$315,000
SOLD MAY 27, 2025

4140 Cutty Sark Rd Middle River, MD 21220

3 Beds
2 Baths
1,740 Sq Ft
$30/mo HOA Fee

Recently Sold

$181 Per Sq Ft

49 Days on Market

Highlights

  • Eat-In Gourmet Kitchen
  • Colonial Architecture
  • Bonus Room
  • Open Floorplan
  • Deck
  • Breakfast Room

About This Home

As of May 2025

Welcome to this well maintained 3-bed, 2-bath home at 4140 Cutty Sark in Middle River. With an array of upgrades and features that are sure to delight, this home is the epitome of modern comfort and style. The kitchen is perfect for hosting gatherings and entertaining loved ones while the white cabinets with recessed lighting give the interior a bright and inviting ambiance. Imagine creating culinary delights in this upgraded kitchen, complete with new appliances and ample counter space.

This home is equipped with solar panels, a new HVAC unit, and upgraded vents, ensuring your comfort while also being eco-friendly. A new roof was installed in 2022, giving you peace of mind and protecting your investment. Granite countertops and vessel sinks in the remodeled bathroom showcase luxurious attention to detail. Enjoy modern conveniences such as an over-the-range microwave, chair-height toilets, and a new thermostat that ensures your comfort year-round. With solar panels and energy-efficient upgrades, you'll not only enjoy the comforts of this home but also contribute to a greener, more sustainable future.

The upper level is thoughtfully designed with three bedrooms and a renovated hall bath. The newly painted deck and fence create an inviting outdoor oasis, perfect for relaxing and enjoying the beautiful spring weather. The property boasts refreshing landscaping, adding to the curb appeal and creating a serene environment. Don't forget the fantastic Middle River location, which offers convenient access to amenities, schools, and more. In short, this home is where modern luxury meets eco-conscious living. Don't miss the opportunity to make 4140 Cutty Sark your dream home today!

Last Agent to Sell the Property

Terri Lahlou

(703) 244-9213 terri.lahlou@c21nm.com CENTURY 21 New Millennium License #BR98372265 Listed on: 03/10/2025

CENTURY 21 New Millennium

Last Buyer's Agent

Latoya McCarthy-Scott

(765) 336-9924 themommyrealty@gmail.com Samson Properties

Samson Properties

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,374

Year Built

  • Built in 2003

Lot Details

  • 1,619 Sq Ft Lot
  • Sprinkler System
  • Property is in excellent condition

HOA Fees

  • $30 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Entry on the 1st floor
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,740 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Bonus Room

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Room
  • Self-Cleaning Oven
  • Stove
  • Built-In Microwave
  • ENERGY STAR Qualified Refrigerator
  • Ice Maker
  • ENERGY STAR Qualified Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Electric Front Loading Dryer
  • ENERGY STAR Qualified Washer

Home Security

  • Monitored
  • Exterior Cameras
  • Motion Detectors

Parking

  • On-Street Parking
  • Parking Lot

Accessible Home Design

  • Low Pile Carpeting

Outdoor Features

  • Deck
  • Exterior Lighting

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 27
  • Assessor Parcel Number 04152400001109

Community Details

Overview

  • The Point At Carroll Island HOA
  • Carrollwood Manor Subdivision

Pet Policy

  • Pets Allowed

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,374

Year Built

Built in 2003

Lot Details

0

HOA Fees

$30 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Accessibility Features: Low Pile Carpeting
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 2
  • Federal Flood Zone: No
  • Year Built: 2003
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Water Heater, Washer - Front Loading, Washer, Stove, Stainless Steel Appliances, Refrigerator, Oven - Self Cleaning, Icemaker, Energy Star Refrigerator, Energy Star Dishwasher, Energy Star Clothes Washer, Energy Efficient Appliances, Dryer - Front Loading
  • Entry Floor: 1
  • Flooring Type: Carpet, Ceramic Tile, Laminated
  • Interior Amenities: Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Open, Kitchen - Island, Kitchen - Table Space, Kitchen - Eat-In, Kitchen - Gourmet, Recessed Lighting, Window Treatments, Walk-In Closet(s), Sprinkler System
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Breakfast Room, Bedroom 1, Laundry, Bonus Room, Full Bath
  • Basement: No
  • Laundry Type: Main Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1740
  • Living Area Sq Ft: 1740
  • Price Per Sq Ft: 180.98
  • Above Grade Finished Sq Ft: 1740
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Exterior Lighting, Sidewalks
  • Roof: Asphalt
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Type Of Parking: Parking Lot, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Sprinkler System - Indoor, Smoke Detector, Security System, Motion Detectors, Monitored, Exterior Cameras
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 30.25
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Name: THE POINT AT CARROLL ISLAND HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1619.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2374.00
  • Assessor Parcel Number: 04152400001109
  • Tax Lot: 27
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 10, 2025
Closed on
May 27, 2025
Sold by
Moore Maurice
Bought by
Fapohunda Ayodeji
Seller's Agent
Terri Lahlou
CENTURY 21 New Millennium
Buyer's Agent
Latoya McCarthy-Scott
Samson Properties
List Price
$314,900
Sold Price
$315,000
Premium/Discount to List
$100
0.03%
Views
79
Current Estimated Value
$311,153

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,847
Avg. Annual Appreciation
-2.88%
Original Mortgage
$11,025
Outstanding Balance
$7,803
Interest Rate
8.9%
Mortgage Type
New Conventional
Estimated Equity
$303,350

Purchase Details

Listed on
Mar 26, 2020
Closed on
May 4, 2020
Sold by
Gonzales Crystal L and Gonzales Juan R
Bought by
Moore Maurice
Seller's Agent
Beverly Harkum Locantore
RE/MAX Executive
Buyer's Agent
Dana Tirschman
Berkshire Hathaway HomeServices PenFed Realty
List Price
$212,500
Sold Price
$210,000
Premium/Discount to List
-$2,500
-1.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.33%
Original Mortgage
$206,196
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 16, 2003
Sold by
Seneca Associates Ii Lllp
Bought by
Gonzales Crystal L and Gonzales Juan R
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $315,000 Cardinal Title Group
Deed $210,000 Real Estate Setlements & Esc
Deed $151,295 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $11,025 New Conventional
Open $309,294 FHA
Previous Owner $206,196 FHA
Previous Owner $7,350 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/27/2025 05/27/25 Sold $315,000 0.0% $181 / Sq Ft
04/15/2025 04/15/25 For Sale $314,900 0.0% $181 / Sq Ft
03/17/2025 03/17/25 Off Market $314,900 -- --
03/10/2025 03/10/25 For Sale $314,900 +50.0% $181 / Sq Ft
05/04/2020 05/04/20 Sold $210,000 -1.2% $121 / Sq Ft View Prior Sale
03/28/2020 03/28/20 Pending -- -- --
03/26/2020 03/26/20 For Sale $212,500 -- $122 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $748 $237,900 -- --
2024 $748 $216,900 $0 $0
2023 $1,487 $195,900 $70,000 $125,900
2022 $2,871 $189,967 $0 $0
2021 $2,779 $184,033 $0 $0
2020 $2,159 $178,100 $85,000 $93,100
2019 $2,159 $178,100 $85,000 $93,100
2018 $2,866 $178,100 $85,000 $93,100
2017 $2,748 $179,600 $0 $0
2016 $2,363 $173,400 $0 $0
2015 $2,363 $167,200 $0 $0
2014 $2,363 $161,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2120398

Bright MLS

APN: 15-2400001109