NOT LISTED FOR SALE

4085 Loving Dr Dunkirk, MD 20754

Estimated Value: $764,432 - $902,000

4 Beds
3.5 Baths
3,576 Sq Ft
$225/Sq Ft Est. Value

Last Sold May 30, 2018

Last sale price $569,900 $159 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $4,826/month

2 Days on Market

Highlights

  • Water Views
  • Water Oriented
  • Open Floorplan
  • Mount Harmony Elementary School Rated A-
  • Eat-In Gourmet Kitchen
  • Colonial Architecture

About This Home

As of May 2018

STUNNING! The main level has gorgeous Bella hardwood and a beautiful gourmet kitchen with granite countertops and new SS appliances, including two ovens. View the community pond from master bedroom balcony. The master bath has a beautiful large tile shower, and jetted tub with a granite double bowl vanity. Plan a party with the finished walk out basement, paver patio, and composite deck. New roof!

Last Agent to Sell the Property

Sabrina Bergen

bergens77@gmail.com Keller Williams Select Realtors of Annapolis License #666885 Listed on: 04/15/2018

Keller Williams Select Realtors of Annapolis

Last Buyer's Agent

Sabrina Bergen

bergens77@gmail.com Keller Williams Select Realtors of Annapolis License #666885 Listed on: 04/15/2018

Keller Williams Select Realtors of Annapolis

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,770

Year Built

  • Built in 2002 | Remodeled in 2018

Lot Details

  • 1 Acre Lot
  • Property is in very good condition
  • Property is zoned RUR

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Shingle Roof

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Cathedral Ceiling
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Dining Area
  • Wood Flooring
  • Water Views

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Oven
  • Stove
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • 3.5 Bathrooms
  • Whirlpool Bathtub

Laundry

  • Front Loading Dryer
  • Front Loading Washer

Basement

  • Walk-Out Basement
  • Exterior Basement Entry

Outdoor Features

  • Water Oriented
  • Property is near a pond
  • Pond
  • Shed

Utilities

  • Heat Pump System
  • 60+ Gallon Tank
  • Well
  • Septic Tank

Community Details

  • Built by PF SUMMERS
  • Loving Farm Subdivision

Listing and Financial Details

  • Tax Lot 8R
  • Assessor Parcel Number 0503163911

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,770

Year Built

Built in 2002 | Remodeled in 2018

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2018-04-16
  • Year Built: 2002
  • Year Renovated: 2018
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven - Wall, Range Hood, Stove, Washer - Front Loading, Microwave, Dishwasher, Dryer - Front Loading, Icemaker
  • Interior Amenities: Breakfast Area, Kitchen - Gourmet, Kitchen - Island, Dining Area, Kitchen - Eat-In, Primary Bath(s), Chair Railings, Upgraded Countertops, Crown Moldings, Whirlpool/Hottub, Wood Floors, Recessed Lighting, Floor Plan - Open
  • Window Features: Double Pane
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceilings
  • Entry Location: Foyer
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Outside Entrance, Walkout Level
  • Living Area Units: Square Feet
  • Total Sq Ft: 3576
  • Living Area Sq Ft: 3576
  • Price Per Sq Ft: 220.89
  • Above Grade Finished Sq Ft: 2580
  • Below Grade Finished Sq Ft: 996
  • Total Below Grade Sq Ft: 996
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Combination, Brick
  • Roof: Shingle
  • View: Water
  • Water Access: No
  • Water Body Type: Pond
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage, Paved Driveway
  • Parking Space Number Assigned: 4
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 300.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Lot Info

  • Improvement Assessed Value: 248600.00
  • Land Assessed Value: 170000.00
  • Lot Size Acres: 1.00
  • Lot Size Area: 43560
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43560.00
  • Property Condition: Very Good
  • Zoning: RUR

Building Info

  • Builder Name: PF SUMMERS

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14954689
  • Tax Annual Amount: 4770.27
  • Assessor Parcel Number: 0503163911
  • Tax Lot: 8R
  • County Tax Payment Frequency: Annually
  • Tax Year: 2017

Multi Family

  • Dock Slip Conveyance: None Available

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 15, 2018
Closed on
May 30, 2018
Sold by
Bergen Sabrina M and Bergen John M
Bought by
Brice David N
Seller's Agent
Sabrina Bergen
Keller Williams Select Realtors of Annapolis
Buyer's Agent
Sabrina Bergen
Keller Williams Select Realtors of Annapolis
List Price
$569,900
Sold Price
$569,900
Current Estimated Value
$805,608

