$315,000
SOLD MAR 14, 2025

407 Kensington Ct Unit 407 Naperville, IL 60563

Cress Creek Neighborhood
2 Beds
1.5 Baths
-- Sq Ft
$311/mo HOA Fee

Recently Sold

3% Below List Price

61 Days on Market

Highlights

  • 1 Car Attached Garage
  • Living Room
  • Forced Air Heating and Cooling System
  • Mill Street Elementary School Rated A+
  • Laundry Room
  • Dining Room

About This Home

As of March 2025

North Naperville gem in a prime location. Minutes from I-88, Naperville Metra station and downtown Naperville. Walking distance to acclaimed District 203 schools. 2-bedroom, 1.5-bathroom, two-story townhome with a one car detached garage. Living room with woodburning fireplace, kitchen with island, laundry and sliding glass door to backyard patio. New windows and doors in 2020. Laminate and LVP flooring throughout. Enjoy the convenience of a vibrant community while still enjoying the tranquility of suburban living.

Last Agent to Sell the Property

Anna Kaluza

Chicagoland Brokers, Inc. License #475134260 Listed on: 11/25/2024

Chicagoland Brokers, Inc.

Last Buyer's Agent

Craig Doherty

@properties Christie's International Real Estate License #475142563

@properties Christie's International Real Estate

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,393

Year Built

  • Built in 1987

HOA Fees

Parking

  • 1 Car Attached Garage
  • Parking Included in Price

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Laminate Flooring

Kitchen

  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Lake Michigan Water

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, scavenger, snow removal
  • 8 Units
  • Info@Celticpm.Com Association, Phone Number (815) 730-1500
  • Property managed by Celtic Property Menagment

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,393

Year Built

Built in 1987

Lot Details

0

HOA Fees

$311 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Condo
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Year Built: 1987
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: None
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Fireplace Location: Other
  • Total Sq Ft: 0
  • Flooring: Wood Laminate

Exterior Features

  • List Price: 325000
  • Waterfront: No
  • Exterior Building Type: Aluminum Siding,Vinyl Siding

Garage/Parking

  • Garage Spaces: 1
  • ParkingTotal: 1
  • Garage On-Site: No
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Lake Michigan

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 207
  • Association Fee Frequency: Monthly
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Monthly
  • Management Company: Celtic Property Menagment
  • Management Contact Name: info@celticpm.com
  • Management Phone: 815-730-1500
  • Master Association Fee: 104
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal

Schools

  • Middle/Junior School District: 203

Lot Info

  • Lot Dimensions: COMMON
  • Special Assessments: Y

Rental Info

  • Board Number: 8
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 3393
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 25, 2024
Closed on
Mar 6, 2025
Sold by
Barrera Catherine
Bought by
Winkelmann Joshua Ryan and Parker Sara
Seller's Agent
Anna Kaluza
Chicagoland Brokers, Inc.
Buyer's Agent
Craig Doherty
@properties Christie's International Real Estate
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%
Total Days on Market
61
Views
109

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.36%
Original Mortgage
$285,000
Outstanding Balance
$284,808
Interest Rate
7.99%
Mortgage Type
New Conventional
Estimated Equity
$31,886

Purchase Details

Listed on
Nov 25, 2024
Closed on
Jan 26, 2025
Sold by
Barrera Juan Carlos
Bought by
Barrera Catherine Marie
Seller's Agent
Anna Kaluza
Chicagoland Brokers, Inc.
Buyer's Agent
Craig Doherty
@properties Christie's International Real Estate
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%
Views
109

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Outstanding Balance
$284,808
Interest Rate
7.99%
Mortgage Type
New Conventional
Estimated Equity
$31,886

Purchase Details

Closed on
May 26, 2006
Sold by
Martyn Jason E
Bought by
Barrera Juan and Barrera Catherine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,900
Interest Rate
6.66%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 1, 2004
Sold by
Mathias John B
Bought by
Martyn Jason E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 14, 1998
Sold by
Berg Carolyn G
Bought by
Mathias John B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,950
Interest Rate
6.5%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 Chicago Title
Quit Claim Deed -- None Listed On Document
Warranty Deed $175,000 Git
Warranty Deed $155,000 Git
Warranty Deed $101,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $285,000 New Conventional
Previous Owner $156,000 New Conventional
Previous Owner $129,846 New Conventional
Previous Owner $139,900 Fannie Mae Freddie Mac
Previous Owner $35,100 Unknown
Previous Owner $124,000 Purchase Money Mortgage
Previous Owner $130,000 Unknown
Previous Owner $21,500 Unknown
Previous Owner $30,000 Unknown
Previous Owner $22,000 Unknown
Previous Owner $95,950 No Value Available
Closed $23,250 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/14/2025 03/14/25 Sold $315,000 -3.1% --
01/25/2025 01/25/25 Pending -- -- --
11/25/2024 11/25/24 For Sale $325,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,393 $60,290 $15,850 $44,440
2022 $3,282 $56,800 $14,930 $41,870
2021 $3,158 $54,780 $14,400 $40,380
2020 $3,148 $54,780 $14,400 $40,380
2019 $3,023 $52,110 $13,700 $38,410
2018 $2,643 $46,380 $12,190 $34,190
2017 $2,579 $44,810 $11,780 $33,030
2016 $2,505 $43,000 $11,300 $31,700
2015 $2,493 $40,830 $10,730 $30,100
2014 $2,293 $37,060 $9,740 $27,320
2013 $2,279 $37,320 $9,810 $27,510
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12216522

Midwest Real Estate Data (MRED)

APN: 07-12-224-004