$213,000
SOLD JUL 29, 2020

407 Valentine Way Unit 4534 Oswego, IL 60543

North Oswego Neighborhood
3 Beds
3 Baths
1,519 Sq Ft
$180/mo HOA Fee

Recently Sold

$140 Per Sq Ft

2% Below List Price

40 Days on Market

Highlights

  • Vaulted Ceiling
  • Loft
  • Walk-In Pantry
  • Oswego East High School Rated A-
  • End Unit
  • Attached Garage

About This Home

As of November 2021

Rare opportunity to own a gorgeous END unit in desirable Prescott Mill Subdivision! Well cared for unit is definitely light & bright with the extra windows that only an End unit can provide! Great floor plan that has a nice Living Area and inviting Dining Area with direct access to Patio. Kitchen has plenty of counterspace plus a walk-in Pantry for incredible storage. Huge vaulted ceiling Master Bedroom that can accommodate a sitting area plus offers a large walk-in closet & luxury Master Bath. Nice Loft area provides that little extra needed room. The 2-car drywalled, insulated garage has ample storage. Wonderful patio for relaxing or enjoy grilling and outdoor dining. Close to extra parking spaces. Convenient location to shopping, schools and close to downtown Oswego River Walk!

Last Agent to Sell the Property

Jan Lechowicz

john greene, Realtor License #475126254 Listed on: 05/13/2020

john greene, Realtor

Last Buyer's Agent

Edward Hall

Baird & Warner License #471008452

Baird & Warner

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,537

Year Built

  • 2006

HOA Fees

  • $180 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding
  • Stone Siding

Interior Spaces

  • Vaulted Ceiling
  • Loft

Kitchen

  • Walk-In Pantry
  • Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom

Laundry

  • Laundry on upper level
  • Washer and Dryer Hookup

Home Security

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Patio
  • End Unit

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Pet Policy

  • Pets Allowed

Additional Features

  • Common Area
  • Storm Screens

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,537

Year Built

2006

Lot Details

0

HOA Fees

$180 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Unit Floor Level: 1
  • Age: 11-15 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Condo
  • Total Full or Half Bathrooms: 2.1
  • Estimated Year Built: 2006
  • Tax Exemptions: Homeowner
  • Type Attached: Townhouse-2 Story
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2
  • Year Built: 2006

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, 2nd Floor Laundry, Laundry Hook-Up in Unit, Walk-In Closet(s)
  • Number Of Rooms: 7
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Disposal, Range Hood
  • Equipment: TV-Cable, CO Detectors, Ceiling Fan
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 6X8, On Level: 2nd Level, Flooring: Vinyl, Windows: None
  • Dining Room: Dimensions: 10X9, On Level: Main Level, Flooring: Vinyl, Windows: Curtains/Drapes
  • Kitchen Type: Dimensions: 11X9, On Level: Main Level, Flooring: Vinyl, Windows: None
  • Kitchen Type: Pantry-Walk-in
  • Additional Rooms: Loft
  • Master Bedroom: Dimensions: 19X12, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Loft, Dimensions: 7X6, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Bedroom 2: Dimensions: 12X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 3: Dimensions: 11X11, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 1519
  • Dining Room Type: Separate
  • Family Room: Dimensions: 14X18, On Level: Main Level, Flooring: Carpet, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Aluminum Siding, Stone
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Storms/Screens, End Unit

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public, Sewer-Storm
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Max Pet Weight: 999
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Pet Information: Cats OK, Dogs OK, Pet Count Limitation
  • Common Area Amenities: Park/Playground
  • Assessment Includes: Common Insurance, Exterior Maintenance, Lawn Care, Snow Removal
  • Assessment Association Fees: 180
  • Management Contact Name: Manager
  • Management Phone: 630-620-1133

Fee Information

  • Management Company: ACM

Schools

  • School District: 308
  • Elementary School: Grande Park Elementary School
  • Middle School: Murphy Junior High School
  • High School: Oswego East High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: CONDO
  • Lot Description: Common Grounds
  • Parcel Identification Number: 0312480018

