409 Mckinley St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $625,000 - $667,000
4
Beds
2.5
Baths
3,547
Sq Ft
$182/Sq Ft
Est. Value
Highlights
- 0.8 Acre Lot
- Landscaped Professionally
- Vaulted Ceiling
- Davis Primary School Rated A-
- Property is near a park
- Wood Flooring
About This Home
As of September 2021Looking for something UNIQUE & EXTRAORDINARY? Get the BEST of both worlds!...this historic property is set on almost 1 private acre, yet nestled within walking distance of the vibrant downtown areas of both St. Charles & Geneva. One of St. Charles' original homesteads, it dates back to 1925. A huge 2 story addition in the '70's expanded the home to include a "SHOWSTOPPING" vaulted dining room with dual staircases and main floor guest or primary bedroom wing. Exterior is completely remodeled with Hardie Board siding, LP Smart Trim, new windows, high end doors & sliders. Bring your vision to complete the interior renovations, as an unexpected job transfer halted seller's plans. 3500+ square feet of finished living space allows endless options for home offices, in-law or teen suite. Full, unfinished basement is ideal for hobbies, workshop or future finishing for even more recreation space. Vintage details include original (refinished) wood interior doors, original hardwood floors (family room, living room, entry & kitchen) & detailed mill work. Oversize patio (44' x 14') spans back of the home overlooking the flat, lush, private yard ideal for an in-ground pool. Private, fenced courtyard boasts a covered 15'x6' porch & huge paver patio (18' x 17'). Handy shed provides storage for lawn and/or sporting equipment. Experience the restaurants, breweries, shopping, festivals & sporting activities along the Fox River. Geneva's commuter train is less than 2 miles from the property. Award winning schools, robust park district & private setting with in-town convenience. Make this house your HOME!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,357
Year Built
- Built in 1925 | Remodeled in 1970
Lot Details
- 0.8 Acre Lot
- Lot Dimensions are 268x270x136x258x132x12
- Landscaped Professionally
- Paved or Partially Paved Lot
Parking
- 2 Car Attached Garage
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,547 Sq Ft Home
- 2-Story Property
- Built-In Features
- Vaulted Ceiling
- Wood Burning Fireplace
- Entrance Foyer
- Great Room
- Living Room with Fireplace
- Formal Dining Room
- Home Office
- Wood Flooring
Kitchen
- Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- In-Law or Guest Suite
- Bathroom on Main Level
- Dual Sinks
Laundry
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Schools
- Davis Elementary School
- Thompson Middle School
- St Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener is Owned
Additional Features
- Patio
- Property is near a park
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 19, 2021
Closed on
Sep 15, 2021
Sold by
Kingsley Andrew and Kingsley Rachel Stephanie
Bought by
Zuccaro William Michael
Seller's Agent
Cynthia Sullivan
Coldwell Banker Realty
Buyer's Agent
Jessica Renzi
@properties Christie's International Real Estate
List Price
$499,000
Sold Price
$495,000
Premium/Discount to List
-$4,000
-0.8%
Total Days on Market
1
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$149,179
Avg. Annual Appreciation
7.48%
Original Mortgage
$420,750
Interest Rate
3.12%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 8, 2018
Closed on
Apr 13, 2018
Sold by
Nezrick Tania and The Natalie Nezrick Trusrt
Bought by
Kingsley Andrew and Kingsley Rachel Stephanie
Seller's Agent
Debora McKay
Coldwell Banker Realty
Buyer's Agent
Mark Southwood
Coldwell Banker Real Estate Group - Sycamore
List Price
$375,000
Sold Price
$330,000
Premium/Discount to List
-$45,000
-12%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.51%
Original Mortgage
$313,500
Interest Rate
4.44%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 21, 2007
Sold by
Park National Bank Na
Bought by
Nezrick Frank A and Nezrick Natalie C
Purchase Details
Closed on
May 24, 2004
Sold by
Nezrick Frank A and Nezrick Natalie C
Bought by
Nezrick Natalie C and Nezrick Frank A
Purchase Details
Closed on
Feb 17, 2004
Sold by
Nezrick Frank A and Nezrick Natalie C
Bought by
Nezrick Frank A and Nezrick Natalie C
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Zuccaro William Michael | $495,000 | First American Title | |
| Kingsley Andrew | $330,000 | Attorney | |
| Nezrick Frank A | -- | None Available | |
| Nezrick Natalie C | -- | -- | |
| Nezrick Frank A | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Zuccaro William Michael | $420,750 | |
| Previous Owner | Kingsley Andrew | $400,000 | |
| Previous Owner | Kingsley Andrew | $61,066 | |
| Previous Owner | Kingsley Andrew | $313,500 | |
| Previous Owner | Nezrick Frank A | $225,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/20/2021 09/20/21 | Sold | $495,000 | -0.8% | $140 / Sq Ft |
| 08/21/2021 08/21/21 | Pending | -- | -- | -- |
| 08/19/2021 08/19/21 | For Sale | $499,000 | +51.2% | $141 / Sq Ft |
| 04/13/2018 04/13/18 | Sold | $330,000 | -9.6% | $93 / Sq Ft |
| 03/01/2018 03/01/18 | Pending | -- | -- | -- |
| 02/22/2018 02/22/18 | Price Changed | $365,000 | -2.7% | $103 / Sq Ft |
| 01/08/2018 01/08/18 | For Sale | $375,000 | -- | $106 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $11,235 | $164,621 | $51,662 | $112,959 |
| 2022 | $9,846 | $144,196 | $38,736 | $105,460 |
| 2021 | $9,458 | $137,447 | $36,923 | $100,524 |
| 2020 | $9,357 | $125,052 | $36,235 | $88,817 |
| 2019 | $9,188 | $117,318 | $35,518 | $81,800 |
| 2018 | $8,764 | $116,655 | $29,829 | $86,826 |
| 2017 | $10,916 | $141,274 | $28,809 | $112,465 |
| 2016 | $12,298 | $145,621 | $35,378 | $110,243 |
| 2015 | -- | $136,872 | $34,997 | $101,875 |
| 2014 | -- | $129,037 | $34,997 | $94,040 |
| 2013 | -- | $130,782 | $35,347 | $95,435 |
Source: Public Records
Agents Affiliated with this Home
-
Cynthia Sullivan
Seller's Agent in 2021
Cynthia Sullivan
Coldwell Banker Realty
(630) 254-0987
3 in this area
87 Total Sales
-
Jessica Renzi
Buyer's Agent in 2021
Jessica Renzi
@ Properties
(847) 561-2727
1 in this area
7 Total Sales
-
Debora McKay
Seller's Agent in 2018
Debora McKay
Coldwell Banker Realty
(630) 587-4672
17 in this area
338 Total Sales
-
M
Buyer's Agent in 2018
Mark Southwood
Coldwell Banker Real Estate Group - Sycamore
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11194795
APN: 09-34-351-008
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