NOT LISTED FOR SALE

4140 Cottage Ave Mishawaka, IN 46544

Mishawaka Area

Estimated Value: $398,233

4 Beds
3 Baths
3,264 Sq Ft
$122/Sq Ft Est. Value

Sale Details

Date Sold: January 29, 2025

Last sale price $370,000 $113 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,372 / mo

93 Days on Market

Highlights

  • 51 Feet of Waterfront
  • Primary Bedroom Suite
  • Loft with Fireplace
  • Community Boat Dock
  • A-Frame Home
  • Cathedral Ceiling

About This Home

As of January 2025

Open House Sunday 11/24 From 12-2 PM. Picturesque River Views Make This 4 Bedroom 3 Bath Waterfront Home Your Personal Retreat, However With Over 3000 Square Feet Of Living Space Offers Plenty Of Space To Entertain Guest! Must See Living Room With Large Cathedral Ceilings And Large Picture Windows Offer Great Views Of The St. Joseph River, And Offer A Great Place To Relax Or Entertain Guests. Open Concept Dining Room And Newly Remodeled Kitchen Makes A Great Place To Host Dinner Parties. Remodeled Kitchen Offers Custom Cabinetry With Plenty Of Storage, Large Peninsula Island Offers Plenty Of Countertop Space For Cooking, New Tile Flooring Makes Cleaning An Ease, New Stainless Steel Kitchen Appliances Included! Main Floor Master Bedroom With Master Bath Along With Main Floor Laundry. Upstairs Offers A Large Loft That Offer More River Views Along With Skylights. 3rd Bedroom Has Attached Bathroom And Could Be Used As An Additional Master. 4th Bedroom Offers Separate Access And Could Make A Great Mother In-Law Suite. So Many Major Updates Have Been Made For Buyers Piece Of Mind - Kitchen Appliances 2024, Furnace And AC 2023, Hot Water Heater 2024, Water Softener 2024, Houre Water Filter 2024. Some Photos Have Been Virtually Staged To Show Potential. Dock And Boatlift Included.

Last Agent to Sell the Property

Jason Mast

Snyder Strategy Realty Inc. Brokerage Phone: 574-354-0590 Listed on: 10/27/2024

Last Buyer's Agent

Jason Mast

Snyder Strategy Realty Inc. Brokerage Phone: 574-354-0590 Listed on: 10/27/2024

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,960

Year Built

  • Built in 1990

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 51x122
  • 51 Feet of Waterfront
  • River Front
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • A-Frame Home
  • Poured Concrete
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 3,264 Sq Ft Home
  • 1.5-Story Property
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Loft with Fireplace
  • Crawl Space
  • Gas Dryer Hookup

Kitchen

  • Laminate Countertops
  • Built-In or Custom Kitchen Cabinets

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet

Outdoor Features

  • Seawall
  • Docks

Schools

  • Twin Branch Elementary School
  • John Young Middle School
  • Mishawaka High School

Utilities

  • Forced Air Heating and Cooling System
  • River Is the Water Source

Listing and Financial Details

  • Assessor Parcel Number 71-10-07-326-002.000-023
  • Seller Concessions Not Offered

Community Details

Amenities

  • Community Fire Pit

Recreation

  • Community Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,960

Year Built

Built in 1990

Lot Details

6,098 Sq Ft Lot

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1990
  • Style: One and Half Story
  • Architectural Style: A-Frame
  • Bedrooms: 4
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: Lot 35 River Gardens
  • Parcel Number ID: 71-10-07-326-002.000-023
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Ceiling-Cathedral, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Laminate, Crown Molding, Dryer Hook Up Gas, Firepit, Garage Door Opener, Main Level Bedroom Suite, Custom Cabinetry
  • Improvmnts In Last5 Yrs: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 3264
  • Total Finished Sq Ft: 3264
  • Above Grade Finished Sq Ft: 3264
  • Basement Foundation: Crawl
  • Basement Material: Poured Concrete
  • Fireplace: Loft
  • Flooring: Carpet, Tile
  • Living Great Room: Dimensions: 27x14, On Level: Main
  • Kitchen: Dimensions: 17x11, On Level: Main
  • Dining Room: Dimensions: 10x10, On Level: Main
  • Bedroom 1: Dimensions: 13x11, On Level: Main
  • Bedroom 2: Dimensions: 10x10, On Level: Main
  • Bedroom 3: Dimensions: 18x18, On Level: Upper
  • Bedroom 4: Dimensions: 19x15, On Level: Upper
  • Loft: Dimensions: 19x18, On Level: Upper
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: Shed, Dimensions: 5x6
  • Sea Wall Type: Concrete
  • Water Features: Pier/Dock Available
  • Water Frontage: 51
  • Water Name: Saint Joseph River

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 23x21
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx7, On Level: 10
  • Water Type: River

