C
Seller's Agent in 2025
Charlie Workman
KELLER WILLIAMS-TREC
7 Total Sales
406 S 5th St Effingham, IL 62401
Estimated Value: $73,802 - $171,000
3
Beds
1.5
Baths
2,182
Sq Ft
$55/Sq Ft
Est. Value
Highlights
- 1 Fireplace
- Tankless Water Heater
- No Heating
- 2 Car Detached Garage
About This Home
As of October 2025Come see the potential of this great home or investment property. Located close to downtown and Bliss Park. The work has already been started just need someone to put the finishing touches on this beautiful home. Updates include roof, windows, electric and plumbing. Can be converted back to 3 rentals. This property also includes a 2 car detached garage with a workshop area. Includes commercial appliances and newer kitchen cabinets.
Last Agent to Sell the Property
KELLER WILLIAMS-TREC License #475211723 Listed on: 08/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,071
Year Built
- Built in 1900
Lot Details
- 6,970 Sq Ft Lot
Parking
- 2 Car Detached Garage
Home Design
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- 1 Fireplace
- Unfinished Basement
- Basement Cellar
Kitchen
- Oven
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Utilities
- No Cooling
- No Heating
- Tankless Water Heater
Community Details
- Railroad Add Subdivision
Listing and Financial Details
- Assessor Parcel Number 0316036014
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 29, 2025
Closed on
Oct 3, 2025
Sold by
Bought by
Seller's Agent
Charlie Workman
KELLER WILLIAMS-TREC
Buyer's Agent
Glen Phillips
Dammerman and Associates Elite Realty
List Price
$69,900
Sold Price
$65,000
Premium/Discount to List
-$4,900
-7.01%
Views
39
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,201
Avg. Annual Appreciation
132.14%
Original Mortgage
$80,000
Outstanding Balance
$79,522
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$40,679
Purchase Details
Listed on
Aug 2, 2024
Closed on
Jul 29, 2024
Sold by
Bought by
Seller's Agent
Matt Dammerman
Dammerman and Associates Elite Realty
Buyer's Agent
Matt Dammerman
Dammerman and Associates Elite Realty
List Price
$250,000
Sold Price
$250,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-68.38%
Original Mortgage
$28,580
Interest Rate
6.87%
Mortgage Type
Credit Line Revolving
Purchase Details
Listed on
Jun 20, 2016
Closed on
Oct 31, 2016
Sold by
Bought by
Seller's Agent
KRISTIEN WEST
JEFF DUNAHEE REALTY
Buyer's Agent
Non-Member Non-Member
Non-Member
List Price
$50,000
Sold Price
$35,600
Premium/Discount to List
-$14,400
-28.8%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.55%
Purchase Details
Closed on
May 9, 2013
Sold by
Bought by
Purchase Details
Closed on
Jan 25, 2013
Sold by
Bought by
Purchase Details
Closed on
Sep 26, 2006
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,080
Interest Rate
6.31%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 16, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,000
Interest Rate
11.5%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $195,000 | Title Center | ||
| $750,000 | None Listed On Document | ||
| -- | Title Center | ||
| -- | Comprehensive Title Inc | ||
| -- | None Available | ||
| $70,000 | None Available | ||
| $40,000 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $80,000 | ||
| Previous Owner | $28,580 | ||
| Previous Owner | $73,080 | ||
| Previous Owner | $52,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/03/2025 10/03/25 | Sold | $65,000 | -7.0% | $30 / Sq Ft | |
| 09/09/2025 09/09/25 | Pending | -- | -- | -- | |
| 08/29/2025 08/29/25 | For Sale | $69,900 | -72.0% | $32 / Sq Ft | |
| 08/02/2024 08/02/24 | Sold | $250,000 | 0.0% | $115 / Sq Ft | View Prior Sale |
| 08/02/2024 08/02/24 | For Sale | $250,000 | +602.2% | $115 / Sq Ft | |
| 10/31/2016 10/31/16 | Sold | $35,600 | -28.8% | $17 / Sq Ft | View Prior Sale |
| 09/19/2016 09/19/16 | Pending | -- | -- | -- | |
| 06/20/2016 06/20/16 | For Sale | $50,000 | -- | $24 / Sq Ft |
Source: Central Illinois Board of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,071 | $15,850 | $8,500 | $7,350 |
| 2023 | $573 | $14,410 | $7,730 | $6,680 |
| 2022 | $503 | $13,220 | $7,090 | $6,130 |
| 2021 | $514 | $13,090 | $7,020 | $6,070 |
| 2020 | $504 | $12,720 | $6,820 | $5,900 |
| 2019 | $500 | $12,590 | $6,750 | $5,840 |
| 2018 | $503 | $12,110 | $6,490 | $5,620 |
| 2017 | $504 | $11,870 | $6,360 | $5,510 |
| 2016 | $2,088 | $28,260 | $6,170 | $22,090 |
| 2015 | -- | $27,440 | $5,990 | $21,450 |
| 2014 | -- | $26,650 | $5,820 | $20,830 |
| 2013 | -- | $26,130 | $5,710 | $20,420 |
| 2012 | -- | $25,750 | $5,630 | $20,120 |
Source: Public Records
Agents Affiliated with this Home
-
Charlie Workman
-
Glen Phillips
G
Buyer's Agent in 2025
Glen Phillips
Dammerman and Associates Elite Realty
(217) 246-2735
9 Total Sales
-
Matt Dammerman
M
Seller's Agent in 2024
Matt Dammerman
Dammerman and Associates Elite Realty
(217) 259-3277
151 Total Sales
-
K
Seller's Agent in 2016
KRISTIEN WEST
JEFF DUNAHEE REALTY
-
N
Buyer's Agent in 2016
Non-Member Non-Member
Non-Member
Map
Source: Central Illinois Board of REALTORS®
MLS Number: 6254918
APN: 0316036014
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