NOT LISTED FOR SALE

4105 Cobia St Panama City, FL 32408

Estimated Value: $922,000 - $1,219,000

4 Beds
4 Baths
2,584 Sq Ft
$408/Sq Ft Est. Value

Last Sold February 15, 2019

Last sale price $508,000 $197 Per Sq Ft

Est. 108% increase in value since last sale

Current estimated payment $6,398/month

346 Days on Market

Highlights

  • Heated In Ground Pool
  • Gulf View
  • Deck
  • J.R. Arnold High School Rated A-
  • Coastal Architecture
  • Newly Painted Property

About This Home

As of February 2019

Four bedroom, 4 bathroom beach house in Panama City Beach! Conveniently located on the beach side of Thomas Drive & only 1 block to closest beach access! Open living area. Kitchen features custom cabinets, stainless steel appliances, granite counter tops, & breakfast bar. The Master Suite is located on second floor, with private balcony overlooking Cobia St, & a fabulous bathroom with double vanities, glass shower, & separate tub. Guest bedroom on the first floor has an adjoining bathroom. The guest bedroom on the second floor also has an adjoining private bathroom. The spacious third story living area features a full bathroom & has access to the sun deck. The fully fenced backyard has a salt water plunge pool & plenty of grassy space.

Last Agent to Sell the Property

Victor Carnero

Blue Skies Real Estate License #3021552 Listed on: 02/04/2018

Last Buyer's Agent

Victor Carnero

Coastal Sun Realty LLC License #3021552

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,765

Year Built

  • Built in 2006

Lot Details

  • Lot Dimensions are 40x100
  • Fenced
  • Zoning described as County,Resid Multi-Family,Resid Single Family

Parking

  • Driveway

Home Design

  • Coastal Architecture
  • Newly Painted Property
  • Slab Foundation
  • Frame Construction
  • Metal Siding
  • HardiePlank Type

Interior Spaces

  • 2,584 Sq Ft Home
  • 3-Story Property
  • Furnished
  • High Ceiling
  • Recessed Lighting
  • Fireplace
  • Gulf Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Electric Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • ENERGY STAR Qualified Equipment

Pool

  • Heated In Ground Pool
  • Saltwater Pool
  • Fence Around Pool
  • Outdoor Shower

Outdoor Features

  • Balcony
  • Deck
  • Covered Patio or Porch
  • Outdoor Fireplace

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Bel Air Subdivision

Listing and Financial Details

  • Legal Lot and Block 1,2 / 16

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,765

Year Built

Built in 2006

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub Type: Detached
  • Lot Size: 40X100
  • Subdivision Name: Bel Air
  • Architectural Style: Coastal
  • Unit Levels: Three Or More
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Disposal, Gas Water Heater, Self Cleaning Oven, Washer
  • Interior Amenities: Breakfast Bar, Fireplace, High Ceilings, New Paint, Pantry, Recessed Lighting
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Outside
  • Fireplace: Yes
  • Living Area: 2584.0
  • Dining Room Type: Bedroom, Primary Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: Fenced, Gas Heat, In Ground, Private, Salt Water, Pool
  • Fencing: Fenced
  • Pool Private: Yes
  • View: Gulf
  • View: Yes
  • Waterfront: No
  • Construction Type: Frame, HardiPlank Type, Metal Siding
  • Exterior Features: Built-in Barbecue, Balcony, Outdoor Shower, Pool
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Covered, Deck, Open, Patio, Porch

Garage/Parking

  • Parking Features: Driveway

Utilities

  • Utilities: Natural Gas Available, Sewer Connected, Water Connected
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Electric, ENERGY STAR Qualified Equipment
  • Heating: Central, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Zoning Description: County,Resid Multi-Family,Resid Single Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Block: 16
  • Tax Lot: 1,2

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 4, 2020
Sold by
Diederichsen Rob G and Vail Kristen
Bought by
Diederichsen Robert G and Vail Kristen
Current Estimated Value
$1,055,537

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$459,500
Outstanding Balance
$410,433
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$645,104