Condo/Co-op/Association

  • Common Amenities: Dock

Schools

  • Elementary School: Twin Branch

Lot Info

  • Lot Description: Level, Waterfront
  • Lot Dimensions: 51X122
  • Estimated Lot Sq Ft: 6098
  • Estimated Lot Size Acres: 0.14
  • Lot Number: 35

Tax Info

  • Annual Taxes: 1960

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Mishawaka
  • Middle School: John Young
  • School District: School City of Mishawaka

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 27, 2024
Closed on
Jan 24, 2025
Sold by
Robinson Brandon
Bought by
Seller's Agent
Jason Mast
Snyder Strategy Realty Inc.
Buyer's Agent
Jason Mast
Snyder Strategy Realty Inc.
List Price
$425,000
Sold Price
$370,000
Premium/Discount to List
-$55,000
-12.94%
Views
222
Current Estimated Value
$398,233

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,233
Avg. Annual Appreciation
4.61%

Purchase Details

Closed on
Feb 8, 2022
Sold by
Cava Peter M La and Cava Doris R
Bought by
Robinson Brandon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$323,000
Interest Rate
3.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 22, 2018
Sold by
Indiana Michigan Power Company
Bought by
Lacava Peter M

Purchase Details

Closed on
May 5, 2014
Sold by
Cava Peter M La
Bought by
La Cava Trust
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Mishawaka, IN

  • Loretta Henry Real Estate Agent - McKinnies Realty, LLC

    Loretta Henry

    McKinnies Realty, LLC

    (574) 393-8662

    121 Total Sales

    21 in Mishawaka

    $110K - $385K Price Range

    Loretta Henry
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  • Traci Gaddis Real Estate Agent - Blackrock Real Estate Services

    Traci Gaddis

    Blackrock Real Estate Services

    (219) 258-4560

    128 Total Sales

    4 in Mishawaka

    $140K - $163K Price Range

    Traci Gaddis
     Section Image
  • Leslee Onnink Real Estate Agent - eXp Realty, LLC

    Leslee Onnink

    eXp Realty, LLC

    (574) 635-9291

    93 Total Sales

    13 in Mishawaka

    $95K - $229K Price Range

    Leslee Onnink
     Section Image
  • Chelssie Urankar Real Estate Agent - Brick Built Real Estate

    Chelssie Urankar

    Brick Built Real Estate

    (574) 475-3614

    62 Total Sales

    8 in Mishawaka

    $125K - $615K Price Range

    Chelssie Urankar
     Section Image
  • Jared Jeffries Real Estate Agent - @properties/Christie's Intl RE

    Jared Jeffries

    @properties/Christie's Intl RE

    (219) 501-5552

    56 Total Sales

    2 in Mishawaka

    $152K - $175K Price Range

    Jared Jeffries
     Section Image
  • Eric Bomkamp Real Estate Agent - Irish Realty

    Eric Bomkamp

    Irish Realty

    (574) 485-0198

    107 Total Sales

    7 in Mishawaka

    $168K - $349K Price Range

    Eric Bomkamp
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Meridian Title
Robinson Brandon $680,000 Drake Andrew R
Lacava Peter M -- None Listed On Document
La Cava Trust -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $323,000
Previous Owner Lacava Peter M $80,000
Previous Owner Lacava Peter M $100,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/29/2025 01/29/25 Sold $370,000 -3.9% $113 / Sq Ft
01/28/2025 01/28/25 Pending -- -- --
11/30/2024 11/30/24 Price Changed $385,000 -3.8% $118 / Sq Ft
11/07/2024 11/07/24 Price Changed $400,000 -5.9% $123 / Sq Ft
10/27/2024 10/27/24 For Sale $425,000 -- $130 / Sq Ft
Source: Indiana Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,976 $301,800 $30,000 $271,800
2024 $1,960 $171,300 $30,000 $141,300
2023 $1,960 $170,300 $30,000 $140,300
2022 $1,987 $170,300 $30,000 $140,300
2021 $2,067 $177,100 $14,400 $162,700
2020 $2,326 $197,500 $30,800 $166,700
2019 $2,177 $184,700 $28,800 $155,900
2018 $2,462 $177,600 $27,400 $150,200
2017 $2,162 $151,500 $23,800 $127,700
2016 $2,085 $151,500 $23,800 $127,700
2014 $1,984 $153,800 $23,800 $130,000
2013 $2,047 $153,800 $23,800 $130,000
Source: Public Records

Agents Affiliated with this Home

  • Jason Mast Real Estate Agent - Snyder Strategy Realty Inc.

    Seller's Agent in 2025

    Jason Mast

    Snyder Strategy Realty Inc.

    (574) 354-0590

    53 Total Sales

    Jason Mast
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Map

Source: Indiana Regional MLS

MLS Number: 202441648

Indiana Regional MLS

APN: 71-10-07-326-002.000-023

Indiana St Joseph County Mishawaka 46544

4140 Cottage Ave, Mishawaka, IN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Based on information submitted to the MLS GRID

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