417 Cobia Ave Fort Walton Beach, FL 32548
Okaloosa Island NeighborhoodEstimated payment $5,900/month
Highlights
- Intracoastal View
- In Ground Pool
- Deck
- Fort Walton Beach High School Rated A
- Maid or Guest Quarters
- Beach House
About This Home
Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach. Call today to secure your piece of paradise!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,124
Year Built
- Built in 1972
Lot Details
- 0.32 Acre Lot
- Lot Dimensions are 190'x100'x162'
- Property is Fully Fenced
- Privacy Fence
- Level Lot
- Property is zoned County, Resid Single Family
Property Views
- Intracoastal
- Gulf
Home Design
- Beach House
- Exterior Columns
- Brick Exterior Construction
- Slab Foundation
- Metal Roof
- Vinyl Siding
Interior Spaces
- 2,665 Sq Ft Home
- 2-Story Property
- Woodwork
- Beamed Ceilings
- Ceiling Fan
- Gas Fireplace
- Double Pane Windows
- Living Room
Kitchen
- Walk-In Pantry
- Electric Oven or Range
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Maid or Guest Quarters
- 3 Full Bathrooms
- Primary Bathroom includes a Walk-In Shower
Laundry
- Laundry Room
- Exterior Washer Dryer Hookup
Outdoor Features
- In Ground Pool
- Deck
- Covered Patio or Porch
- Built-In Barbecue
Schools
- Elliott Point Elementary School
- Bruner Middle School
- Fort Walton Beach High School
Utilities
- Central Heating and Cooling System
- Tankless Water Heater
- Gas Water Heater
- Cable TV Available
Community Details
- Santa Rosa Island Subdivision
Listing and Financial Details
- Assessor Parcel Number 00-2S-24-2185-0004-0144
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,041 | $275,926 | -- | -- |
| 2023 | $3,041 | $267,889 | $0 | $0 |
| 2022 | $2,962 | $260,086 | $0 | $0 |
| 2021 | $2,944 | $252,511 | $0 | $0 |
| 2020 | $2,787 | $249,025 | $89,407 | $159,618 |
| 2019 | $2,595 | $229,789 | $85,149 | $144,640 |
| 2018 | $2,912 | $208,651 | $0 | $0 |
| 2017 | $2,905 | $202,426 | $0 | $0 |
| 2016 | $2,746 | $195,531 | $0 | $0 |
| 2015 | $2,530 | $174,545 | $0 | $0 |
| 2014 | $1,853 | $164,460 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/20/2025 11/20/25 | For Sale | $1,070,000 | +239.7% | $402 / Sq Ft | |
| 04/01/2019 04/01/19 | Sold | $315,000 | 0.0% | $148 / Sq Ft | View Prior Sale |
| 03/25/2019 03/25/19 | Pending | -- | -- | -- | |
| 03/25/2019 03/25/19 | For Sale | $315,000 | -- | $148 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $315,000 | Mcgill Escrow & Title | |
| Warranty Deed | $350,000 | Old South Land Title | |
| Quit Claim Deed | -- | Associated Land Title Group |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $283,500 | New Conventional | |
| Previous Owner | $125,000 | Seller Take Back |
Source: Emerald Coast Association of REALTORS®
MLS Number: 989999
APN: 00-2S-24-2185-0004-0144
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
- 356 Billfish Ave Unit 4
- 411 Cobia Ave
- 462 Abalone Ct Unit 202
- 424 Caviar Dr
- 467 Abalone Ct Unit 401
- 468 Abalone Ct Unit 31
- 359 Billfish Ave Unit 7
- 340 Bluefish Dr Unit 105
- 340 Bluefish Dr Unit 210
- 340 Bluefish Dr Unit 109
- 340 Bluefish Dr Unit 106
- 364 Bluefish Dr Unit 101
- 364 Bluefish Dr Unit 203
- 520 Santa Rosa Blvd Unit 301
- 520 Santa Rosa Blvd Unit 501
- 520 Santa Rosa Blvd Unit 100
- 520 Santa Rosa Blvd Unit 404
- 520 Santa Rosa Blvd Unit 217
- 520 Santa Rosa Blvd Unit 400
- 520 Santa Rosa Blvd Unit 705
- 354 Billfish Ave Unit 201
- 480 Santa Rosa Blvd
- 340 Bluefish Dr Unit 206
- 381 Santa Rosa Blvd Unit 709
- 374 Bluefish Dr Unit 2B
- 375 Bluefish Dr Unit 102
- 305 Barracuda Ave Unit 2
- 302 Santa Rosa Blvd Unit 11
- 159 Brooks St SE Unit 205
- 220 Angler Ave Unit 9
- 154 Brooks St SE Unit 201
- 165 Brooks St SE Unit F
- 229 Florida Blanca Place SE Unit 7
- 667 Nautilus Ct Unit ID1268115P
- 152 Scottwood Dr SE
- 153 Scottwood Dr SE
- 101 Church Ave SE
- 134 Alder Ave SE
- 132 Alder Ave SE
- 102 Chicago Ave SE