Seller's Agent in 2025
Michelle Sather
Mode 1 Real Estate LLC
(630) 247-8428
8 in this area
209 Total Sales
407 Lake Ct Unit 1 Oswego, IL 60543
Northwest Oswego Neighborhood
2
Beds
2
Baths
1,655
Sq Ft
8,276
Sq Ft Lot
Highlights
- Water Views
- Landscaped Professionally
- Clubhouse
- Oswego High School Rated A-
- Community Lake
- Deck
About This Home
As of April 2025This Absolutely PERFECT home in River Run's active adult clubhouse community is Over $100,000 LESS Expensive Than Building NEW!! 1655+ Sq Ft & 1623 Sq Ft Full English Look Out Basement! 2 Bed, 2 Bath, Den, ALL NEW WINDOWS, NEW CARPET, BRAND NEW 3 SEASON ENCLOSED ROOM ($60K value), Vaulted Ceilings, Seriously OUTSTANDING Newly Updated Kitchen; Luxurious Granite Counter Tops, Hardware, Backsplash, Hardwood Floors, Dishwasher, Microwave, Roof 2017, HVAC serviced, Tv w/Wall Mount Included in Primary En Suite w/Lux Bath Featuring; Separate Shower, Jetted Soaker Tub, Dual Vanity, Large Closet, Lake View from Private Pie Shape Lot. Buyers will LOVE the community amenities, clubhouse activities, pool, and clubhouse. Your new dream home is for buyers 55 and over however, if you have an adult child staying with you over 21 years old, they are allowed to live with the parent. River Run is a stones throw from quaint downtown Oswego with lovely walking trails, parks, shops, dining, and so much more! Schedule your showing today!
Last Agent to Sell the Property
Mode 1 Real Estate LLC License #471019230 Listed on: 03/14/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,330
Year Built
- Built in 2002
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 40x120x113x110
- Cul-De-Sac
- Landscaped Professionally
- Paved or Partially Paved Lot
HOA Fees
- $160 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Ranch Style House
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,655 Sq Ft Home
- Ceiling Fan
- Bay Window
- Window Screens
- Family Room
- Living Room
- Formal Dining Room
- Den
- Sun or Florida Room
- Water Views
- Full Attic
- Carbon Monoxide Detectors
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Bathroom on Main Level
- 2 Full Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Deck
- Patio
Location
- Property is near a park
Schools
- Fox Chase Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Water Softener is Owned
- Satellite Dish
- Cable TV Available
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance, clubhouse, pool, lawn care, snow removal
- Sue Wood Association, Phone Number (630) 554-6900
- River Run Subdivision, Charleston Floorplan
- Property managed by River Run HOA
- Community Lake
Amenities
- Clubhouse
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 14, 2025
Closed on
Apr 3, 2025
Sold by
Barbara K Handbury Trust and Handbury Barbara K
Bought by
Johnson Philomena A and Johnson Gregory L
Seller's Agent
Michelle Sather
Mode 1 Real Estate LLC
Buyer's Agent
Hilda Jones
Baird & Warner Real Estate - Algonquin
List Price
$375,000
Sold Price
$375,000
Views
14
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,907
Avg. Annual Appreciation
-0.34%
Original Mortgage
$243,750
Outstanding Balance
$243,535
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$130,922
Purchase Details
Closed on
Feb 22, 2012
Sold by
Mckenna Leo F and Mckenna Margaret M
Bought by
Handbury Barbara K
Purchase Details
Closed on
Aug 29, 2002
Sold by
The Old Second National Bank Of Aurora
Bought by
Mckenna Leo F and Mckenna Margaret M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,000
Interest Rate
6.08%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $375,000 | First American Title | |
| Warranty Deed | $165,000 | Chicago Title Insurance Co | |
| Deed | $216,500 | Ticor Title Insurance Compan |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $243,750 | New Conventional | |
| Previous Owner | $150,000 | Credit Line Revolving | |
| Previous Owner | $68,000 | Unknown | |
| Previous Owner | $55,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/16/2025 04/16/25 | Sold | $375,000 | 0.0% | $227 / Sq Ft |
| 03/16/2025 03/16/25 | Pending | -- | -- | -- |
| 03/14/2025 03/14/25 | For Sale | $375,000 | -- | $227 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,816 | $101,994 | $22,655 | $79,339 |
| 2023 | $6,526 | $92,862 | $20,410 | $72,452 |
| 2022 | $6,526 | $85,195 | $18,725 | $66,470 |
| 2021 | $6,762 | $83,269 | $18,540 | $64,729 |
| 2020 | $7,639 | $80,844 | $18,000 | $62,844 |
| 2019 | $7,473 | $77,852 | $18,000 | $59,852 |
| 2018 | $6,304 | $64,846 | $14,805 | $50,041 |
| 2017 | $5,512 | $59,766 | $13,645 | $46,121 |
| 2016 | $5,268 | $56,651 | $12,934 | $43,717 |
| 2015 | $5,121 | $52,945 | $12,088 | $40,857 |
| 2014 | -- | $51,403 | $11,736 | $39,667 |
| 2013 | -- | $51,923 | $11,855 | $40,068 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Sather
-
Hilda Jones
Buyer's Agent in 2025
Hilda Jones
Baird Warner
(847) 987-7089
1 in this area
347 Total Sales
-
Emaly Acevedo
E
Buyer Co-Listing Agent in 2025
Emaly Acevedo
Baird Warner
(847) 971-7095
1 in this area
29 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12287055
APN: 03-18-231-009
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