4140 Cutty Sark Rd Middle River, MD 21220
Bowleys Quarters Neighborhood
3
Beds
2
Baths
1,740
Sq Ft
$30/mo
HOA Fee
Highlights
- Eat-In Gourmet Kitchen
- Colonial Architecture
- Bonus Room
- Open Floorplan
- Deck
- Breakfast Room
About This Home
As of May 2025Welcome to this well maintained 3-bed, 2-bath home at 4140 Cutty Sark in Middle River. With an array of upgrades and features that are sure to delight, this home is the epitome of modern comfort and style. The kitchen is perfect for hosting gatherings and entertaining loved ones while the white cabinets with recessed lighting give the interior a bright and inviting ambiance. Imagine creating culinary delights in this upgraded kitchen, complete with new appliances and ample counter space. This home is equipped with solar panels, a new HVAC unit, and upgraded vents, ensuring your comfort while also being eco-friendly. A new roof was installed in 2022, giving you peace of mind and protecting your investment. Granite countertops and vessel sinks in the remodeled bathroom showcase luxurious attention to detail. Enjoy modern conveniences such as an over-the-range microwave, chair-height toilets, and a new thermostat that ensures your comfort year-round. With solar panels and energy-efficient upgrades, you'll not only enjoy the comforts of this home but also contribute to a greener, more sustainable future.The upper level is thoughtfully designed with three bedrooms and a renovated hall bath. The newly painted deck and fence create an inviting outdoor oasis, perfect for relaxing and enjoying the beautiful spring weather. The property boasts refreshing landscaping, adding to the curb appeal and creating a serene environment. Don't forget the fantastic Middle River location, which offers convenient access to amenities, schools, and more. In short, this home is where modern luxury meets eco-conscious living. Don't miss the opportunity to make 4140 Cutty Sark your dream home today!
Last Agent to Sell the Property
CENTURY 21 New Millennium License #BR98372265 Listed on: 03/10/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $2,374
Year Built
- Built in 2003
Lot Details
- 1,619 Sq Ft Lot
- Sprinkler System
- Property is in excellent condition
HOA Fees
- $30 Monthly HOA Fees
Home Design
- Colonial Architecture
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,740 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- Window Treatments
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Bonus Room
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Room
- Self-Cleaning Oven
- Stove
- Built-In Microwave
- ENERGY STAR Qualified Refrigerator
- Ice Maker
- ENERGY STAR Qualified Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Disposal
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Electric Front Loading Dryer
- ENERGY STAR Qualified Washer
Home Security
- Monitored
- Exterior Cameras
- Motion Detectors
Parking
- On-Street Parking
- Parking Lot
Accessible Home Design
- Low Pile Carpeting
Outdoor Features
- Deck
- Exterior Lighting
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- 200+ Amp Service
- Electric Water Heater
Listing and Financial Details
- Tax Lot 27
- Assessor Parcel Number 04152400001109
Community Details
Overview
- The Point At Carroll Island HOA
- Carrollwood Manor Subdivision
Pet Policy
- Pets Allowed
Security
- Fire and Smoke Detector
- Fire Sprinkler System
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 10, 2025
Closed on
May 27, 2025
Sold by
Moore Maurice
Bought by
Fapohunda Ayodeji
Seller's Agent
Terri Lahlou
CENTURY 21 New Millennium
Buyer's Agent
Latoya McCarthy-Scott
Samson Properties
List Price
$314,900
Sold Price
$315,000
Premium/Discount to List
$100
0.03%
Views
79
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.39%
Original Mortgage
$11,025
Outstanding Balance
$11,025
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$300,538
Purchase Details
Listed on
Mar 26, 2020
Closed on
May 4, 2020
Sold by
Gonzales Crystal L and Gonzales Juan R
Bought by
Moore Maurice
Seller's Agent
Beverly Harkum Locantore
RE/MAX Executive
Buyer's Agent
Dana Tirschman
Berkshire Hathaway HomeServices PenFed Realty
List Price
$212,500
Sold Price
$210,000
Premium/Discount to List
-$2,500
-1.18%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.33%
Original Mortgage
$206,196
Interest Rate
3.75%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 16, 2003
Sold by
Seneca Associates Ii Lllp
Bought by
Gonzales Crystal L and Gonzales Juan R
Similar Homes in Middle River, MD
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $210,000 | Real Estate Setlements & Esc | |
| Deed | $151,295 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $206,196 | FHA | |
| Closed | $7,350 | New Conventional | |
| Previous Owner | $219,035 | FHA | |
| Previous Owner | $228,225 | FHA | |
| Previous Owner | $60,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $150,619 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/27/2025 05/27/25 | Sold | $315,000 | 0.0% | $181 / Sq Ft |
| 04/15/2025 04/15/25 | For Sale | $314,900 | 0.0% | $181 / Sq Ft |
| 03/17/2025 03/17/25 | Off Market | $314,900 | -- | -- |
| 03/10/2025 03/10/25 | For Sale | $314,900 | +50.0% | $181 / Sq Ft |
| 05/04/2020 05/04/20 | Sold | $210,000 | -1.2% | $121 / Sq Ft |
| 03/28/2020 03/28/20 | Pending | -- | -- | -- |
| 03/26/2020 03/26/20 | For Sale | $212,500 | -- | $122 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $748 | $216,900 | $0 | $0 |
| 2023 | $1,487 | $195,900 | $70,000 | $125,900 |
| 2022 | $2,871 | $189,967 | $0 | $0 |
| 2021 | $2,779 | $184,033 | $0 | $0 |
| 2020 | $2,159 | $178,100 | $85,000 | $93,100 |
| 2019 | $2,159 | $178,100 | $85,000 | $93,100 |
| 2018 | $2,866 | $178,100 | $85,000 | $93,100 |
| 2017 | $2,748 | $179,600 | $0 | $0 |
| 2016 | $2,363 | $173,400 | $0 | $0 |
| 2015 | $2,363 | $167,200 | $0 | $0 |
| 2014 | $2,363 | $161,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Terri Lahlou
Seller's Agent in 2025
Terri Lahlou
Century 21 New Millennium
(703) 244-9213
1 in this area
8 Total Sales
-
Latoya McCarthy-Scott
Buyer's Agent in 2025
Latoya McCarthy-Scott
Samson Properties
(765) 336-9924
1 in this area
21 Total Sales
-
Beverly Harkum Locantore
Seller's Agent in 2020
Beverly Harkum Locantore
RE/MAX
(443) 463-2501
113 Total Sales
-
Dana Tirschman
Buyer's Agent in 2020
Dana Tirschman
BHHS PenFed (actual)
(410) 688-1701
14 Total Sales
Map
Source: Bright MLS
MLS Number: MDBC2120398
APN: 15-2400001109
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