Seller's Agent in 2021
Edward Hall
Baird Warner
(630) 205-4700
5 in this area
251 Total Sales
407 Valentine Way Unit 4534 Oswego, IL 60543
North Oswego Neighborhood
3
Beds
3
Baths
1,519
Sq Ft
$175/mo
HOA Fee
Highlights
- Water Views
- Pond
- Wood Flooring
- Oswego East High School Rated A-
- Vaulted Ceiling
- Loft
About This Home
As of November 2021Gorgeous 3 BR/2.1BA Town home in Prescott Mill!*Four parking spots right out front in addition to driveway spots*FHA approved association for financing!*Light and Bright END UNIT with tons of windows and great views*Stainless Steel refrigerator and beautiful back splash*Eating area in kitchen is bumped out for extra space*Huge master bedroom with sitting area and luxury bath and large walk in closet*Soaring vaulted ceiling* Many upgrades including ceiling fans and dry walled/insulated garage*Regular Sale!*Super clean and ready to move in!*Walk to Prescott Mill park and watch the sunset each night from your new home!*Nice sized patio to enjoy outdoor fun with spring and summer approaching*This home is in spotless and immaculate condition! Quick close is possible.
Last Agent to Sell the Property
Baird & Warner License #475136903 Listed on: 02/24/2016
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,537
Year Built
- 2006
Lot Details
- End Unit
- Southern Exposure
HOA Fees
- $175 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Loft
- Wood Flooring
- Water Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Dual Sinks
Laundry
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- Pond
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Community Well
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Amenities
- Common Area
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 25, 2021
Closed on
Oct 28, 2021
Sold by
Panovec Michael C and Panovec Fatima
Bought by
Bozu Grigore
Seller's Agent
Edward Hall
Baird & Warner
Buyer's Agent
Aurica Burduja
Xhomes Realty Inc
List Price
$229,900
Sold Price
$235,500
Premium/Discount to List
$5,600
2.44%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,634
Avg. Annual Appreciation
8.95%
Original Mortgage
$164,850
Outstanding Balance
$130,800
Interest Rate
2.85%
Mortgage Type
New Conventional
Estimated Equity
$194,023
Purchase Details
Listed on
May 13, 2020
Closed on
Jul 29, 2020
Sold by
Bialobok Debra L and Debra L Bialobok Trust
Bought by
Panovec Michael C
Seller's Agent
Jan Lechowicz
john greene, Realtor
Buyer's Agent
Edward Hall
Baird & Warner
List Price
$217,000
Sold Price
$213,000
Premium/Discount to List
-$4,000
-1.84%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.30%
Original Mortgage
$170,400
Interest Rate
3.37%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 18, 2016
Sold by
Bialobok Debra L
Bought by
Bialobok Debra L
Purchase Details
Listed on
Feb 24, 2016
Closed on
May 10, 2016
Sold by
Lee Matthew A and Lee Danielle M
Bought by
Bialobok Debra
Seller's Agent
Wayne Lorenz
Baird & Warner
Buyer's Agent
Jan Lechowicz
john greene, Realtor
List Price
$179,900
Sold Price
$173,500
Premium/Discount to List
-$6,400
-3.56%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.03%
Original Mortgage
$170,356
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 14, 2009
Sold by
Lee Danielle M and Finke Kenneth E
Bought by
Lee Matthew A and Lee Danielle M
Purchase Details
Closed on
Sep 29, 2006
Sold by
Pulte Homes
Bought by
Finke Danielle and Finke Kenneth E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,592
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $235,500 | Attorneys Ttl Guaranty Fund | |
| Deed | $213,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $173,500 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $221,000 | Pulte Midwest Title South |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $164,850 | New Conventional | |
| Previous Owner | $170,400 | New Conventional | |
| Previous Owner | $170,356 | FHA | |
| Previous Owner | $173,760 | FHA | |
| Previous Owner | $176,592 | Purchase Money Mortgage | |
| Previous Owner | $176,592 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/01/2021 11/01/21 | Sold | $235,500 | +2.4% | $155 / Sq Ft |
| 09/27/2021 09/27/21 | Pending | -- | -- | -- |
| 09/25/2021 09/25/21 | For Sale | $229,900 | +7.9% | $151 / Sq Ft |
| 07/29/2020 07/29/20 | Sold | $213,000 | -0.9% | $140 / Sq Ft |
| 06/22/2020 06/22/20 | Pending | -- | -- | -- |
| 06/11/2020 06/11/20 | Price Changed | $215,000 | -0.9% | $142 / Sq Ft |
| 05/13/2020 05/13/20 | For Sale | $217,000 | +25.1% | $143 / Sq Ft |
| 05/10/2016 05/10/16 | Sold | $173,500 | -3.6% | $114 / Sq Ft |
| 03/25/2016 03/25/16 | Pending | -- | -- | -- |
| 02/24/2016 02/24/16 | For Sale | $179,900 | -- | $118 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,537 | $87,228 | $19,034 | $68,194 |
| 2023 | $5,853 | $77,193 | $16,844 | $60,349 |
| 2022 | $5,853 | $70,819 | $15,453 | $55,366 |
| 2021 | $5,935 | $69,430 | $15,150 | $54,280 |
| 2020 | $5,929 | $68,743 | $15,000 | $53,743 |
| 2019 | $6,023 | $68,743 | $15,000 | $53,743 |
| 2018 | $5,636 | $64,223 | $11,208 | $53,015 |
| 2017 | $5,453 | $59,192 | $10,330 | $48,862 |
| 2016 | $5,077 | $54,808 | $9,565 | $45,243 |
| 2015 | $2,390 | $49,825 | $8,695 | $41,130 |
| 2014 | -- | $47,909 | $8,361 | $39,548 |
| 2013 | -- | $50,430 | $8,801 | $41,629 |
Source: Public Records
Agents Affiliated with this Home
-
-
Buyer's Agent in 2021
Aurica Burduja
Xhomes Realty Inc
(815) 576-6779
8 in this area
262 Total Sales
-
Seller's Agent in 2020
Jan Lechowicz
john greene Realtor
(630) 404-4948
1 in this area
40 Total Sales
-
W
Seller's Agent in 2016
Wayne Lorenz
Baird Warner
(630) 292-5975
33 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09147776
APN: 03-12-480-018
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