409 Gloria Ln Oswego, IL 60543
North Oswego Neighborhood
3
Beds
3
Baths
2,072
Sq Ft
$28/mo
HOA Fee
Highlights
- Deck
- Vaulted Ceiling
- Patio
- Oswego High School Rated A-
- 2 Car Attached Garage
- Laundry Room
About This Home
As of November 2024Discover this beautifully maintained 3-bedroom, 3-bathroom duplex in Victoria Meadows, perfect for personal living or as an investment property-rentals are allowed! The seller has lived here and taken great pride in caring for every detail, ensuring it's truly move-in ready. This inviting home features an open floor plan with vaulted ceilings in the living and dining rooms, complemented by a cozy fireplace. The master suite offers a walk-in closet and a spacious bath with dual vanities, a separate tub, and a shower. The finished walkout lower level is a fantastic, with a family room, third full bathroom, and third bedroom, ideal for guests or a private retreat. With over 2,000 square feet of living space, a large yard, and a freshly painted deck, this home is perfect for outdoor entertaining. Recent upgrades include new flooring (2021), new siding, new roofing shingles (2017), and a brand-new furnace and A/C installed in August 2024. Enjoy very low association fees, along with the convenience of nearby shopping, dining, hospitals, and entertainment. Don't miss this opportunity-schedule your showing today! This home won't last long!
Last Agent to Sell the Property
Coldwell Banker Realty License #475187603 Listed on: 10/10/2024
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,580
Year Built
- Built in 1996
HOA Fees
- $28 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Half Duplex
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,072 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Fireplace With Gas Starter
- Family Room
- Living Room with Fireplace
- Dining Room
- Laminate Flooring
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Finished Basement Bathroom
Outdoor Features
- Deck
- Patio
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego East High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Lake Michigan Water
Community Details
Overview
- 2 Units
- Manger Association, Phone Number (866) 473-2573
- Victoria Meadows Subdivision, Susan Floorplan
- Property managed by REAL Management
Pet Policy
- Dogs and Cats Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 10, 2024
Closed on
Nov 4, 2024
Sold by
Gainwell Annie and Riley Annie
Bought by
Hall David
Seller's Agent
MIchelle Fifer
Coldwell Banker Realty
Buyer's Agent
Joanne LaVia
Coldwell Banker Real Estate Group
List Price
$324,495
Sold Price
$320,000
Premium/Discount to List
-$4,495
-1.39%
Views
26
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,892
Avg. Annual Appreciation
1.28%
Purchase Details
Closed on
Mar 17, 2017
Sold by
Riley Grantor Lue
Bought by
Riley Annie and Gainwell Annie
Purchase Details
Closed on
Nov 30, 2004
Sold by
Lopez Samuel D and Rich Heather M
Bought by
Riley Lue C and Riley Annie Arnold
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,664
Interest Rate
5.77%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 21, 1998
Sold by
Rich Heather M
Bought by
Rich Heather M and Lopez Samuel D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
7.15%
Purchase Details
Closed on
Dec 30, 1996
Sold by
Terrestris Development Company
Bought by
Rich Heather M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,200
Interest Rate
7.58%
Mortgage Type
FHA
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $320,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $183,500 | Multiple | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $143,000 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $184,000 | New Conventional | |
| Previous Owner | $180,664 | FHA | |
| Previous Owner | $138,000 | Unknown | |
| Previous Owner | $17,250 | Credit Line Revolving | |
| Previous Owner | $35,000 | No Value Available | |
| Previous Owner | $139,200 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/12/2024 11/12/24 | Sold | $320,000 | -1.4% | $154 / Sq Ft |
| 10/28/2024 10/28/24 | Pending | -- | -- | -- |
| 10/19/2024 10/19/24 | For Sale | $324,495 | -- | $157 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,334 | $97,136 | $15,222 | $81,914 |
| 2023 | $6,580 | $85,961 | $13,471 | $72,490 |
| 2022 | $6,580 | $78,864 | $12,359 | $66,505 |
| 2021 | $6,466 | $75,108 | $11,770 | $63,338 |
| 2020 | $6,066 | $70,194 | $11,000 | $59,194 |
| 2019 | $6,162 | $70,194 | $11,000 | $59,194 |
| 2018 | $5,573 | $63,568 | $15,869 | $47,699 |
| 2017 | $5,391 | $58,588 | $14,626 | $43,962 |
| 2016 | $4,916 | $53,261 | $13,296 | $39,965 |
| 2015 | $4,627 | $48,419 | $12,087 | $36,332 |
| 2014 | -- | $45,678 | $11,403 | $34,275 |
| 2013 | -- | $47,091 | $11,756 | $35,335 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
MIchelle Fifer
Coldwell Banker Realty
(815) 280-8781
2 in this area
15 Total Sales
-
Buyer's Agent in 2024
Joanne LaVia
Coldwell Banker Real Estate Group
(630) 267-7564
16 in this area
119 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12184999
APN: 03-10-154-044
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