409 Algona Ave Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated payment $2,687/month
Highlights
- Living Room
- Dining Room
- Family Room
- Laundry Room
About This Home
Beautifully updated from top to bottom, this modern Elgin home offers 3 bedrooms plus a versatile first-floor flex room that can serve as a 4th bedroom, office, or guest space. With approximately 1,700 sq ft of thoughtfully redesigned living space, this property blends comfort and contemporary style throughout. Step inside to a spacious layout featuring a large, open kitchen with spacious counter space and storage perfect for cooking, hosting, and everyday living. The home showcases new finishes, fixtures, flooring, and mechanical updates for peace of mind and move-in convenience. Outside, is a long driveway accommodating multiple vehicles and a 2.5-car garage, ideal for storage, hobbies, or extra workspace. Located in a convenient Elgin area close to essential amenities, this fully refreshed home is a fantastic opportunity for anyone seeking style, space, and value.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,358
Year Built
- Built in 1890 | Remodeled in 2025
Lot Details
- Lot Dimensions are 61x130
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Interior Spaces
- 1,420 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Laundry Room
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- No Cooling
- Heating System Uses Natural Gas
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,358 | $79,445 | $19,361 | $60,084 |
| 2023 | $5,387 | $71,190 | $17,491 | $53,699 |
| 2022 | $5,108 | $64,913 | $15,949 | $48,964 |
| 2021 | $5,108 | $60,689 | $14,911 | $45,778 |
| 2020 | $4,547 | $55,856 | $14,235 | $41,621 |
| 2019 | $4,409 | $53,207 | $13,560 | $39,647 |
| 2018 | $3,788 | $44,312 | $12,774 | $31,538 |
| 2017 | $3,692 | $41,891 | $12,076 | $29,815 |
| 2016 | $3,505 | $38,863 | $11,203 | $27,660 |
| 2015 | -- | $35,622 | $10,269 | $25,353 |
| 2014 | -- | $35,182 | $10,142 | $25,040 |
| 2013 | -- | $40,647 | $10,410 | $30,237 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/11/2025 12/11/25 | For Sale | $410,000 | +156.3% | $289 / Sq Ft | |
| 05/12/2023 05/12/23 | Sold | $160,000 | -3.0% | $113 / Sq Ft | View Prior Sale |
| 04/25/2023 04/25/23 | Pending | -- | -- | -- | |
| 04/21/2023 04/21/23 | For Sale | $165,000 | -- | $116 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $160,000 | None Listed On Document | |
| Warranty Deed | $120,000 | None Listed On Document | |
| Special Warranty Deed | $59,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | Attorneys Title Guaranty Fun | |
| Warranty Deed | $172,500 | Law Title Insurance | |
| Warranty Deed | $130,000 | First American Title Ins Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $185,700 | New Conventional | |
| Previous Owner | $64,000 | New Conventional | |
| Previous Owner | $3,256 | New Conventional | |
| Previous Owner | $172,500 | New Conventional | |
| Previous Owner | $104,000 | New Conventional |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12524728
APN: 06-12-333-002
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