NOT LISTED FOR SALE

Estimated Value: $401,000 - $416,862

4 Beds
2.5 Baths
1,945 Sq Ft
$210/Sq Ft Est. Value

Last Sold June 04, 2021

Last sale price $290,000 $149 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $2,987/month

5 Days on Market

Highlights

  • Waterfront
  • Community Lake
  • Pond
  • Oswego High School Rated A-
  • Deck
  • 5-minute walk to Pearce's Ford Park

About This Home

As of June 2021

4 bedroom, 2.1 bath on a cul-de-sac in Ponds of Mill Race Creek. Full unfinished basement. Enjoy your morning coffee on the back deck that overlooks the pond.

Last Listed By

Michelle Falesch

Keller Williams Infinity License #475181137 Listed on: 04/09/2021

Keller Williams Infinity

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,461

Year Built

  • Built in 1998

Lot Details

  • 4,922 Sq Ft Lot
  • Lot Dimensions are 44.57 x 112 x 53.18 x 52.83 x 152 x 145
  • Waterfront
  • Cul-De-Sac
  • Paved or Partially Paved Lot

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Concrete Perimeter Foundation

Interior Spaces

  • 1,945 Sq Ft Home
  • 2-Story Property
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Outdoor Features

  • Pond
  • Deck

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Ponds At Mill Race Creek Subdivision, Willow Floorplan
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,461

Year Built

Built in 1998

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ponds at Mill Race Creek
  • Year Built: 1998
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • LivingArea: 1945
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Basement Sq Ft: 1013
  • Total Sq Ft: 1013
  • Unfinished Basement Sq Ft: 1013

Exterior Features

  • ExteriorFeatures: Deck
  • Foundation Details: Concrete Perimeter
  • List Price: 280000
  • Lot Features: Cul-De-Sac, Pond(s)
  • OtherStructures: None
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 126
  • Association Fee Frequency: Quarterly
  • Community Features: Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.113
  • Lot Dimensions: 44.57 X 112 X 53.18 X 52.83 X 152 X 145
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7460.8
  • Tax Year: 2019
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 9, 2021
Closed on
Jun 2, 2021
Sold by
Iga Claudia and Iga Claudia S
Bought by
Yi Jordan and Yi Kaitlin Erin
Seller's Agent
Michelle Falesch
Keller Williams Infinity
Buyer's Agent
Becky Paaso
Keller Williams Experience
Sold Price
$290,000
Total Days on Market
5
Current Estimated Value
$407,716

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$117,716
Avg. Annual Appreciation
8.38%
Original Mortgage
$275,500
Interest Rate
2.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 25, 2010
Sold by
Sherman Elizabeth and Lyznicki Daniel J
Bought by
Iga Claudia S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,735
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
May 1, 2010
Bought by
Iga Claudia S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,735
Interest Rate
5.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 8, 2005
Sold by
Handbury John D and Handbury Barbara K
Bought by
Sherman Elizabeth and Lyznicki Daniel J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,000
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 9, 1997
Sold by
First Suburban National Bank
Bought by
Oak Brook Bank

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,600
Interest Rate
6%

Purchase Details

Closed on
Nov 26, 1997
Sold by
Oak Brook Bank
Bought by
Handbury John D and Handbury Barbara K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,600
Interest Rate
6%

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Yi Jordan $290,000 First American Title
Iga Claudia S $230,000 Ticor Title
Iga Claudia S $229,900 --
Sherman Elizabeth $280,000 First American Title
Oak Brook Bank -- Chicago Title Insurance Co
Handbury John D $203,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Yi Jordan $275,500
Previous Owner Iga Claudia S $62,285
Previous Owner Iga Claudia S $225,735
Previous Owner Sherman Elizabeth $224,000
Previous Owner Handbury John D $162,000
Previous Owner Handbury John D $162,600
Closed Iga Claudia S --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/04/2021 06/04/21 Sold $290,000 +3.6% $149 / Sq Ft
04/15/2021 04/15/21 For Sale -- -- --
04/14/2021 04/14/21 Pending -- -- --
04/09/2021 04/09/21 For Sale $280,000 -- $144 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $8,213 $106,653 $27,883 $78,770
2022 $8,213 $96,957 $25,348 $71,609
2021 $7,917 $90,614 $23,690 $66,924
2020 $7,746 $87,975 $23,000 $64,975
2019 $7,461 $83,725 $23,000 $60,725
2018 $7,396 $80,632 $21,586 $59,046
2017 $7,333 $77,531 $20,756 $56,775
2016 $7,282 $76,011 $20,349 $55,662
2015 $7,396 $73,797 $19,756 $54,041
2014 -- $71,648 $19,181 $52,467
2013 -- $72,372 $19,375 $52,997
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD11049592

Midwest Real Estate Data (MRED)

APN: 03-09-160-008