409 Reagan Dr Unit 1 Oswego, IL 60543
Northwest Oswego Neighborhood
3
Beds
2.5
Baths
1,456
Sq Ft
2001
Built
Highlights
- Property is near a park
- Traditional Architecture
- 2 Car Attached Garage
- Oswego High School Rated A-
- Whirlpool Bathtub
- Walk-In Closet
About This Home
As of June 2024Cute home located just steps from downtown Oswego. The home offers three bedrooms, 2 1/2 baths, a 2-car garage, as well as a full basement. You will love the large front porch....perfect for relaxing & sipping lemonade on a warm summer night. The yard has been well maintained and offers loads of perennials. Around back you will find a spacious patio. The roof was replaced in 2019 and all the appliances are included. The stove was replaced just a few months ago. It is the perfect location for all that Oswego has to offer.
Last Agent to Sell the Property
Baird & Warner License #475136889 Listed on: 05/23/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,917
Year Built
- Built in 2001
Lot Details
- Lot Dimensions are 50x110
- Paved or Partially Paved Lot
HOA Fees
- $64 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Space is Owned
Home Design
- Traditional Architecture
- Aluminum Siding
Interior Spaces
- 1,456 Sq Ft Home
- 2-Story Property
- Window Treatments
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Partially Carpeted
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Schools
- Fox Chase Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- Patio
- Property is near a park
Community Details
- Customer Service Association, Phone Number (866) 473-2573
- Hometown Subdivision, Village Hall Floorplan
- Property managed by RealManage
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 23, 2024
Closed on
Jun 24, 2024
Sold by
Everson Michael
Bought by
Garcia Banegas Miguel and Garcia Liza Nicol
Seller's Agent
Kelly Michelson
Baird & Warner
Buyer's Agent
Stephany Trombello
Baird & Warner
List Price
$265,000
Sold Price
$285,000
Premium/Discount to List
$20,000
7.55%
Total Days on Market
18
Views
49
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,399
Avg. Annual Appreciation
5.87%
Original Mortgage
$275,488
Outstanding Balance
$273,459
Interest Rate
7.13%
Mortgage Type
FHA
Estimated Equity
$27,940
Purchase Details
Closed on
Dec 14, 2019
Sold by
Everson Michael and Everson Susan
Bought by
Everson Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,000
Interest Rate
3.99%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 14, 2001
Sold by
The Bigelow Group Inc
Bought by
Everson Susan S and Everson Michael D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,472
Interest Rate
6.99%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 6, 2001
Sold by
Oswego Village Square Llc
Bought by
Bigelow Group Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,472
Interest Rate
6.99%
Mortgage Type
FHA
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $285,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Ravenswood Title Company Llc | |
| Warranty Deed | $185,000 | -- | |
| Special Warranty Deed | $33,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $275,488 | FHA | |
| Previous Owner | $169,000 | New Conventional | |
| Previous Owner | $189,000 | Unknown | |
| Previous Owner | $192,000 | Unknown | |
| Previous Owner | $180,416 | FHA | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $177,726 | FHA | |
| Previous Owner | $177,472 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/24/2024 06/24/24 | Sold | $285,000 | +7.5% | $196 / Sq Ft |
| 05/27/2024 05/27/24 | Pending | -- | -- | -- |
| 05/15/2024 05/15/24 | Price Changed | $265,000 | 0.0% | $182 / Sq Ft |
| 05/08/2024 05/08/24 | For Sale | $265,000 | -- | $182 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,498 | $84,981 | $19,128 | $65,853 |
| 2022 | $6,498 | $77,965 | $17,549 | $60,416 |
| 2021 | $6,453 | $74,966 | $16,874 | $58,092 |
| 2020 | $6,310 | $72,783 | $16,383 | $56,400 |
| 2019 | $5,918 | $67,656 | $16,383 | $51,273 |
| 2018 | $5,380 | $61,589 | $14,914 | $46,675 |
| 2017 | $5,204 | $56,764 | $13,746 | $43,018 |
| 2016 | $4,972 | $53,804 | $13,029 | $40,775 |
| 2015 | $4,780 | $49,819 | $12,064 | $37,755 |
| 2014 | -- | $46,999 | $11,381 | $35,618 |
| 2013 | -- | $48,932 | $11,849 | $37,083 |
Source: Public Records
Agents Affiliated with this Home
-
Kelly Michelson
Seller's Agent in 2024
Kelly Michelson
Baird Warner
(630) 551-1111
14 in this area
373 Total Sales
-
Kristin Cyko
Seller Co-Listing Agent in 2024
Kristin Cyko
Baird Warner
(630) 730-9476
3 in this area
24 Total Sales
-
Stephany Trombello
Buyer's Agent in 2024
Stephany Trombello
Baird Warner
(630) 776-1545
1 in this area
50 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12050068
APN: 03-18-242-007
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