$400,000
SOLD JUN 6, 2025

4098 El Dorado Cove Bradenton, FL 34210

2 Beds
2 Baths
918 Sq Ft
$675/mo HOA Fee

Recently Sold

$436 Per Sq Ft

13% Below List Price

163 Days on Market

Highlights

  • Dock has access to electricity and water
  • Boat Lift
  • Gated Community
  • Assigned Boat Slip
  • Fitness Center
  • 4.93 Acre Lot

About This Home

As of June 2025

2 bedroom, 2 bathroom condo with a boat lift! Live the life of boating in paradise! Beautifully renovated and in close proximity of Anna Maria Island and beaches. HOA $675.00 a month and includes flood insurance! Seller paying for a $700.00 Home Warranty! Boaters and fisherman's dream location. Waterfront property. Walk out your back door to your boat lift! Many generations of owners love it in Palma Sola Harbour. Condo includes updated underground plumbing 2021 and updated electrical. Den offers flexibility for a guest bedroom & can be used as home office or hobby space. Kitchen features leather granite counter tops, 2021 Stainless Steel appliances, ample cabinetry, a convenient breakfast bar island for casual dining. Enjoy your morning coffee while gazing at picturesque canal from dining area. Primary bedroom is a peaceful retreat, offering a private sanctuary to unwind with an en-suite bathroom along with a large walk-in closet. Additional bathroom ensures space for residents & guests alike. One of the highlights of this extraordinary property is the boat dock & lift, providing direct access to the canal & then out to Palma Sola Harbour which leads to the Gulf. Launch your boat effortlessly & explore the waterways at your leisure, enjoying fishing trips, water sports, or amazing sunset cruises. Palma Sola Harbour Community offers a range of amenities, including a sparkling heated swimming pool at Clubhouse & a 2nd heated pool at the North end of Catalina Dr., a well-equipped fitness center, saunas, game room, library, tennis and pickleball courts, shuffle board courts, putting green and more. Take advantage of the Florida sunshine & relax poolside or gather with friends and neighbors. Conveniently located in a sought-after neighborhood, you'll have easy access to local shops, restaurants, & entertainment options. Embrace an active lifestyle with nearby parks & nature trails, or indulge in the vibrant nightlife & cultural attractions of surrounding area. Experience the epitome of waterfront living. Your dream home awaits you. HVAC System is 2014. Ring doorbell system active at front door and back door. Supreme Home Warranty Coverage included!

Last Agent to Sell the Property

Nancy Fish-Mooney

FINE PROPERTIES Brokerage Phone: 941-727-2800 License #3202704 Listed on: 12/04/2024

FINE PROPERTIES

Last Buyer's Agent

Katie Sherman

PALM PARADISE REALTY GROUP License #3627427

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,593

Year Built

  • Built in 1973

Lot Details

  • Property fronts a saltwater canal
  • South Facing Home
  • Mature Landscaping
  • Landscaped with Trees

HOA Fees

  • $675 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Frame Construction
  • Stucco

Interior Spaces

  • 918 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Blinds
  • Great Room
  • Combination Dining and Living Room
  • Canal Views
  • Walk-Up Access
  • Security Gate

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 1 Carport Space
  • Ground Level Parking
  • Off-Street Parking
  • Deeded Parking

Outdoor Features

  • Access to Saltwater Canal
  • No Wake Zone
  • Boat Lift
  • Assigned Boat Slip
  • Dock has access to electricity and water
  • Dock made with wood
  • Patio

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, insurance, maintenance structure, ground maintenance, management, sewer, trash
  • Matthew Edwards Association, Phone Number (941) 792-3532
  • Visit Association Website
  • Palma Sola Community
  • Palma Sola Harbour Sec 1 Subdivision
  • On-Site Maintenance
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community, no truck, recreational vehicles, or motorcycle parking, vehicle restrictions

Amenities

  • Sauna
  • Clubhouse

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Park

Pet Policy

  • Pets up to 100 lbs

Security

  • Card or Code Access
  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,593

Year Built

Built in 1973

Lot Details

0

HOA Fees

$675 per month

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Maintenance Structure, Maintenance Grounds, Management, Sewer, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Construction Materials: Stucco, Frame
  • Fireplace: No
  • Living Area: 918
  • Lot Size Acres: 4.93
  • New Construction: No
  • Year Built: 1973
  • Building Area Total: 942
  • Lot Size Sq Ft: 214891
  • Directions to Property: Head West from intersection of Cortez Rd. and 75th St. West. Turn North onto Catalina Dr. (flashing yellow light). Take the first left after the gate and follow to El Dorado Cv. Turn right onto El Dorado Cv. The unit is at the end of the street. Park in Guest Parking area.
  • Status: Sold
  • Ownership: Condominium
  • Available for Lease YN: 1
  • Escrow State: FL
  • Floor Number: 1
  • List Office Head Office Key Nume: 1044311
  • Minimum Lease: 1 Month
  • RATIO Current Price By Calculate: 435.73
  • Unit Number YN: 0
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Walk-Up
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood,Dock w/Electric,Dock w/Water Supply
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Waterfront
  • Attribution Contact: 941-727-2800
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 1
  • Window Features: Blinds
  • Street Number Modifier: 4098
  • Additional Rooms: Great Room
  • Living Area Meters: 85.28
  • Room Count: 6