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$235,708
Avg. Annual Appreciation
4.62%
Original Mortgage
$541,405
Outstanding Balance
$468,225
Interest Rate
4.5%
Mortgage Type
New Conventional
Estimated Equity
$337,383

Purchase Details

Listed on
Jul 13, 2017
Closed on
Oct 30, 2017
Sold by
Secretary Department Of Housing And Urba
Bought by
Bergen Sabrina M and Bergen John M
Seller's Agent
Leisel Taylor
Keller Williams Preferred Properties
Buyer's Agent
Sabrina Bergen
Keller Williams Select Realtors of Annapolis
List Price
$398,700
Sold Price
$330,300
Premium/Discount to List
-$68,400
-17.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
156.11%
Original Mortgage
$264,240
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 1, 2017
Sold by
Bank Of America N A
Bought by
The Secretary Of Housing & Urban Developm

Purchase Details

Closed on
May 10, 2017
Sold by
James Teresa I
Bought by
Bank Of America Na

Purchase Details

Closed on
Dec 2, 2010
Sold by
James William K and James Teresa I
Bought by
James Teresa I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$496,935
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 7, 2009
Sold by
Culver Teresa I
Bought by
James William K and James Teresa I

Purchase Details

Closed on
May 3, 2007
Sold by
Culver Harry L and Culver Teresa I
Bought by
Culver Teresa I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$428,300
Interest Rate
6.23%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Apr 20, 2007
Sold by
Culver Harry L and Culver Teresa I
Bought by
Culver Teresa I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$428,300
Interest Rate
6.23%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
May 29, 2002
Sold by
P F Summers Inc
Bought by
Culver Harry L and Culver Teresa I

Purchase Details

Closed on
May 2, 2001
Sold by
Stroud Gregory A
Bought by
P F Summers Inc

Purchase Details

Closed on
Sep 3, 1999
Sold by
Loving Property Llc
Bought by
Stroud Gregory A and Spiegel Cynthia M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brice David N $569,900 Title Resources Guaranty Co
Bergen Sabrina M $330,300 None Available
The Secretary Of Housing & Urban Developm -- None Available
Bank Of America Na $320,720 None Available
James Teresa I -- --
James William K -- --
Culver Teresa I -- --
Culver Teresa I -- --
Culver Harry L $90,000 --
P F Summers Inc $80,000 --
Stroud Gregory A $75,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brice David N $541,405
Previous Owner Bergen Sabrina M $264,240
Previous Owner James Teresa I $496,935
Previous Owner Culver Teresa I $428,300
Previous Owner Culver Teresa I $428,300
Closed Stroud Gregory A --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/30/2018 05/30/18 Sold $569,900 0.0% $159 / Sq Ft
04/18/2018 04/18/18 Pending -- -- --
04/15/2018 04/15/18 For Sale $569,900 0.0% $159 / Sq Ft
04/14/2018 04/14/18 Price Changed $569,900 +72.5% $159 / Sq Ft
10/30/2017 10/30/17 Sold $330,300 -17.2% $128 / Sq Ft View Prior Sale
09/25/2017 09/25/17 Pending -- -- --
09/21/2017 09/21/17 For Sale $398,700 0.0% $155 / Sq Ft
09/18/2017 09/18/17 Pending -- -- --
08/29/2017 08/29/17 Price Changed $398,700 -10.0% $155 / Sq Ft
07/13/2017 07/13/17 For Sale $443,000 0.0% $172 / Sq Ft
08/18/2015 08/18/15 Rented $2,750 -8.3% --
08/18/2015 08/18/15 Under Contract -- -- --
06/05/2015 06/05/15 For Rent $3,000 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,416 $666,700 $170,000 $496,700
2024 $7,043 $632,633 $0 $0
2023 $6,433 $598,567 $0 $0
2022 $6,076 $564,500 $170,000 $394,500
2021 $12,152 $515,867 $0 $0
2020 $5,083 $467,233 $0 $0
2019 $4,391 $418,600 $170,000 $248,600
2018 $4,345 $414,200 $0 $0
2017 $4,496 $409,800 $0 $0
2016 -- $405,400 $0 $0
2015 $4,628 $405,400 $0 $0
2014 $4,628 $405,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1000396556

Bright MLS

APN: 03-163911