NOT LISTED FOR SALE

Estimated Value: $860,000 - $948,802

4 Beds
3 Baths
1,584 Sq Ft
$568/Sq Ft Est. Value

About This Home

This home is located at 4109 Polaris Ave, Union City, CA 94587 and is currently estimated at $899,701, approximately $567 per square foot. 4109 Polaris Ave is a home located in Alameda County with nearby schools including Pioneer Elementary School, Itliong-Vera Cruz Middle School, and James Logan high school.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 16, 2020
Sold by
Joshi Subhash and Joshi Saroj
Bought by
Joshi Subhash and Joshi Saroj
Current Estimated Value
$899,701

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Outstanding Balance
$196,575
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$703,126

Purchase Details

Closed on
Jul 25, 2014
Sold by
Joshi Shelly and Joshi Subhash
Bought by
Joshi Subhash and Joshi Saroj

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$257,300
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 31, 2010
Sold by
Joshi Saroj
Bought by
Joshi Subhash

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,279
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 28, 2006
Sold by
Guzman Gertrude D and Guzman Aniceto D
Bought by
Guzman Gertrude D and Guzman Aniceto D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$409,600
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 1, 2006
Sold by
Pearson Gustave and Pearson Thelma De La Cruz
Bought by
Guzman Gertrude D and Guzman Aniceto D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$409,600
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 18, 2003
Sold by
Pearson Thelma Delacruz and Pearson Gustave
Bought by
Delacruz Pearson Gustave and Delacruz Pearson Thelma

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,000
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 14, 2001
Sold by
Ramirez Janet and Lavarias Apolonio
Bought by
Delacruz Pearson Gustave and Delacruz Pearson Thelma

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,000
Interest Rate
8%

Purchase Details

Closed on
Jul 14, 2000
Sold by
Ramirez Francisco J and Ramirez Janet L
Bought by
Ramirez Janet and Lavarias Apolonio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,000
Interest Rate
8.37%

Purchase Details

Closed on
Aug 18, 1998
Sold by
Lavarias Erlinda
Bought by
Lavarias Apolonio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,900
Interest Rate
6.88%

Purchase Details

Closed on
Aug 17, 1998
Sold by
Maldonado Ramon and Maldonado Margie Fonseca
Bought by
Ramirez Francisco J and Ramirez Janet L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,900
Interest Rate
6.88%

Purchase Details

Closed on
Nov 19, 1996
Sold by
Maldonado Ramon and Maldonado Margie Fonseca
Bought by
Maldonado Ramon and Maldonado Margie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$25,000
Interest Rate
7.74%

Purchase Details

Closed on
Aug 15, 1996
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Maldonado Ramon and Maldonado Margie Fonseca

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,600
Interest Rate
8.18%

Purchase Details

Closed on
Aug 8, 1996
Sold by
Maldonado Ramon V
Bought by
Maldonado Rita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,600
Interest Rate
8.18%

Purchase Details

Closed on
May 8, 1996
Sold by
Zee Cho Yin Peter and Zee Sau Ping Jessica
Bought by
Federal Home Loan Mortgage Corporation
Source: Public Records

Range of Values:

Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Joshi Subhash -- Placer Title Company
Joshi Subhash $86,000 Placer Title Company
Joshi Subhash -- Chicago Title Company
Joshi Shelly $280,000 Chicago Title Company
Guzman Gertrude D -- Old Republic Title Company
Guzman Gertrude D $512,000 Old Republic Title Company
Delacruz Pearson Gustave -- Financial Title Company
Delacruz Pearson Gustave $335,000 Old Republic Title Company
Ramirez Janet -- Financial Title Company
Lavarias Apolonio -- North American Title Co
Ramirez Francisco J $170,000 North American Title Co
Maldonado Ramon $8,500 Fidelity National Title Ins
Maldonado Ramon $134,000 North American Title Co
Maldonado Rita -- North American Title Co
Federal Home Loan Mortgage Corporation $130,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Joshi Subhash $220,000
Closed Joshi Subhash $257,300
Previous Owner Joshi Shelly $276,279
Previous Owner Guzman Gertrude D $409,600
Previous Owner Pearson Gustave $142,700
Previous Owner Delacruz Pearson Gustave $268,000
Previous Owner Delacruz Pearson Gustave $268,000
Previous Owner Ramirez Janet $216,000
Previous Owner Ramirez Francisco J $164,900
Previous Owner Maldonado Ramon $25,000
Previous Owner Maldonado Ramon $120,600
Closed Delacruz Pearson Gustave $67,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,602 $344,677 $105,503 $246,174
2023 $5,392 $344,783 $103,435 $241,348
2022 $5,282 $331,024 $101,407 $236,617
2021 $5,166 $324,396 $99,419 $231,977
2020 $5,075 $328,000 $98,400 $229,600
2019 $5,116 $321,571 $96,471 $225,100
2018 $4,994 $315,268 $94,580 $220,688
2017 $4,873 $309,088 $92,726 $216,362
2016 $4,695 $303,030 $90,909 $212,121
2015 $4,605 $298,480 $89,544 $208,936
2014 $4,439 $292,633 $87,790 $204,843
Source: Public Records

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