S
Seller's Agent in 2025
Scott Childs
Beachy Beach Real Estate
(303) 888-5539
2 in this area
13 Total Sales
4123 Cobalt Cir Unit P-114 Panama City Beach, FL 32408
2
Beds
2
Baths
1,322
Sq Ft
$838/mo
HOA Fee
Highlights
- Marina
- Boat Dock
- Heated In Ground Pool
- J.R. Arnold High School Rated A-
- Deeded access to the beach
- Fishing
About This Home
As of August 2025CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS! Exquisite Bay Front Luxury at Waterhaven! Updated 2BR Condo with Breathtaking St. Andrews Bay ViewsDiscover the pinnacle of coastal living in this stunning 2-bedroom, 2-bathroom condo located in the highly desired Waterhaven community. Perched on the 2nd story, this residence offers unparalleled, unobstructed views of beautiful St. Andrews Bay from nearly every room.Step inside and be greeted by an atmosphere of refined elegance. Soaring 13-foot ceilings, intricate built-up crown molding, and gorgeous hardwood floors flow throughout the primary living areas. The gourmet kitchen is an entertainer's dream, professionally equipped with top-of-the-line appliances, including a Viking range, Sub-Zero refrigerator, dishwasher, wine cooler, and a separate under-cabinet ice maker, all seamlessly integrated with beautiful Quartzite natural stone countertops.The spacious, open-concept living and dining area provides the perfect backdrop for relaxation and entertaining, with expansive windows that frame the serene water views. Step out onto the generous east-facing balcony to enjoy your morning coffee with the sunrise or unwind in the evening with the gentle bay breeze.Retreat to the luxurious primary suite, a true sanctuary featuring private access to the balcony. The opulent en suite master bath is designed for ultimate relaxation, offering a large garden tub, a separate glass-enclosed shower, two separate vanities, elegant travertine tile floors, and a spacious walk-in closet.This exceptional unit also includes a dedicated laundry room just off the kitchen for everyday convenience and elevators in the building for easy access.Property Highlights:Prime Bay Front Location in WaterhavenStunning 2nd-Story Views of St. Andrews BayEast-Facing Balcony with Access from Living Area & Primary SuiteGourmet Kitchen with Viking & Sub-Zero Appliances13-Foot Ceilings & Custom Crown MoldingQuartzite Natural Stone Countertops & Hardwood FloorsLuxurious Primary Suite with Spa-Like En Suite BathDedicated In-Unit Laundry RoomWaterhaven Community Amenities:Private Slip Marina Exclusive Private Beach on St. Andrews Bay Seasonally Heated Bay Front Pool Swimming PoolsCommunity Clubhouse with a State-of-the-Art Fitness CenterMedia Center & Executive Business CenterSecure Buildings with Elevator AccessGated CommunityThis condo offers a rare opportunity to own a piece of paradise in one of Panama City Beach's most prestigious communities. The combination of luxury, location, and lifestyle is unmatched. Schedule your private showing today to experience the magnificent views and exceptional quality for yourself!All information is deemed reliable; The buyer is responsible for independent verification of all details, including but not limited to measurements, HOA fees, and amenities.
