NOT LISTED FOR SALE

Estimated Value: $499,000 - $529,000

2 Beds
2 Baths
1,458 Sq Ft
$1,050/mo HOA Fee

Last Sold March 31, 2025

Last sale price $505,000 $346 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $4,158/month

47 Days on Market

Highlights

  • Marina
  • Golf Course Community
  • In Ground Pool
  • J.R. Arnold High School Rated A-
  • 24-Hour Security
  • Bay View

About This Home

As of March 2025

Nestled in the prestigious Reflections at Bay Point, this stunning 2-bedroom, 2-bathroom condo offers an unparalleled coastal lifestyle with breathtaking views of the lagoon pool and St. Andrews Bay. Recently updated with fresh paint, new appliances. Water heater, and washer/dryer updated in 2022. This fully furnished property presents a turnkey opportunity.Enjoy resort-style living with access to a championship Jack Nicklaus golf course. The complex boasts an array of amenities including a spa, refreshing pool, hot tub, and lush landscaping. Conveniently located near local dining options and just minutes from Panama City Beach's finest restaurants, this property offers the perfect blend of comfort and convenience. With a five-star marina, residents can easily explore Shell Island or indulge in world-class golfing and beach activities.This exceptional property is perfect for those seeking a vacation home, investment opportunity, or primary residence that combines luxury, convenience, and natural beauty. With recent upgrades, comprehensive amenities, and a prime location in Panama City Beach, this condo represents an extraordinary chance to own a piece of coastal paradise.

Last Agent to Sell the Property

Kim Miller

EXP Realty LLC License #3599338 Listed on: 01/29/2025

EXP Realty LLC

Last Buyer's Agent

Michele Morros

Counts Real Estate Group Inc

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,806

Year Built

  • Built in 2007

HOA Fees

  • $1,050 Monthly HOA Fees

Property Views

Home Design

  • Entry on the 5th floor

Interior Spaces

  • 1,458 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Living Room

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Spa

Outdoor Features

  • Balcony

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include clubhouse, cable TV, pool(s), recreation facilities, water
  • High-Rise Condominium
  • Reflections Subdivision

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Elevator

Recreation

  • Golf Course Community
  • Community Spa

Security

  • 24-Hour Security

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,806

Year Built

Built in 2007

Lot Details

0

HOA Fees

$1,050 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Property Sub Type: Condominium
  • Lot Size: CONDO
  • Subdivision Name: Reflections
  • Architectural Style: High Rise
  • Entry Level: 5
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
  • Interior Amenities: Breakfast Bar, Split Bedrooms
  • Spa Features: Community, Hot Tub
  • Private Spa: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1458.0
  • Dining Room Type: Bedroom, Living Room, Primary Bathroom

Exterior Features

  • Pool Features: In Ground, Pool, Community
  • View: Bay, Lagoon
  • View: Yes
  • Waterfront: No
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Garage: No

Utilities

  • Utilities: Cable Connected
  • Security Features: 24 Hour Security, Security Service
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 1050.0
  • Community Features: Barbecue, Clubhouse, Elevator, Golf, Marina, Restaurant, Short Term Rental Allowed, Pool
  • Amenities: Marina
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Cable TV, Pool(s), Recreation Facilities, Water

Schools

  • Middle Or Junior School: Surfside

Rental Info

  • Furnished: Furnished

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2025
Closed on
Mar 31, 2025
Sold by
Niccolich Family Revocable Trust and Niccolich Miran
Bought by
Dyan E Robinson Revocable Living Trust and Robinson
Seller's Agent
Kim Miller
EXP Realty LLC
Buyer's Agent
Michele Morros
Counts Real Estate Group Inc
List Price
$550,000
Sold Price
$505,000
Premium/Discount to List
-$45,000
-8.18%
Views
5
Current Estimated Value
$508,127

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,127
Avg. Annual Appreciation
1.38%

Purchase Details

Closed on
Dec 18, 2023
Sold by
Niccolich Miran and Niccolich Vicky
Bought by
Niccolich Family Revocable Trust and Niccolich

Purchase Details

Closed on
Jan 5, 2021
Sold by
Reynolds George and Reynolds Brittany
Bought by
Niccolich Miran and Niccolich Vicky

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 28, 2008
Sold by
Gulf Coast Office Products Inc Of Nw Fl and Wright John D
Bought by
Reynolds George and Reynolds Brittany

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$316,000
Interest Rate
5.84%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 31, 2007
Sold by
Reflections Spa & Resort Llc
Bought by
Gulf Coast Office Products Llc and Wright John D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
6.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dyan E Robinson Revocable Living Trust $505,000 Alpha Title Co Agency Llc
Dyan E Robinson Revocable Living Trust $505,000 Alpha Title Co Agency Llc
Niccolich Family Revocable Trust $100 None Listed On Document
Niccolich Miran $340,000 Mcneese Title Llc
Reynolds George $395,000 Diamond Title Agency Inc
Gulf Coast Office Products Llc $429,900 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Niccolich Miran $194,000
Previous Owner Reynolds George $304,600
Previous Owner Reynolds George $316,000
Previous Owner Gulf Coast Office Products Llc $300,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/31/2025 03/31/25 Sold $505,000 -8.2% $346 / Sq Ft
03/17/2025 03/17/25 Pending -- -- --
01/29/2025 01/29/25 For Sale $550,000 -- $377 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,806 $406,088 -- $406,088
2023 $4,806 $376,805 $0 $386,750
2022 $4,002 $342,550 $0 $342,550
2021 $1,434 $154,015 $0 $0
2020 $1,429 $243,100 $0 $0
2019 $1,402 $221,000 $0 $0
2018 $1,391 $145,706 $0 $0
2017 $1,367 $142,709 $0 $0
2016 $1,354 $139,774 $0 $0
2015 $1,385 $138,802 $0 $0
2014 $1,368 $137,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 767930

Central Panhandle Association of REALTORS®

APN: 40000-500-046