Multi Family

  • Total Number Unitsin Building: 4
  • Number Stories: 2

Tax Info

  • Taxes: 5819.78

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2021
Closed on
Oct 28, 2021
Sold by
Panovec Michael C and Panovec Fatima
Bought by
Bozu Grigore
Seller's Agent
Edward Hall
Baird & Warner
Buyer's Agent
Aurica Burduja
Xhomes Realty Inc
List Price
$229,900
Sold Price
$235,500
Premium/Discount to List
$5,600
2.44%
Current Estimated Value
$329,134

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,634
Avg. Annual Appreciation
8.95%
Original Mortgage
$164,850
Outstanding Balance
$130,800
Interest Rate
2.85%
Mortgage Type
New Conventional
Estimated Equity
$194,023

Purchase Details

Listed on
May 13, 2020
Closed on
Jul 29, 2020
Sold by
Bialobok Debra L and Debra L Bialobok Trust
Bought by
Panovec Michael C
Seller's Agent
Jan Lechowicz
john greene, Realtor
Buyer's Agent
Edward Hall
Baird & Warner
List Price
$217,000
Sold Price
$213,000
Premium/Discount to List
-$4,000
-1.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.30%
Original Mortgage
$170,400
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2016
Sold by
Bialobok Debra L
Bought by
Bialobok Debra L

Purchase Details

Listed on
Feb 24, 2016
Closed on
May 10, 2016
Sold by
Lee Matthew A and Lee Danielle M
Bought by
Bialobok Debra
Seller's Agent
Wayne Lorenz
Baird & Warner
Buyer's Agent
Jan Lechowicz
john greene, Realtor
List Price
$179,900
Sold Price
$173,500
Premium/Discount to List
-$6,400
-3.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.03%
Original Mortgage
$170,356
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 14, 2009
Sold by
Lee Danielle M and Finke Kenneth E
Bought by
Lee Matthew A and Lee Danielle M

Purchase Details

Closed on
Sep 29, 2006
Sold by
Pulte Homes
Bought by
Finke Danielle and Finke Kenneth E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,592
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $235,500 Attorneys Ttl Guaranty Fund
Deed $213,000 Chicago Title
Interfamily Deed Transfer -- Attorney
Warranty Deed $173,500 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $221,000 Pulte Midwest Title South
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $164,850 New Conventional
Previous Owner $170,400 New Conventional
Previous Owner $170,356 FHA
Previous Owner $173,760 FHA
Previous Owner $176,592 Purchase Money Mortgage
Previous Owner $176,592 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/01/2021 11/01/21 Sold $235,500 +2.4% $155 / Sq Ft
09/27/2021 09/27/21 Pending -- -- --
09/25/2021 09/25/21 For Sale $229,900 +7.9% $151 / Sq Ft
07/29/2020 07/29/20 Sold $213,000 -0.9% $140 / Sq Ft
06/22/2020 06/22/20 Pending -- -- --
06/11/2020 06/11/20 Price Changed $215,000 -0.9% $142 / Sq Ft
05/13/2020 05/13/20 For Sale $217,000 +25.1% $143 / Sq Ft
05/10/2016 05/10/16 Sold $173,500 -3.6% $114 / Sq Ft
03/25/2016 03/25/16 Pending -- -- --
02/24/2016 02/24/16 For Sale $179,900 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,537 $87,228 $19,034 $68,194
2023 $5,853 $77,193 $16,844 $60,349
2022 $5,853 $70,819 $15,453 $55,366
2021 $5,935 $69,430 $15,150 $54,280
2020 $5,929 $68,743 $15,000 $53,743
2019 $6,023 $68,743 $15,000 $53,743
2018 $5,636 $64,223 $11,208 $53,015
2017 $5,453 $59,192 $10,330 $48,862
2016 $5,077 $54,808 $9,565 $45,243
2015 $2,390 $49,825 $8,695 $41,130
2014 -- $47,909 $8,361 $39,548
2013 -- $50,430 $8,801 $41,629
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10708880

Midwest Real Estate Data (MRED)

APN: 03-12-480-018