Seller's Agent in 2025
Kelly Schmidt
Coldwell Banker Realty
(630) 338-2049
63 in this area
324 Total Sales
407 E Willow St Unit 407 Elburn, IL 60119
2
Beds
2.5
Baths
1,594
Sq Ft
$205/mo
HOA Fee
Highlights
- Landscaped Professionally
- Formal Dining Room
- Patio
- Wood Flooring
- Balcony
- Living Room
About This Home
As of October 2025Welcome home to this beautifully maintained 2-bedroom, 2.5-bath condo, ideally located in the desirable Elburn neighborhood. From the moment you step inside, you'll be welcomed by a spacious, light-filled open-concept living and dining area - perfect for both every day living and effortless entertaining. The modern kitchen features sleek granite countertops, stainless steel appliances, and ample cabinet space to keep everything organized and within reach. An added bonus is the cozy lower-level family room, just off the attached garage. This inviting space boasts a charming fireplace and custom built-in cabinetry, making it ideal for a home office, media room, or extra living area. Upstairs enjoy the convenience of second-floor laundry and two generously sized bedrooms, each with access to full bathrooms that offer comfort, privacy, and functionality. Additional features include a main-level powder room, a spacious 2-car attached garage with extra storage and your own private patio or balcony - perfect for morning coffee or evening relaxation, surrounded by well-kept, landscaped grounds. Located just minutes from Elburn Station, schools, parks and local shopping and dining. This home offers the perfect blend of suburban tranquility and everyday convenience.
Last Agent to Sell the Property
Coldwell Banker Realty License #471019957 Listed on: 08/31/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,366
Year Built
- Built in 1997
Lot Details
- Landscaped Professionally
HOA Fees
- $205 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,594 Sq Ft Home
- 3-Story Property
- Ceiling Fan
- Attached Fireplace Door
- Gas Log Fireplace
- Window Screens
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Partial Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Dual Sinks
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
Outdoor Features
- Balcony
- Patio
Schools
- John Stewart Elementary School
- Harter Middle School
- Kaneland High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener is Owned
Community Details
Overview
- Association fees include insurance, exterior maintenance, lawn care, snow removal
- 6 Units
- Jeff Kellenberger Association, Phone Number (847) 695-6400
- Countryside Townhomes Subdivision
- Property managed by Preferred Management
Amenities
- Common Area
Pet Policy
- Dogs and Cats Allowed
Security
- Resident Manager or Management On Site
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 31, 2025
Closed on
Oct 14, 2025
Sold by
Petrarca Michelle and Zylinski Zachary
Bought by
Bermudez Dominick James and Harris Angelia Olivia
Seller's Agent
Kelly Schmidt
Coldwell Banker Realty
Buyer's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
List Price
$265,000
Sold Price
$265,000
Views
23
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.11%
Original Mortgage
$212,000
Outstanding Balance
$212,000
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$59,215
Purchase Details
Listed on
Apr 3, 2020
Closed on
Jun 26, 2020
Sold by
Schuberg Christopher M and Schuberg Valeri A
Bought by
Petrarca Michelle
Seller's Agent
Cathy Peters
Keller Williams Innovate - Aurora
Buyer's Agent
Kari Kohler
Coldwell Banker Realty
List Price
$168,900
Sold Price
$160,500
Premium/Discount to List
-$8,400
-4.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.94%
Original Mortgage
$152,475
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 9, 2015
Closed on
Mar 1, 2016
Sold by
Mcgann Gwendolyn K and Hain Amy M
Bought by
Schuberg Christopher M and Cannon Valeri A
Seller's Agent
Susan Kalina
Karen Douglas Realty
Buyer's Agent
Kelly Schmidt
Coldwell Banker Realty
List Price
$147,000
Sold Price
$138,900
Premium/Discount to List
-$8,100
-5.51%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.39%
Original Mortgage
$136,383
Interest Rate
3.62%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 1, 2010
Sold by
Kraemer Betsy
Bought by
Kraemer Betsy and Betsy Kraemer Declaration Of T
Purchase Details
