413 W 5th St Spencer, IA 51301
Estimated Value: $181,000 - $236,000
3
Beds
1.5
Baths
1,688
Sq Ft
$123/Sq Ft
Est. Value
Highlights
- A-Frame Home
- 2 Car Detached Garage
- Forced Air Heating System
- Formal Dining Room
- Eat-In Kitchen
About This Home
As of December 2023Beautiful two-story home right in the middle of town! The front porch is full of charm. Come take a look at this 3 bedroom home with many new upgrades. Spacious living area with original hardwood floors.The large kitchen is recently updated and features extensive cabinet space. The main floor laundry and half bathroom are conveniently located off the kitchen. Large basement allows for plenty of storage space, and extra play area or office area. Oversized two-car garage, storage shed with a spacious backyard and outdoor seating area. The location is great close to Sunset Park, The YMCA, and elementary schools.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,012
Year Built
- Built in 1915
Lot Details
- 6,600 Sq Ft Lot
- Lot Dimensions are 50x132
Parking
- 2 Car Detached Garage
- Driveway
Home Design
- A-Frame Home
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 1,688 Sq Ft Home
- 2-Story Property
- Furnished or left unfurnished upon request
- Formal Dining Room
- Basement Fills Entire Space Under The House
- Eat-In Kitchen
- Laundry on main level
Bedrooms and Bathrooms
- 3 Bedrooms
Utilities
- Forced Air Heating System
Community Details
- Association fees include air conditioning
Listing and Financial Details
- Assessor Parcel Number 9637-12-481-022
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 19, 2023
Closed on
Dec 1, 2023
Sold by
Mills Matthew G and Mills Kelly J
Bought by
Dirks Michael
Seller's Agent
Kahley Gethmann
Integrity Real Estate
Buyer's Agent
Alix Miller
EXIT Realty Midwest
List Price
$209,000
Sold Price
$206,000
Premium/Discount to List
-$3,000
-1.44%
Total Days on Market
3
Views
23
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,383
Avg. Annual Appreciation
0.81%
Original Mortgage
$202,268
Outstanding Balance
$200,763
Interest Rate
7.63%
Mortgage Type
FHA
Estimated Equity
$7,639
Purchase Details
Closed on
Oct 26, 2022
Sold by
Nancy L Sieh Trust
Bought by
Mills Matthew G and Mills Kelly J
Purchase Details
Closed on
Sep 24, 2014
Sold by
Gerlock Jared P and Gerlock Cara E
Bought by
Mills Matthew G and Mills Kelly J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$12,600
Interest Rate
4.09%
Mortgage Type
Unknown
Purchase Details
Closed on
Aug 31, 2006
Sold by
Sebastian Bryan L and Sebastian Shantell L
Bought by
Gerlock Jared P and Gerlock Cara E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,250
Interest Rate
6.7%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Spencer, IA
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Dirks Michael | $206,500 | None Listed On Document | |
| Mills Matthew G | $87,500 | -- | |
| Mills Matthew G | $125,500 | None Available | |
| Gerlock Jared P | $113,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Dirks Michael | $202,268 | |
| Closed | Dirks Michael | $10,300 | |
| Previous Owner | Mills Kelly J | $97,750 | |
| Previous Owner | Mills Matthew G | $12,600 | |
| Previous Owner | Mills Matthew G | $100,800 | |
| Previous Owner | Gerlock Jared P | $3,000 | |
| Previous Owner | Gerlock Jared P | $107,200 | |
| Previous Owner | Gerlock Jared P | $109,000 | |
| Previous Owner | Gerlock Jared P | $112,250 | |
| Previous Owner | Sebastian Bryan L | $18,335 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/01/2023 12/01/23 | Sold | $206,000 | -1.4% | $122 / Sq Ft |
| 10/22/2023 10/22/23 | Pending | -- | -- | -- |
| 10/19/2023 10/19/23 | For Sale | $209,000 | -- | $124 / Sq Ft |
Source: Iowa Great Lakes Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,256 | $178,910 | $13,230 | $165,680 |
| 2023 | $2,256 | $156,390 | $13,230 | $143,160 |
| 2022 | $1,904 | $123,050 | $13,230 | $109,820 |
| 2021 | $2,138 | $115,450 | $13,230 | $102,220 |
| 2020 | $2,138 | $122,120 | $11,270 | $110,850 |
| 2019 | $1,988 | $116,860 | $0 | $0 |
| 2018 | $1,954 | $116,860 | $0 | $0 |
| 2017 | $1,954 | $95,870 | $0 | $0 |
| 2016 | $1,634 | $95,870 | $0 | $0 |
| 2015 | $1,686 | $98,650 | $0 | $0 |
| 2014 | $1,686 | $98,650 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Kahley Gethmann
Seller's Agent in 2023
Kahley Gethmann
Integrity Real Estate
(712) 260-2257
60 Total Sales
-
Alix Miller
Buyer's Agent in 2023
Alix Miller
EXIT Realty Midwest
(712) 331-9046
19 Total Sales
Map
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 231191
APN: 9637-12-481-022
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