: 2
  • Parking: Space/s
  • Parking Details: Side Apron
  • Number Parking Spaces: 2
  • Parking On Site: Yes
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Parking Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Lake Michigan
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Assessed Sq Ft: 1382

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 66X132
  • Lot Description: Corner
  • Parcel Identification Number: 0612383014

Tax Info

  • Taxes: 3993.60

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2020
Closed on
May 21, 2020
Sold by
Lopez Eduardo and Lopez Viviana
Bought by
Torres David M
Seller's Agent
Leda Quiaro
Keller Williams Infinity
Buyer's Agent
Anna Saenz
Absolute Realty Source Corp.
List Price
$179,000
Sold Price
$169,000
Premium/Discount to List
-$10,000
-5.59%
Current Estimated Value
$281,138

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$112,138
Avg. Annual Appreciation
9.24%
Original Mortgage
$165,938
Interest Rate
3.12%
Mortgage Type
FHA

Purchase Details

Listed on
Oct 31, 2013
Closed on
Feb 4, 2014
Sold by
Lopez Eduardo C
Bought by
Lopez Eduardo C and Lopez Viviana
Seller's Agent
Steve Malik
RE/MAX Professionals Select
Buyer's Agent
Salvador Lopez
Montana Realty, Ltd.
List Price
$79,000
Sold Price
$70,000
Premium/Discount to List
-$9,000
-11.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.84%

Purchase Details

Listed on
Oct 31, 2013
Closed on
Jan 8, 2014
Sold by
U S Bank Na
Bought by
Lopez Eduardo C
Seller's Agent
Steve Malik
RE/MAX Professionals Select
Buyer's Agent
Salvador Lopez
Montana Realty, Ltd.
List Price
$79,000
Sold Price
$70,000
Premium/Discount to List
-$9,000
-11.39%

Purchase Details

Closed on
Aug 19, 2013
Sold by
Falnes Virginia and Falnes Craig
Bought by
U S Bank Na and Truman 2012 Sc2 Title Trust

Purchase Details

Closed on
Oct 1, 2007
Sold by
Sibilska Iwona
Bought by
Falnes Scott

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$237,500
Interest Rate
6.38%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 29, 2006
Sold by
Tyler Cody
Bought by
Sibilska Iwona

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$33,750
Interest Rate
6.27%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Aug 1, 2006
Sold by
Pledged Property Ii Llc
Bought by
Tyler Cody

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,600
Interest Rate
10.04%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 22, 2006
Sold by
Cobb Joann
Bought by
Pledged Property Ii Llc

Purchase Details

Closed on
Dec 30, 1994
Sold by
Habitat For Humanity For Northern Fox
Bought by
Cobb Joann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,029
Interest Rate
8.26%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Torres David M $169,000 Plymouth Title Guaranty Corp
Lopez Eduardo C -- None Available
Lopez Eduardo C $70,000 Chicago Title Insurance Co
U S Bank Na -- None Available
Falnes Scott $250,000 Republic Title
Sibilska Iwona $225,000 Traditional Title Co Llc
Tyler Cody $154,000 Multiple
Pledged Property Ii Llc -- None Available
Cobb Joann -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Torres David M $165,938
Previous Owner Falnes Scott $237,500
Previous Owner Sibilska Iwona $33,750
Previous Owner Tyler Cody $138,600
Previous Owner Cobb Joann $30,029
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/02/2020 06/02/20 Sold $169,000 0.0% $106 / Sq Ft
04/27/2020 04/27/20 Pending -- -- --
04/22/2020 04/22/20 Price Changed $169,000 -5.6% $106 / Sq Ft
02/26/2020 02/26/20 For Sale $179,000 +155.7% $112 / Sq Ft
01/21/2014 01/21/14 Sold $70,000 -11.4% $44 / Sq Ft View Prior Sale
12/16/2013 12/16/13 Pending -- -- --
12/03/2013 12/03/13 For Sale $79,000 0.0% $49 / Sq Ft
12/03/2013 12/03/13 Pending -- -- --
11/21/2013 11/21/13 Price Changed $79,000 -11.2% $49 / Sq Ft
10/31/2013 10/31/13 For Sale $89,000 -- $56 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,560 $64,980 $11,862 $53,118
2023 $4,322 $58,704 $10,716 $47,988
2022 $4,121 $53,528 $9,771 $43,757
2021 $3,930 $50,045 $9,135 $40,910
2020 $4,188 $45,916 $8,721 $37,195
2019 $4,085 $43,738 $8,307 $35,431
2018 $3,994 $40,394 $7,826 $32,568
2017 $3,928 $38,186 $7,398 $30,788
2016 $3,778 $35,426 $6,863 $28,563
2015 -- $32,472 $6,291 $26,181
2014 -- $32,071 $6,213 $25,858
2013 -- $37,601 $6,377 $31,224
Source: Public Records

Agents Affiliated with this Home

  • Leda Quiaro

    Seller's Agent in 2020

    Leda Quiaro

    Keller Williams Infinity

    (630) 638-4272

    1 in this area

    277 Total Sales

    Leda Quiaro
    Section Image
  • Anna Saenz

    Buyer's Agent in 2020

    Anna Saenz

    Absolute Realty Source Corp.

    (708) 275-4358

    8 Total Sales

    Anna Saenz
    Section Image
  • Steve Malik

    Seller's Agent in 2014

    Steve Malik

    RE/MAX

    (630) 369-3000

    82 Total Sales

    Steve Malik
    Section Image

  • S

    Buyer's Agent in 2014

    Salvador Lopez

    Montana Realty, Ltd.

See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10648094

Midwest Real Estate Data (MRED)

APN: 06-12-383-014

Illinois Kane County Elgin 60120 Northeast Elgin

405 N Gifford St, Elgin, IL

Not Listed for Sale

Detached

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Midwest Real Estate Data (MRED) Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID

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