407 State Highway 1808 Monticello, KY 42633
4
Beds
2.5
Baths
1,538
Sq Ft
0.46
Acres
Highlights
- Deck
- Attic
- Neighborhood Views
- Main Floor Bedroom
- No HOA
- 2 Car Attached Garage
About This Home
As of June 2025WOW check this one out! This spacious 2-story gem features 4 bedrooms, 2.5 bathrooms, and a 2-car garage, making it perfect for families of all sizes. On the main level you can enjoy the beautiful living room, kitchen, first floor bedroom, full bathroom and laundry room. Upstairs you will find a massive primary bedroom with En-suite bathroom, a good sized secondary bedroom, a smaller bedroom perfect for a kiddo, office or even a craft room and a half bath. Enjoy the updated modern finishes complete with a smart thermostat, garage door and lighting that you can control from your phone and even comes equipped with the wall mounted TVs! If that's not enough, head out to the fenced in back yard with the newly finished massive back deck! Perfect for entertaining and family gatherings! All of this located in a nice neighborhood and for a great price! Don't let this well taken care of home pass you by!
Last Agent to Sell the Property
My Lake Cumberland Realty Group License #276651 Listed on: 04/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,173
Year Built
- Built in 1989
Lot Details
- 0.46 Acre Lot
- Chain Link Fence
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,538 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Living Room
- Utility Room
- Washer and Electric Dryer Hookup
- Neighborhood Views
- Attic
Kitchen
- Eat-In Kitchen
- Oven or Range
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
Outdoor Features
- Deck
- Storage Shed
Schools
- Monticello Elementary School
- Wayne Co Middle School
- Not Applicable Middle School
- Wayne Co High School
Utilities
- Cooling Available
- Heat Pump System
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Rural Subdivision
Listing and Financial Details
- Assessor Parcel Number 078-20-01-001.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 10, 2025
Closed on
Jun 13, 2025
Sold by
Tucker Brandon and Tucker Andrea Lynne
Bought by
Adams Danny M and Adams Malisa
Seller's Agent
Kristin Whitson
My Lake Cumberland Realty Group
Buyer's Agent
Alisha Burton
CENTURY 21 Advantage Realty
List Price
$245,000
Sold Price
$229,000
Premium/Discount to List
-$16,000
-6.53%
Views
33
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-69.95%
Original Mortgage
$231,313
Outstanding Balance
$231,313
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
-$15,674
Purchase Details
Closed on
May 13, 2022
Sold by
Tucker and Andrea
Bought by
Chriswell Farrell A and Chriswell Sasha
Purchase Details
Closed on
Oct 22, 2021
Sold by
New Kista and New Jerry
Bought by
Tucker Brandon and Tucker Andrea Lynn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,500
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 23, 2020
Closed on
Aug 17, 2020
Sold by
Staton Anthony Taylor and Staton Lisa B
Bought by
New Kista
Seller's Agent
Unknown Member
Non-Member Office
Buyer's Agent
Cody Dishman
Cardinal Realty & Auction
List Price
$117,000
Sold Price
$117,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.35%
Original Mortgage
$119,404
Interest Rate
3%
Mortgage Type
Commercial
Similar Homes in Monticello, KY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $229,000 | None Listed On Document | |
| Deed | $48,000 | None Listed On Document | |
| Deed | $130,000 | None Listed On Document | |
| Deed | $130,000 | None Available | |
| Deed | $117,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $231,313 | New Conventional | |
| Previous Owner | $123,500 | New Conventional | |
| Previous Owner | $119,404 | Commercial | |
| Previous Owner | $105,000 | New Conventional | |
| Previous Owner | $95,000 | New Conventional | |
| Previous Owner | $68,500 | New Conventional | |
| Previous Owner | $26,350 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/13/2025 06/13/25 | Sold | $229,000 | -2.6% | $149 / Sq Ft |
| 05/02/2025 05/02/25 | Pending | -- | -- | -- |
| 04/24/2025 04/24/25 | Price Changed | $235,000 | -4.1% | $153 / Sq Ft |
| 04/10/2025 04/10/25 | For Sale | $245,000 | +109.4% | $159 / Sq Ft |
| 08/23/2020 08/23/20 | For Sale | $117,000 | 0.0% | $76 / Sq Ft |
| 08/17/2020 08/17/20 | Sold | $117,000 | -- | $76 / Sq Ft |
| 07/19/2020 07/19/20 | Pending | -- | -- | -- |
Source: ImagineMLS (Bluegrass REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,173 | $130,000 | $0 | $0 |
| 2023 | $1,227 | $130,000 | $0 | $0 |
| 2022 | $1,238 | $130,000 | $20,000 | $110,000 |
| 2021 | $1,122 | $117,000 | $15,000 | $102,000 |
| 2020 | $1,057 | $108,960 | $12,000 | $96,960 |
| 2019 | $1,058 | $108,960 | $12,000 | $96,960 |
| 2018 | $1,055 | $108,960 | $12,000 | $96,960 |
| 2017 | $1,061 | $108,960 | $0 | $0 |
| 2016 | $1,005 | $108,960 | $12,000 | $96,960 |
| 2015 | $989 | $108,960 | $12,000 | $96,960 |
| 2012 | $629 | $73,000 | $8,000 | $65,000 |
Source: Public Records
Agents Affiliated with this Home
-
Kristin Whitson
Seller's Agent in 2025
Kristin Whitson
My Lake Cumberland Realty Group
(606) 485-8424
52 Total Sales
-
Alisha Burton
Buyer's Agent in 2025
Alisha Burton
CENTURY 21 Advantage Realty
(606) 383-3124
39 Total Sales
-
Melissa Lee
Buyer Co-Listing Agent in 2025
Melissa Lee
CENTURY 21 Advantage Realty
(606) 383-3122
40 Total Sales
-
U
Seller's Agent in 2020
Unknown Member
Non-Member Office
-
Buyer's Agent in 2020
Cody Dishman
Cardinal Realty & Auction
(606) 278-5253
66 Total Sales
Map
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 25007053
APN: 078-20-01-001.00
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