$675,000
SOLD MAR 14, 2025

4060 Loving Dr Dunkirk, MD 20754

3 Beds
2.5 Baths
2,210 Sq Ft
1 Acres

Recently Sold

$305 Per Sq Ft

5% Above List Price

1 Day on Market

Highlights

  • Gourmet Kitchen
  • Colonial Architecture
  • Attic
  • Mount Harmony Elementary School Rated A-
  • Wood Flooring
  • Breakfast Area or Nook

About This Home

As of March 2025

This beauty is located in the heart of Dunkirk, just minutes to shopping, restaurants, and parks! Two story colonial with two car garage, brick patio out back with lighted, screened GAZEBO sits on a beautiful acre lot in Loving Farms. HARDWOOD FLOORING THROUGHOUT!! Recently upgraded, beautiful QUARTZ COUNTER-TOPS, and CENTER ISLAND! Cozy family room with GAS FIREPLACE and ample windows! Dining room has chair molding and crown molding. Upstairs you will find three SPACIOUS bedrooms. The large primary room has an area for a sitting room or storage plus a LARGE Walk-through Closet. The primary bath has dual sinks, separate shower, and large soaking tub! Upstairs Laundry Room. Walk-in Closet in Bedroom #2, Full un-finished basement with rough-in to complete how you like. Large FENCED- IN BACK YARD for the Pups. SCHEDULE your showing today before this one gets away!!

Last Agent to Sell the Property

Lisa Case

(301) 643-8888 LCaseatCarousel@aol.com CENTURY 21 New Millennium License #679385 Listed on: 02/12/2025

CENTURY 21 New Millennium

Last Buyer's Agent

Terri McClain

(443) 684-4287 tmcclain1216@gmail.com RE/MAX One License #584923

RE/MAX One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,528

Year Built

  • Built in 1999

Lot Details

  • 1 Acre Lot
  • Rural Setting
  • Wood Fence
  • Back Yard Fenced
  • Extensive Hardscape
  • Property is zoned RUR

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Active Radon Mitigation
  • Concrete Perimeter Foundation
  • Stick Built Home

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Gas Fireplace
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Wood Flooring
  • Surveillance System
  • Attic

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Exterior Basement Entry
  • Rough-In Basement Bathroom

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • 220 Volts
  • Propane
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned
  • Septic Tank
  • Cable TV Available

Additional Features

  • Energy-Efficient Windows
  • Brick Porch or Patio

Community Details

  • Loving Farm Subdivision

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 0503163865

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,528

Year Built

Built in 1999

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-02-12
  • Year Built: 1999
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Electric, Washer, Water Heater, Icemaker, Exhaust Fan, Refrigerator, Stainless Steel Appliances, Stove, Water Conditioner - Owned
  • Flooring Type: Hardwood
  • Interior Amenities: Attic, Breakfast Area, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Bathroom - Soaking Tub, Wood Floors, Kitchen - Island, Kitchen - Gourmet, Pantry, Bathroom - Stall Shower, Bathroom - Tub Shower, Walk-In Closet(s)
  • Window Features: Energy Efficient
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Active Radon Mitigation, Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Family Room
  • Basement: Yes
  • Basement Type: Rough Bath Plumb, Unfinished, Outside Entrance, Walkout Stairs
  • Laundry Type: Upper Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 3268
  • Living Area Sq Ft: 2210
  • Price Per Sq Ft: 289.55
  • Above Grade Finished Sq Ft: 2210
  • Below Grade Sq Ft: 1058
  • Total Below Grade Sq Ft: 1058
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Stick Built, Vinyl Siding
  • Exterior Features: Extensive Hardscape
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Side Entry, Garage Door Opener
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Detached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Programmable Thermostat
  • Electric Service: 220 Volts
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Surveillance Sys, Security System
  • Sewer/Septic System: Septic Exists
  • Utilities: Cable Tv, Propane
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 300.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Wood, Rear
  • Lot Size Acres: 1.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43560.00
  • Outdoor Living Structures: Brick, Patio(s)
  • Zoning: RUR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5528.00
  • Assessor Parcel Number: 0503163865
  • Tax Lot: 4
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 16, 2019
Closed on
Feb 27, 2020
Sold by
Simmons Denita and Revocable Trust Agmt Of Denita
Bought by
Gaumer Philip K and Gaumer Juliette E
Seller's Agent
Jean Huber
Home Towne Real Estate
Buyer's Agent
Lisa Case
CENTURY 21 New Millennium
List Price
$509,000
Sold Price
$509,000
Current Estimated Value
$690,218

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$181,218
Avg. Annual Appreciation
5.36%
Original Mortgage
$509,000
Outstanding Balance
$451,643
Interest Rate
3.6%
Mortgage Type
VA
Estimated Equity
$238,575

Purchase Details

Closed on
Sep 16, 2014
Sold by
Simmons Denita
Bought by
The Revocable Trust Agreement Of Denita

Purchase Details

Closed on
Jul 27, 2012
Sold by
Simmons Denita and Mcmurray Jennifer L
Bought by
Simmons Denita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$399,771
Interest Rate
3.7%
Mortgage Type
VA

Purchase Details

Closed on
Oct 23, 1998
Sold by
Loving Property Llc
Bought by
Simmons Denita and Mc Murray Jennifer L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $509,000 Buyer S Title Inc
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed $80,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $509,000 VA
Previous Owner $399,771 VA
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/14/2025 03/14/25 Sold $675,000 +5.5% $305 / Sq Ft
02/12/2025 02/12/25 For Sale $639,900 +25.7% $290 / Sq Ft
02/27/2020 02/27/20 Sold $509,000 0.0% $230 / Sq Ft View Prior Sale
01/15/2020 01/15/20 Pending -- -- --
12/16/2019 12/16/19 For Sale $509,000 -- $230 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,769 $514,100 $170,000 $344,100
2024 $5,335 $474,367 $0 $0
2023 $4,730 $434,633 $0 $0
2022 $4,314 $394,900 $170,000 $224,900
2021 $8,628 $389,600 $0 $0
2020 $4,217 $384,300 $0 $0
2019 $3,976 $379,000 $170,000 $209,000
2018 $3,947 $376,267 $0 $0
2017 $4,128 $373,533 $0 $0
2016 -- $370,800 $0 $0
2015 $4,165 $370,800 $0 $0
2014 $4,165 $370,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2019608

Bright MLS

APN: 03-163865