NOT LISTED FOR SALE

Estimated Value: $450,000 - $476,000

4 Beds
3 Baths
2,551 Sq Ft
$182/Sq Ft Est. Value

Last Sold June 26, 2020

Last sale price $350,000 $137 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $3,428/month

3 Days on Market

Highlights

  • Recreation Room
  • Vaulted Ceiling
  • Main Floor Bedroom
  • Oswego High School Rated A-
  • Wood Flooring
  • Whirlpool Bathtub

About This Home

As of June 2020

Highly sought after location and premium homesite now available in the coveted Mill Race Creek of Oswego. This five bedroom, 2.5 bath home with a finished basement will wow you from the second you enter. Hardwood floors and two story foyer greet you as you enter into this lovingly maintained home. Kitchen boasts custom island, newer appliances, built in pantry, granite counters and rich white cabinetry. Adjacent to the breakfast area, the family room boasts a cozy fireplace with custom built in bookcases and a magnificent view of the private backyard. Upstairs, you will find the hardwood floors carry thru to each bedroom with custom paint, rich trim and built ins and abundant closet space. Master bedroom boasts an updated bath with dual vanities, separate shower and large walk in closet. Finished basement offers additional room to entertain. The exceptionally appointed backyard features a fully fenced and extra deep yard, professional landscaped space with pergola, built ins, patio and fire pit. Newer HVAC, humidifier and sump pump. Easy access to schools, shopping, churches and expressways, this home is sure to wow you!

Last Listed By

Kimberly Grant

john greene, Realtor License #471018035 Listed on: 04/30/2020

john greene, Realtor

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,478

Year Built

  • 1992

Lot Details

  • Fenced Yard

HOA Fees

  • $46 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Cedar

Interior Spaces

  • Built-In Features
  • Vaulted Ceiling
  • Breakfast Room
  • Den
  • Recreation Room
  • Wood Flooring
  • Finished Basement
  • Partial Basement

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Fire Pit

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Water Softener

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,478

Year Built

1992

Lot Details

0

HOA Fees

$46 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 26-30 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Total Sq Ft: 2551
  • Unfinished Basement Sq Ft: 150
  • Type Detached: 2 Stories
  • Estimated Year Built: 1992
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 3401
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1992

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Bedroom, 1st Floor Laundry, Built-in Features, Walk-In Closet(s)
  • Number Of Rooms: 11
  • Living Room: Dimensions: 16X12, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances, Water Softener
  • Equipment: Humidifier, Water-Softener Owned, CO Detectors, Ceiling Fan, Sump Pump, Radon Mitigation System(s)
  • Fireplace Location: Family Room
  • Basement: Partial
  • Basement: Finished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 11X10, On Level: Main Level
  • Dining Room: Dimensions: 15X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 12X10, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space, Island
  • Additional Rooms: Den, Recreation Room, Breakfast Room
  • Master Bedroom: Dimensions: 19X13, On Level: 2nd Level, Flooring: Hardwood
  • Additional Room 1 Name: Den, Dimensions: 12X9, On Level: Basement, Flooring: Carpet
  • Additional Room 2 Name: Recreation Rm, Dimensions: 12X9, On Level: Basement, Flooring: Carpet
  • Bedroom 2: Dimensions: 13X12, On Level: 2nd Level, Flooring: Hardwood
  • Bedroom 3: Dimensions: 12X12, On Level: 2nd Level, Flooring: Hardwood
  • Bedroom 4: Dimensions: 10X10, On Level: Main Level, Flooring: Hardwood
  • Additional Room 5 Name: Breakfast Rm, Dimensions: 14X9, On Level: Main Level, Flooring: Hardwood
  • Estimated Sq Ft: 2551
  • Estimated Total Finished Sq Ft: 3251
  • Basement Sq Ft: 850
  • Basement Finished Sq Ft: 700
  • Upper Level Sq Ft: 2551
  • Dining Room Type: Separate
  • Family Room: Dimensions: 17X14, On Level: Main Level, Flooring: Hardwood

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Cedar
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Patio, Fire Pit
  • Acreage: 0.3

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Includes: Common Insurance
  • Assessment Association Fees: 550
  • Management Contact Name: Office
  • Management Phone: 630-725-9500

Fee Information

  • Management Company: Advocate Property Management

Schools

  • School District: 308
  • Elementary School: Old Post Elementary School
  • Middle School: Thompson Junior High School
  • High School: Oswego High School
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 76X169X70X183
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 0309277005

Tax Info

  • Taxes: 8609.08

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 30, 2020
Closed on
Jun 19, 2020
Sold by
Udy Brian S and Udy Lisa W
Bought by
Schwabek Derek and Swibel Katherine
Seller's Agent
Kimberly Grant
john greene, Realtor
Buyer's Agent
Max Shallow
RE/MAX Professionals Select
List Price
$350,000
Sold Price
$350,000
Total Days on Market
3
Current Estimated Value
$463,313

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$113,313
Avg. Annual Appreciation
5.88%
Original Mortgage
$280,000
Outstanding Balance
$251,462
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$211,851

Purchase Details

Closed on
Mar 13, 2002
Sold by
Maddox Anthony S and Maddox Michelle A
Bought by
Udy Brian S and Udy Lisa W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,500
Interest Rate
7.16%

Purchase Details

Closed on
Jun 19, 2000
Sold by
Stanecki Kenneth J and Stanecki Stacy E
Bought by
Maddox Anthony and Maddox Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
7.62%

Purchase Details

Closed on
Aug 27, 1997
Sold by
Mckelvey Randy D and Mckelvey Kathy L
Bought by
Stanecki Kenneth J and Stanecki Stacy E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
7.57%

Purchase Details

Closed on
Sep 1, 1992
Bought by
Mckelvey Randall and Mckelvey Kathy

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Schwabek Derek $350,000 Near North Title Group
Udy Brian S $275,500 First American Title
Maddox Anthony $253,000 Collar Counties Title Plant
Stanecki Kenneth J $230,000 Law Title Insurance Co Inc
Mckelvey Randall $187,600 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Schwabek Derek $280,000
Previous Owner Nowak Melissa A $271,500
Previous Owner Udy Brian S $50,000
Previous Owner Udy Brian S $112,710
Previous Owner Udy Brian S $184,389
Previous Owner Udy Brian S $185,500
Previous Owner Maddox Anthony $188,000
Previous Owner Stanecki Kenneth J $182,000
Closed Mckelvey Randall --
Closed Stanecki Kenneth J $25,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2020 06/26/20 Sold $350,000 0.0% $137 / Sq Ft
05/03/2020 05/03/20 Pending -- -- --
04/30/2020 04/30/20 For Sale $350,000 -- $137 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $9,478 $118,730 $26,692 $92,038
2022 $9,478 $110,963 $24,946 $86,017
2021 $8,877 $100,875 $22,678 $78,197
2020 $8,259 $93,403 $20,998 $72,405
2019 $7,935 $88,666 $20,998 $67,668
2018 $8,538 $92,128 $24,292 $67,836
2017 $8,466 $88,585 $23,358 $65,227
2016 $8,321 $86,005 $22,678 $63,327
2015 $8,454 $83,500 $22,017 $61,483
2014 -- $79,524 $20,969 $58,555
2013 -- $80,327 $21,181 $59,146
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10665256

Midwest Real Estate Data (MRED)

APN: 03-09-277-005