Closed on
Mar 29, 2010
Sold by
Mcgann Gwendolyn K
Bought by
Mcgann Gwendolyn K and Mcgann Revocable T Gwendolyn K
Purchase Details
Closed on
May 26, 2009
Sold by
Mcgann Gwendolyn
Bought by
Kraemer Betsy
Purchase Details
Closed on
Nov 8, 2006
Sold by
Franks Ronald E and Franks Judith B
Bought by
Mcgann Gwendolyn Kay
Purchase Details
Closed on
Dec 2, 2003
Sold by
Harness Jody L
Bought by
Franks Ronald E and Franks Judith B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,800
Interest Rate
4.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 9, 2002
Sold by
Anderson Leonard W and Anderson Linda L
Bought by
Harness Jody
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
6.24%
Purchase Details
Closed on
Apr 27, 2000
Sold by
James Pamela D and Stewart David A
Bought by
Anderson Leonard W and Anderson Linda L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,450
Interest Rate
8.24%
Purchase Details
Closed on
Mar 27, 1998
Sold by
The Old Second National Bank Of Aurora
Bought by
James Pamela D and Stewart David A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,325
Interest Rate
7.19%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $265,000 | Fidelity National Title | |
| Warranty Deed | $160,500 | First American Title | |
| Warranty Deed | -- | Greater Illinois Title Co | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Quit Claim Deed | -- | United General Title Ins Co | |
| Warranty Deed | $205,000 | Heritage Title Company | |
| Warranty Deed | $168,500 | Chicago Title Insurance Comp | |
| Warranty Deed | $158,000 | Multiple | |
| Warranty Deed | $131,000 | Fox Title Company | |
| Joint Tenancy Deed | $123,500 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $212,000 | New Conventional | |
| Previous Owner | $152,475 | New Conventional | |
| Previous Owner | $136,383 | FHA | |
| Previous Owner | $134,800 | Purchase Money Mortgage | |
| Previous Owner | $108,000 | No Value Available | |
| Previous Owner | $124,450 | No Value Available | |
| Previous Owner | $117,325 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/14/2025 10/14/25 | Sold | $265,000 | 0.0% | $166 / Sq Ft | |
| 09/08/2025 09/08/25 | Pending | -- | -- | -- | |
| 08/31/2025 08/31/25 | For Sale | $265,000 | +65.1% | $166 / Sq Ft | |
| 06/30/2020 06/30/20 | Sold | $160,500 | -2.4% | $101 / Sq Ft | View Prior Sale |
| 05/16/2020 05/16/20 | Pending | -- | -- | -- | |
| 04/30/2020 04/30/20 | Price Changed | $164,500 | -0.3% | $103 / Sq Ft | |
| 04/17/2020 04/17/20 | Price Changed | $165,000 | -2.3% | $104 / Sq Ft | |
| 04/03/2020 04/03/20 | For Sale | $168,900 | +21.6% | $106 / Sq Ft | |
| 03/03/2016 03/03/16 | Sold | $138,900 | -0.7% | $87 / Sq Ft | View Prior Sale |
| 01/31/2016 01/31/16 | Pending | -- | -- | -- | |
| 11/17/2015 11/17/15 | Price Changed | $139,900 | -4.8% | $88 / Sq Ft | |
| 10/09/2015 10/09/15 | For Sale | $147,000 | -- | $92 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,366 | $69,131 | $6,569 | $62,562 |
| 2023 | $5,187 | $61,807 | $5,873 | $55,934 |
| 2022 | $4,934 | $55,043 | $5,351 | $49,692 |
| 2021 | $4,717 | $51,971 | $5,052 | $46,919 |
| 2020 | $4,676 | $51,223 | $4,979 | $46,244 |
| 2019 | $4,669 | $50,471 | $4,906 | $45,565 |
| 2018 | $4,472 | $47,934 | $4,906 | $43,028 |
| 2017 | $4,442 | $47,230 | $4,834 | $42,396 |
| 2016 | $5,097 | $46,038 | $4,712 | $41,326 |
| 2015 | -- | $44,767 | $4,582 | $40,185 |
| 2014 | -- | $45,453 | $4,652 | $40,801 |
| 2013 | -- | $46,216 | $4,730 | $41,486 |
Source: Public Records
Agents Affiliated with this Home
-
Kelly Schmidt
-
Sarah Leonard
Buyer's Agent in 2025
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
(224) 239-3966
11 in this area
2,693 Total Sales
-
Cameron Baum
C
Buyer Co-Listing Agent in 2025
Cameron Baum
Legacy Properties
(847) 913-2685
1 in this area
25 Total Sales
-
Cathy Peters
Seller's Agent in 2020
Cathy Peters
Keller Williams Innovate - Aurora
(630) 677-2406
8 in this area
140 Total Sales
-
Kari Kohler
Buyer's Agent in 2020
Kari Kohler
Coldwell Banker Realty
(630) 673-4586
3 in this area
359 Total Sales
-
Susan Kalina
Seller's Agent in 2016
Susan Kalina
Karen Douglas Realty
(630) 673-7741
3 in this area
90 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12459738
APN: 08-32-378-013
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