409 Algona Ave Elgin, IL 60120
Northeast Elgin NeighborhoodEstimated payment $2,634/month
Highlights
- 2 Car Detached Garage
- Laundry Room
- Family Room
- Living Room
- Dining Room
About This Home
Beautifully updated from top to bottom, this modern Elgin home offers 3 bedrooms plus a versatile first-floor flex room that can serve as a 4th bedroom, office, or guest space. With approximately 1,700 sq ft of thoughtfully redesigned living space, this property blends comfort and contemporary style throughout. Step inside to a spacious layout featuring a large, open kitchen with spacious counter space and storage perfect for cooking, hosting, and everyday living. The home showcases new finishes, fixtures, flooring, and mechanical updates for peace of mind and move-in convenience. Outside, is a long driveway accommodating multiple vehicles and a 2.5-car garage, ideal for storage, hobbies, or extra workspace. Located in a convenient Elgin area close to essential amenities, this fully refreshed home is a fantastic opportunity for anyone seeking style, space, and value.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,358
Year Built
- Built in 1890 | Remodeled in 2025
Lot Details
- Lot Dimensions are 61x130
Parking
- 2 Car Detached Garage
- Parking Available
- Driveway
- Parking Included in Price
Home Design
- Aluminum Siding
Interior Spaces
- 1,420 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Laundry Room
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Unfinished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- No Cooling
- Heating System Uses Natural Gas
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,358 | $79,445 | $19,361 | $60,084 |
| 2023 | $5,387 | $71,190 | $17,491 | $53,699 |
| 2022 | $5,108 | $64,913 | $15,949 | $48,964 |
| 2021 | $4,879 | $60,689 | $14,911 | $45,778 |
| 2020 | $4,547 | $55,856 | $14,235 | $41,621 |
| 2019 | $4,409 | $53,207 | $13,560 | $39,647 |
| 2018 | $3,788 | $44,312 | $12,774 | $31,538 |
| 2017 | $3,692 | $41,891 | $12,076 | $29,815 |
| 2016 | $3,505 | $38,863 | $11,203 | $27,660 |
| 2015 | -- | $35,622 | $10,269 | $25,353 |
| 2014 | -- | $35,182 | $10,142 | $25,040 |
| 2013 | -- | $40,647 | $10,410 | $30,237 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/14/2026 03/14/26 | Pending | -- | -- | -- | |
| 02/25/2026 02/25/26 | Price Changed | $399,900 | -1.3% | $282 / Sq Ft | |
| 01/04/2026 01/04/26 | Price Changed | $405,000 | -1.2% | $285 / Sq Ft | |
| 12/11/2025 12/11/25 | For Sale | $410,000 | +156.3% | $289 / Sq Ft | |
| 05/12/2023 05/12/23 | Sold | $160,000 | -3.0% | $113 / Sq Ft | View Prior Sale |
| 04/25/2023 04/25/23 | Pending | -- | -- | -- | |
| 04/21/2023 04/21/23 | For Sale | $165,000 | -- | $116 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $160,000 | None Listed On Document | |
| Warranty Deed | $120,000 | None Listed On Document | |
| Special Warranty Deed | $59,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | Attorneys Title Guaranty Fun | |
| Warranty Deed | $172,500 | Law Title Insurance | |
| Warranty Deed | $130,000 | First American Title Ins Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $185,700 | New Conventional | |
| Previous Owner | $64,000 | New Conventional | |
| Previous Owner | $3,256 | New Conventional | |
| Previous Owner | $172,500 | New Conventional | |
| Previous Owner | $104,000 | New Conventional |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12524728
APN: 06-12-333-002
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
- 464 Prospect St
- 920 Augusta Ave
- 601 Columbia Ave
- 363 Franklin Blvd
- 268 N Gifford St
- 603 Douglas Ave
- 453 Addison St
- 841 Douglas Ave
- 1020 Hill Ave
- 1031 N Spring St
- 371 North St
- 131 N Gifford St
- 1127 Morton Ave
- 120 N Spring St
- 408 E Chicago St
- 221 Little Peninsula Rd Unit 313
- 240 Little Peninsula Rd Unit 318
- 1116 Candlewood Rd Unit 356
- 58 S Geneva St
- 501 Glenwood Trail
Ask me questions while you tour the home.