NOT LISTED FOR SALE

405 Ocean View Terrace Encinitas, CA 92024

Central Encinitas Neighborhood

Estimated Value: $3,389,672 - $4,247,000

4 Beds
4 Baths
3,740 Sq Ft
$1,008/Sq Ft Est. Value

Last Sold March 24, 2017

Last sale price $1,957,500 $523 Per Sq Ft

Est. 93% increase in value since last sale

Current estimated payment $21,776/month

About This Home

Single story West of I-5, located in this highly sought after quiet seaside neighborhood & nestled on a private & secluded lot that measures over 1/3 acre. The open floor plan features an expansive chef's kitchen with breakfast area & quaint courtyard, formal living & dining rooms, large master suite that opens to the rear patio, Walking distance to Old Encinitas which offers many amazing dining experiences, shopping, the beach at Moonlight , the Coaster/Train Station & more. No HOA & no Mello Roos. Neighborhoods: Encinitas Equipment: Garage Door Opener, Range/Oven Other Fees: 0 Sewer: Sewer Connected Topography: LL

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 1, 2023
Sold by
Louch Peter C and Louch Donna E
Bought by
Louch Family Trust
Current Estimated Value
$3,773,542

Purchase Details

Listed on
Jan 30, 2017
Closed on
Feb 23, 2017
Sold by
Sphire Raymond D and Sphire Leslie T
Bought by
Louch Peter C and Louch Donna E
Seller's Agent
Kathy Angello
Compass
Buyer's Agent
Andrew Piretti
Polo Properties
List Price
$1,957,500
Sold Price
$1,957,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.74%
Original Mortgage
$1,566,000
Interest Rate
3.62%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 30, 2006
Sold by
Sphire Raymond D and Sphire Leslie T
Bought by
Sphire Raymond D and Sphire Leslie T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,137,500
Interest Rate
7.25%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Jul 15, 2004
Sold by
Sphire Raymond D and Sphire Leslie T
Bought by
Sphire Raymond D and Sphire Leslie T

Purchase Details

Closed on
Mar 27, 2002
Sold by
Sphire Raymond D and Sphire Leslie T
Bought by
Sphire Raymond D and Sphire Leslie T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
6.78%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 31, 2001
Sold by
Sphire Raymond D and Sphire Leslie T
Bought by
Sphire Raymond D and Sphire Leslie T

Purchase Details

Closed on
Dec 14, 2000
Sold by
Wastal Randy P and Wastal Carrie K
Bought by
Sphire Raymond D and Sphire Leslie T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$825,000
Interest Rate
8.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Louch Family Trust -- --
Louch Peter C $1,957,500 Chicago Title Company Sd
Sphire Raymond D -- New Century Title Company
Sphire Raymond D -- --
Sphire Raymond D -- New Century Title Company
Sphire Raymond D -- --
Sphire Raymond D $1,100,000 Commonwealth Land Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Louch Peter C $1,566,000
Previous Owner Sphire Raymond D $1,137,500
Previous Owner Sphire Raymond D $60,000
Previous Owner Sphire Raymond D $825,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/24/2017 03/24/17 Sold $1,957,500 0.0% $523 / Sq Ft View Prior Sale
02/26/2017 02/26/17 Pending -- -- --
01/30/2017 01/30/17 For Sale $1,957,500 -- $523 / Sq Ft

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $24,759 $2,271,842 $1,450,730 $821,112
2024 $24,759 $2,227,297 $1,422,285 $805,012
2023 $24,053 $2,183,626 $1,394,398 $789,228
2022 $23,689 $2,140,810 $1,367,057 $773,753
2021 $23,179 $2,098,834 $1,340,252 $758,582
2020 $22,938 $2,077,314 $1,326,510 $750,804
2019 $22,480 $2,036,583 $1,300,500 $736,083
2018 $21,994 $1,996,650 $1,275,000 $721,650
2017 $16,102 $1,428,178 $649,171 $779,007
2016 $15,632 $1,400,176 $636,443 $763,733
2015 $15,454 $1,379,146 $626,884 $752,262
2014 $15,264 $1,352,132 $614,605 $737,527
Source: Public Records

Agents Affiliated with this Home

  • Kathy Angello

    Seller's Agent in 2017

    Kathy Angello

    Compass

    (858) 755-6761

    5 in this area

    50 Total Sales

    Kathy Angello
    Section Image

  • A

    Buyer's Agent in 2017

    Andrew Piretti

    Polo Properties

    (760) 845-3941

    6 Total Sales

    Andrew Piretti
    Section Image
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Map

California San Diego County Encinitas 92024 Central Encinitas

405 Ocean View Terrace, Encinitas, CA

Not Listed for Sale

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