NOT LISTED FOR SALE

408 E Reader St Elburn, IL 60119

Estimated Value: $291,000 - $315,000

3 Beds
2 Baths
1,115 Sq Ft
$130/mo HOA Fee

Last Sold December 04, 2020

Last sale price $219,000 $196 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $2,113/month

5 Days on Market

Highlights

  • Landscaped Professionally
  • Deck
  • Backs to Open Ground
  • Mature Trees
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of December 2020

Looking for maintenance free living with beautiful landscaping? Then, this is the property for you! Hard to find private and quiet end unit condo with 3 car garage. 3 spacious bedrooms with 2 full baths. Great arrangement for a family, guests, college age student, etc. Updated appliances in kitchen with granite island eating area. Very nice dining area. Cozy deck off kitchen with a new leaf filter gutter system for easy maintenance. What a great space to grill, relax or entertain. Living room open to kitchen with beautiful fireplace, new skylights and carpet. Upstairs you'll find a great loft area, perfect for a home study office. Finished lower level with family room and laundry room. Tons of storage in this unit. New roof. Fall in love with the grounds and professional landscaping. This area embodies tranquility. Enjoy nature as you watch the beautiful hummingbirds, squirrels, etc. What an amazing view! Minutes from METRA, shopping, dining, library, schools, etc. Don't miss this unique property!

Last Agent to Sell the Property

Kelly Schmidt

Coldwell Banker Realty License #471019957 Listed on: 10/16/2020

Coldwell Banker Realty

Last Buyer's Agent

Borys Pawlowski

HomeSmart Connect LLC License #475182905

HomeSmart Connect LLC

Property Details

Home Type

  • Condominium

Year Built

  • 1997

Lot Details

  • Backs to Open Ground
  • Landscaped Professionally
  • Mature Trees

HOA Fees

  • $130 per month

Parking

  • Attached Garage
  • Parking Available
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Skylights
  • Entrance Foyer
  • Loft
  • Wood Flooring
  • Finished Basement
  • Finished Basement Bathroom

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Amenities

  • Common Area

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Year Built

1997

Lot Details

0

HOA Fees

$130 per month

Parking

3

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service, Commuter Train
  • Unit Floor Level: 1
  • Age: 21-25 Years
  • Full Bathrooms: 2
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2
  • Estimated Year Built: 1997
  • Tax Exemptions: Homeowner, Senior
  • Type Attached: Quad-Split Level
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2
  • Year Built: 1997

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors
  • Number Of Rooms: 7
  • Living Room: Dimensions: 15X14, On Level: Main Level, Flooring: Carpet
  • Equipment: Humidifier, Water-Softener Owned, Ceiling Fan
  • Fireplace Location: Living Room
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 11X8, On Level: Lower, Flooring: Carpet
  • Kitchen Type: Dimensions: 17X10, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Additional Rooms: Foyer, Loft
  • Master Bedroom: Dimensions: 15X13, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Foyer, Dimensions: 13X7, On Level: Main Level, Flooring: Hardwood
  • Additional Room 2 Name: Loft, Dimensions: 10X8, On Level: 2nd Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 11X11, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 11X8, On Level: Lower, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 1115
  • Family Room: Dimensions: 19X13, On Level: Lower, Flooring: Carpet, Windows: Blinds

Exterior Features

  • Exterior Building Type: Vinyl Siding, Brick
  • Exterior Property Features: Deck

Garage/Parking

  • Number of Cars: 6
  • Parking: Garage, Space/s
  • Number Parking Spaces: 3
  • Parking On Site: Yes
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Max Pet Weight: 100
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Pet Information: Cats OK, Dogs OK
  • Assessment Association Fees: 130

Schools

  • Junior High Dist: 302

Lot Info

  • Lot Dimensions: 5699
  • Lot Description: Common Grounds, Landscaped Professionally, Mature Trees, Backs to Open Grnd, Sidewalks, Streetlights
  • Parcel Identification Number: 1105127012

Multi Family

  • Total Number Unitsin Building: 2
  • Number Stories: 2

Tax Info

  • Taxes: 4155.34

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 16, 2020
Closed on
Nov 19, 2020
Sold by
Huffman Carl E and Huffman Judith A
Bought by
Kronsted Darryl Lee and Darryl Lee Kronsted Living Tru
Seller's Agent
Kelly Schmidt
Coldwell Banker Realty
Buyer's Agent
Borys Pawlowski
HomeSmart Connect LLC
List Price
$229,000
Sold Price
$219,000
Premium/Discount to List
-$10,000
-4.37%
Current Estimated Value
$297,372

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$78,372
Avg. Annual Appreciation
6.23%
Original Mortgage
$150,000
Outstanding Balance
$133,479
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$163,893

Purchase Details

Closed on
Jul 25, 2006
Sold by
Karabetsos Frank E and Karabetsos Patricia A
Bought by
Huffman Carl E and Huffman Judith A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 24, 2005
Sold by
Karabetsos Frank E
Bought by
Karabetsos Frank E and Karabetsos Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,200
Interest Rate
5.69%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Oct 25, 2004
Sold by
Harness Chad
Bought by
Harness Chad D and Harness Heather M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 13, 2002
Sold by
Harness Jody L
Bought by
Harness Chad

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,500
Interest Rate
6.56%

Purchase Details

Closed on
Aug 12, 2002
Sold by
Harness Craig D and Harness Jody L
Bought by
Harness Jody L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,500
Interest Rate
6.56%

Purchase Details

Closed on
Dec 15, 1997
Sold by
Richards Terry C
Bought by
Harness Craig D and Harness Jody I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,200
Interest Rate
7.24%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kronsted Darryl Lee $219,000 Landtrust National Ttl Svcs
Huffman Carl E $234,000 Chicago Title Insurance Co
Karabetsos Frank E -- Chicago Title Insurance Comp
Karabetsos Frank E $195,000 Chicago Title Insurance Comp
Harness Chad D -- Chicago Title Insurance Comp
Harness Chad $150,000 First American Title Co
Harness Jody L -- Multiple
Harness Craig D $138,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kronsted Darryl Lee $150,000
Previous Owner Huffman Carl E $120,000
Previous Owner Karabetsos Frank E $146,200
Previous Owner Harness Chad D $136,000
Previous Owner Harness Chad $142,500
Previous Owner Harness Craig D $124,200
Closed Harness Chad D $10,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/04/2020 12/04/20 Sold $219,000 -4.4% $196 / Sq Ft
10/21/2020 10/21/20 Pending -- -- --
10/16/2020 10/16/20 For Sale $229,000 -- $205 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,103 $76,536 $6,678 $69,858
2023 $3,616 $69,076 $6,027 $63,049
2022 $4,199 $58,354 $5,531 $52,823
2021 $4,256 $55,852 $5,294 $50,558
2020 $4,164 $54,543 $5,170 $49,373
2019 $4,155 $53,742 $5,094 $48,648
2018 $3,303 $44,275 $5,094 $39,181
2017 $3,294 $43,772 $5,036 $38,736
2016 $3,202 $41,931 $4,903 $37,028
2015 -- $43,740 $4,712 $39,028
2014 -- $41,267 $5,243 $36,024
2013 -- $41,267 $5,243 $36,024
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10908076

Midwest Real Estate Data (MRED)

APN: 11-05-127-012