Exterior Features

  • Direction Faces: South
  • Exterior Features: Other
  • Roof: Other
  • Home Warranty: Yes
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Patio
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater
  • Water Extras: Assigned Boat Slip,Lift,No Wake Zone
  • Water Extras YN: 1
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2021-08-10
  • Flood Zone Panel: 12081C0283F

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Covered, Deeded, Ground Level, Guest, Off Street

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, No Truck/RV/Motorcycle Parking, Pool, Special Community Restrictions, Tennis Court(s)
  • Association Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Pool, Sauna, Shuffleboard Court, Tennis Court(s), Vehicle Restrictions
  • Association Name: Matthew Edwards
  • Phone: 941-792-3532
  • Association: Yes
  • Security: Gated Community, Key Card Entry, Security Gate, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: See Association rules on website pshcondos.com
  • Association Fee Requirement: None
  • Building Name Number: 4098
  • Condo Fees: 675
  • Condo Land Included YN: 0
  • Max Pet Weight: 100
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: matthew@pshcondos.com
  • Monthly Condo Fee Amount: 675
  • Pet Size: Extra Large (101+ Lbs.)
  • Association URL: pshcondos.com

Fee Information

  • Total Annual Fees: 8100.00
  • Total Monthly Fees: 675.00

Lot Info

  • Zoning: PDR/CH
  • Parcel Number: 7502310225
  • Additional Parcels: No
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 19964

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See association rules on website pshcondos.com

Tax Info

  • Tax Annual Amount: 3593
  • Tax Book Number: 572-1
  • Tax Lot: V17

Multi Family

  • Waterfront Features: Canal - Saltwater
  • Approval Process: Application email Matthew@pshcondos.com

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 4, 2024
Closed on
Jun 6, 2025
Sold by
Hayes Richard Allen and Hayes Heidi K
Bought by
Smith Ivan B and Smith Janna B
Seller's Agent
Nancy Fish-Mooney
FINE PROPERTIES
Buyer's Agent
Katie Sherman
PALM PARADISE REALTY GROUP
List Price
$459,000
Sold Price
$400,000
Premium/Discount to List
-$59,000
-12.85%
Views
35

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.33%

Purchase Details

Listed on
Jun 5, 2020
Closed on
Oct 20, 2020
Sold by
Barrett Leslie and Andersen Julie
Bought by
Hayes Richard Allen and Hayes Heidi K
Seller's Agent
Kathy Valente
MICHAEL SAUNDERS & COMPANY
Buyer's Agent
Nancy Fish-Mooney
FINE PROPERTIES
List Price
$199,000
Sold Price
$190,000
Premium/Discount to List
-$9,000
-4.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.44%

Purchase Details

Closed on
Apr 12, 2016
Sold by
Barrett Michael S
Bought by
Barrett Leslie and Barrett Julie

Purchase Details

Closed on
Jun 5, 2006
Sold by
Barrett Leslie and Barrett Julie
Bought by
Barrett Leslie and Barrett Julie

Purchase Details

Closed on
Jan 2, 2004
Sold by
Kregelius Elizabeth W
Bought by
Barrett Leslie and Barrett Julie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
5.82%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $400,000 Coastal Key Title
Warranty Deed $190,000 Wr Title Services Llc
Quit Claim Deed -- Attorney
Interfamily Deed Transfer -- Attorney
Warranty Deed $130,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $104,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2025 06/06/25 Sold $400,000 -8.9% $436 / Sq Ft
05/16/2025 05/16/25 Pending -- -- --
02/25/2025 02/25/25 Price Changed $439,000 -4.4% $478 / Sq Ft
12/04/2024 12/04/24 For Sale $459,000 +141.6% $500 / Sq Ft
10/20/2020 10/20/20 Sold $190,000 -4.5% $207 / Sq Ft
09/05/2020 09/05/20 Pending -- -- --
08/24/2020 08/24/20 For Sale $199,000 0.0% $217 / Sq Ft
08/12/2020 08/12/20 Pending -- -- --
06/05/2020 06/05/20 For Sale $199,000 -- $217 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,593 $218,151 -- --
2024 $3,593 $310,250 -- $310,250
2023 $3,280 $272,000 $0 $272,000
2022 $2,847 $220,500 $0 $220,500
2021 $2,250 $149,000 $0 $149,000
2020 $2,303 $146,000 $0 $146,000
2019 $2,225 $146,000 $0 $146,000
2018 $2,044 $130,000 $0 $0
2017 $1,780 $117,500 $0 $0
2016 $1,693 $110,500 $0 $0
2015 $1,400 $110,500 $0 $0
2014 $1,400 $81,901 $0 $0
2013 $1,583 $92,978 $22,806 $70,172
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4629949

Stellar MLS

APN: 75023-1022-5