NOT LISTED FOR SALE

406 Spruce St North Aurora, IL 60542

Estimated Value: $199,000 - $261,000

3 Beds
1 Bath
1,056 Sq Ft
$229/Sq Ft Est. Value

Last Sold April 15, 2016

Last sale price $102,000 $97 Per Sq Ft

Est. 137% increase in value since last sale

Current estimated payment $1,732/month

48 Days on Market

Highlights

  • Ranch Style House
  • Detached Garage
  • 4-minute walk to Pinecreek Park
  • Fenced Yard
  • Forced Air Heating and Cooling System

About This Home

As of April 2016

Here's a great opportunity to invest in your future. Nice size ranch with 3 bedrooms and 1 bath. Large living room with fireplace and big window for great light. Open concept kitchen/dining area with laundry facilities in large closet. Convenient! All three bedrooms are nice size with large windows. Bath is centrally located to all the bedrooms. Large lot with mature trees and a detached 2-car garage. Make this house a home with your own decorating ideas. This is a Fannie Mae Homepath property.

Last Agent to Sell the Property

Craig Caffarello

WEICHERT, REALTORS - Your Place Realty License #471000221 Listed on: 01/13/2016

WEICHERT, REALTORS - Your Place Realty

Co-Listed By

Barbara Craft-Thorn

WEICHERT, REALTORS - Your Place Realty

Last Buyer's Agent

Nancy Bamforth

Coldwell Banker The Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,528

Year Built

  • 1970

Lot Details

  • 0.34

Parking

  • Detached Garage
  • Garage Is Owned

Home Design

  • Ranch Style House
  • Cedar

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Crawl Space
  • Fenced Yard

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,528

Year Built

1970

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Age: 41-50 Years
  • Full Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 1
  • Style Of House: Ranch
  • Type Detached: 1 Story
  • Estimated Year Built: 1970
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1970

Interior Features

  • Number Of Rooms: 6
  • Living Room: Dimensions: 20X12, On Level: Main Level, Flooring: Carpet
  • Fireplace Location: Living Room
  • Basement: Crawl
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Dining Room: Dimensions: 12X12, On Level: Main Level, Flooring: Vinyl
  • Kitchen Type: Dimensions: 15X9, On Level: Main Level, Flooring: Vinyl
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 12X11, On Level: Main Level, Flooring: Other
  • Bedroom 2: Dimensions: 12X10, On Level: Main Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 12X9, On Level: Main Level, Flooring: Carpet
  • Estimated Sq Ft: 1056

Exterior Features

  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Cedar
  • Acreage: 0.34

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 129
  • Junior High Dist: 129

Lot Info

  • Lot Dimensions: 14810
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 1234380003

Tax Info

  • Taxes: 3896

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 13, 2016
Closed on
Mar 16, 2016
Sold by
Fannie Mae
Bought by
Worley Ronald M and Worley Kimberly A
Seller's Agent
Craig Caffarello
WEICHERT, REALTORS - Your Place Realty
Buyer's Agent
Nancy Bamforth
Coldwell Banker The Real Estate Group
List Price
$119,900
Sold Price
$102,000
Premium/Discount to List
-$17,900
-14.93%
Total Days on Market
48
Current Estimated Value
$242,225

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$140,225
Avg. Annual Appreciation
10.00%
Original Mortgage
$96,900
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 2, 2015
Sold by
Boke Nicholas
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jul 20, 2006
Sold by
Mk Schmit Llc
Bought by
Boke Nicholas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,000
Interest Rate
6.82%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 5, 2003
Sold by
Chase Christian
Bought by
Mk Schmit Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,300
Interest Rate
6.43%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 27, 2003
Sold by
Hud
Bought by
Chase Christian

Purchase Details

Closed on
Nov 1, 2002
Sold by
Kruse John A
Bought by
Hud

Purchase Details

Closed on
Jun 1, 2000
Sold by
Humbles Matthew and Humbles Tomasina
Bought by
Kruse John A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,000
Interest Rate
8.31%

Purchase Details

Closed on
Sep 20, 1995
Sold by
Snider Darrell and Snider Betsy
Bought by
Humbles Matthew and Humbles Tomasina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,579
Interest Rate
7.78%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Worley Ronald M $102,000 Attorneys Title Guaranty Fun
Federal National Mortgage Association -- Attorney
Boke Nicholas $192,500 Law Title Insurance
Mk Schmit Llc $145,500 Law Title Ins Co
Chase Christian -- Stewart Title Company
Hud -- --
Kruse John A $116,000 Chicago Title Insurance Co
Humbles Matthew $80,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Worley Hawk M $90,000
Closed Worley Kimberly A $88,500
Closed Worley Ronald M $96,900
Previous Owner Boke Nicholas $154,000
Previous Owner Boke Nicholas $28,850
Previous Owner Mk Schmit Llc $139,200
Previous Owner Mk Schmit Llc $116,300
Previous Owner Kruse John A $110,430
Previous Owner Kruse John A $106,000
Previous Owner Humbles Matthew $78,579
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/15/2016 04/15/16 Sold $102,000 -9.7% $97 / Sq Ft
03/01/2016 03/01/16 Pending -- -- --
02/16/2016 02/16/16 Price Changed $112,900 -5.8% $107 / Sq Ft
01/13/2016 01/13/16 For Sale $119,900 -- $114 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,528 $63,654 $6,299 $57,355
2022 $3,682 $50,556 $5,887 $44,669
2021 $3,566 $47,947 $5,583 $42,364
2020 $3,549 $47,026 $5,476 $41,550
2019 $3,578 $45,361 $5,282 $40,079
2018 $3,537 $43,633 $5,081 $38,552
2017 $3,502 $42,194 $4,913 $37,281
2016 $4,084 $40,965 $4,770 $36,195
2015 -- $40,032 $4,661 $35,371
2014 -- $38,772 $4,514 $34,258
2013 -- $39,491 $5,901 $33,590
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD09116245

Midwest Real Estate Data (MRED)

APN: 12-34-380-003