4109 Choctaw St Panama City, FL 32408
Estimated payment $11,192/month
Highlights
- New Construction
- In Ground Pool
- No HOA
- J.R. Arnold High School Rated A-
- Coastal Architecture
- 3-minute walk to Rick Seltzer Park
About This Home
HEATED POOL- STEPS TO BEACH
Last years rental income in the high $90 and this year is on its way to over $100K
Ideal as a beach rental or second home, this stunning property offers the perfect blend of comfort and coastal charm. Located just moments from beach access, it features a private fenced-in pool and two owner's suites for ultimate convenience.
Upstairs, the primary owner's suite boasts balcony access, a tile shower, granite countertops, and a double vanity. The second level also includes a bunk room, two additional King-sized bedrooms, and a shared bath.
Downstairs, the open-concept living and dining area creates a welcoming space for gatherings. The kitchen overlooks the living room and features granite countertops, a large island, stainless steel appliances, and crisp white cabinetry. The first-floor owner's suite provides added flexibility, while French doors lead from the living area to a covered patio, private pool, and outdoor shower—perfect for enjoying the coastal breeze.
Don't miss out on this incredible beachside retreat!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,208
Year Built
- Built in 2021 | New Construction
Lot Details
- 6,229 Sq Ft Lot
- Fenced
Home Design
- Coastal Architecture
- HardiePlank Type
Interior Spaces
- Ceiling Fan
- Recessed Lighting
- Living Room
Kitchen
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Parking
- No Garage
- Driveway
Pool
- In Ground Pool
- Fence Around Pool
- Outdoor Shower
Outdoor Features
- Balcony
- Covered Patio or Porch
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Silver Sands Beach Subdivision
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $14,307 | $1,152,895 | $217,503 | $935,392 |
| 2023 | $14,307 | $1,141,099 | $198,643 | $942,456 |
| 2022 | $7,237 | $622,213 | $133,650 | $488,563 |
| 2021 | $1,432 | $119,443 | $119,443 | $0 |
| 2020 | $1,483 | $123,750 | $123,750 | $0 |
| 2019 | $1,345 | $109,147 | $109,147 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/19/2025 09/19/25 | For Sale | $189,999,000 | +14174.9% | $87,396 / Sq Ft |
| 09/30/2022 09/30/22 | Off Market | $1,331,000 | -- | -- |
| 06/24/2022 06/24/22 | Sold | $1,331,000 | -4.9% | $612 / Sq Ft |
| 05/15/2022 05/15/22 | Pending | -- | -- | -- |
| 05/05/2022 05/05/22 | For Sale | $1,399,000 | 0.0% | $644 / Sq Ft |
| 04/19/2022 04/19/22 | Pending | -- | -- | -- |
| 04/12/2022 04/12/22 | For Sale | $1,399,000 | 0.0% | $644 / Sq Ft |
| 04/08/2022 04/08/22 | Pending | -- | -- | -- |
| 04/05/2022 04/05/22 | For Sale | $1,399,000 | -- | $644 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,331,000 | Florida Coastal Closing & Escr | |
| Special Warranty Deed | $710,000 | Attorney |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,024,455 | New Conventional | |
| Previous Owner | $450,000 | Balloon |
Source: Central Panhandle Association of REALTORS®
MLS Number: 770320
APN: 30498-000-003
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