Last Buyer's Agent
Scott Pelletier
Sterling Realty LLC
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,200
Year Built
- Built in 2007
Lot Details
- Sprinkler System
HOA Fees
- $838 Monthly HOA Fees
Home Design
- Entry on the 2nd floor
Interior Spaces
- 1,322 Sq Ft Home
- Ceiling Fan
- Plantation Shutters
- Living Room
- Dining Room
- Bay Views
Kitchen
- Breakfast Bar
- Gas Oven
- Gas Range
- Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Wine Cooler
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Home Security
Parking
- No Garage
- Electric Gate
- Additional Parking
Outdoor Features
- Deeded access to the beach
- Balcony
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Air
- Underground Utilities
- High Speed Internet
Community Details
Overview
- Association fees include boat ramp, clubhouse, fitness facility, fishing rights, insurance, ground maintenance, pool(s), sewer, sprinkler, trash
- First Service Reside Association
- Low-Rise Condominium
- Waterhaven Subdivision
Amenities
- Community Barbecue Grill
- Clubhouse
- Meeting Room
- Community Storage Space
- Elevator
Recreation
- Boat Dock
- Marina
- Beach
- Community Pool
- Fishing
- Park
Security
- Gated Community
- Fire and Smoke Detector
- Fire Sprinkler System
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 5, 2025
Closed on
Aug 22, 2025
Sold by
Mathews Jane and Mathews Roland
Bought by
Baker Murray
Seller's Agent
Scott Childs
Beachy Beach Real Estate
Buyer's Agent
Scott Pelletier
Sterling Realty LLC
List Price
$540,000
Sold Price
$535,000
Premium/Discount to List
-$5,000
-0.93%
Views
5
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-12.30%
Purchase Details
Listed on
Apr 14, 2023
Closed on
May 25, 2023
Sold by
Gulf-Chem Llc
Bought by
Mathews Roland and Mathews Jane
Seller's Agent
Tina Gates
Anchor Realty Florida
Buyer's Agent
Tanya Childs
Beachy Beach Real Estate
List Price
$499,000
Sold Price
$494,000
Premium/Discount to List
-$5,000
-1%
Views
7
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.61%
Original Mortgage
$395,200
Interest Rate
6.27%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 28, 2020
Sold by
Solomito Joseph Anthony and Solomitto Patti Anne
Bought by
Gulf Chem Llc
Purchase Details
Closed on
Apr 17, 2018
Sold by
Travcy Watson Rentals Llc
Bought by
Solomito Patti Anne and Solomito Joseph Anthony
Purchase Details
Closed on
Jul 29, 2016
Sold by
Brown Dale E and Brown Cynthia Ritzer
Bought by
Tracey Watson Rentals Llc
Purchase Details
Closed on
Nov 10, 2014
Sold by
Brown Dale E
Bought by
Brown Dale E and Brown Ritzer
Purchase Details
Closed on
Sep 5, 2012
Sold by
Hw St Andrews Condos Llc
Bought by
Brown Dale E
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $535,000 | Provident Title | |
| Warranty Deed | $535,000 | Provident Title | |
| Warranty Deed | $494,000 | Setco Services | |
| Warranty Deed | $389,900 | Setco Services Llc | |
| Warranty Deed | $305,000 | Provident Title Llc | |
| Warranty Deed | $252,000 | None Available | |
| Warranty Deed | $252,000 | None Available | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $248,000 | Mti Title Ins Agency Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $395,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Sold | $535,000 | -0.9% | $405 / Sq Ft |
| 08/05/2025 08/05/25 | For Sale | $540,000 | +9.3% | $408 / Sq Ft |
| 05/25/2023 05/25/23 | Sold | $494,000 | -1.0% | $374 / Sq Ft |
| 04/14/2023 04/14/23 | For Sale | $499,000 | -- | $377 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,494 | $419,900 | -- | $419,900 |
| 2023 | $3,494 | $276,250 | $0 | $276,250 |
| 2022 | $3,235 | $276,250 | $0 | $276,250 |
| 2021 | $3,068 | $252,530 | $0 | $252,530 |
| 2020 | $3,112 | $252,530 | $0 | $252,530 |
| 2019 | $3,000 | $240,218 | $0 | $240,218 |
| 2018 | $2,624 | $206,401 | $0 | $0 |
| 2017 | $2,590 | $202,353 | $0 | $0 |
| 2016 | $2,679 | $205,610 | $0 | $0 |
| 2015 | $2,581 | $192,504 | $0 | $0 |
| 2014 | $2,552 | $190,546 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Scott Childs
-
Tanya Childs
Seller Co-Listing Agent in 2025
Tanya Childs
Beachy Beach Real Estate
(720) 883-3829
17 in this area
106 Total Sales
-
S
Buyer's Agent in 2025
Scott Pelletier
Sterling Realty LLC
-
Tina Gates
T
Seller's Agent in 2023
Tina Gates
Anchor Realty Florida
(850) 238-2366
26 in this area
35 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 777233
APN: 40000-050-010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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