Purchase Details

Listed on
Feb 4, 2018
Closed on
Feb 14, 2019
Sold by
Casa Cobia 4105 Llc
Bought by
Diederichsen Rob G
Seller's Agent
Victor Carnero
Blue Skies Real Estate
Buyer's Agent
Victor Carnero
Coastal Sun Realty LLC
List Price
$559,900
Sold Price
$508,000
Premium/Discount to List
-$51,900
-9.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.87%
Original Mortgage
$457,200
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 30, 2018
Sold by
Carnero Carol Emery
Bought by
Casa Cobia 4105 Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
4.38%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Aug 25, 2017
Sold by
Hinton Michael L and Hinton Connie J
Bought by
Carol Emery Carnero Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$338,000
Interest Rate
4.03%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 13, 2015
Closed on
Feb 15, 2016
Sold by
Walker Emmett M and Walker Bonnie R
Bought by
Succop Henry
Seller's Agent
Melissa Ryan
CENTURY 21 Ryan Realty Inc
Buyer's Agent
Non Member
NON-MEMBER OFFICE
List Price
$497,000
Sold Price
$366,000
Premium/Discount to List
-$131,000
-26.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.77%

Purchase Details

Closed on
Mar 16, 2009
Sold by
Us Bank National Association
Bought by
Walker Emmett M and Walker Bonnie R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,200
Interest Rate
5.14%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 8, 2008
Sold by
Yves Tranquille A and Tranquille Regine
Bought by
Us Bank Na

Purchase Details

Closed on
Mar 28, 2007
Sold by
Gonzalez Jose M
Bought by
Tranquille Regine and Tranquille Yves

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$673,500
Interest Rate
6.18%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 14, 2006
Sold by
King Properties & Investments Inc
Bought by
Gonzalez Jose M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$650,000
Interest Rate
6.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 17, 2005
Sold by
Sun Vista Inc
Bought by
King Properties & Investments Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$253,300
Interest Rate
5.6%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Diederichsen Robert G -- Attorney Only
Diederichsen Rob G $508,000 First Intl Title
Casa Cobia 4105 Llc -- First Intl Title Inc
Carol Emery Carnero Trust $338,000 First International Title In
Succop Henry $366,000 Mti Title Ins Agency Inc
Walker Emmett M $314,000 New House Title Llc
Us Bank Na -- Attorney
Tranquille Regine $898,000 Lanco Title & Escrow
Gonzalez Jose M $825,000 Lawyers Title
King Properties & Investments Inc $320,000 Lawyers Title Ins Corp
King Properties & Investments Inc $315,000 Lawyers Title Ins Corp
King Properties & Investments Inc $315,000 Lawyers Title Ins Corp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Diederichsen Robert G $459,500
Closed Diederichsen Rob G $457,200
Previous Owner Casa Cobia 4105 Llc $350,000
Previous Owner Carol Emery Carnero Trust $338,000
Previous Owner Walker Emmett M $251,200
Previous Owner Tranquille Regine $673,500
Previous Owner Gonzalez Jose M $650,000
Previous Owner King Properties & Investments Inc $253,300
Previous Owner King Properties & Investments Inc $513,300
Previous Owner King Properties & Investments Inc $238,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/05/2022 07/05/22 Off Market $366,000 -- --
06/20/2022 06/20/22 Off Market $508,000 -- --
02/15/2019 02/15/19 Sold $508,000 -9.3% $197 / Sq Ft
01/16/2019 01/16/19 Pending -- -- --
02/04/2018 02/04/18 For Sale $559,900 +53.0% $217 / Sq Ft
02/15/2016 02/15/16 Sold $366,000 -26.4% $142 / Sq Ft
02/01/2016 02/01/16 Pending -- -- --
05/13/2015 05/13/15 For Sale $497,000 -- $192 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,765 $571,046 -- --
2023 $7,765 $519,133 $109,554 $634,730
2022 $5,499 $471,940 $73,710 $398,230
2021 $5,491 $454,561 $65,874 $388,687
2020 $5,151 $420,149 $68,250 $351,899
2019 $3,808 $305,855 $60,196 $245,659
2018 $3,851 $304,503 $0 $0
2017 $3,950 $310,276 $0 $0
2016 $3,098 $238,208 $0 $0
2015 $3,216 $240,634 $0 $0
2014 $3,300 $247,319 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 667679

Central Panhandle Association of REALTORS®

APN: 30402-000-000