Seller's Agent in 2026
Tammy Hines
Tammy Mitchell Hines & Co.
(618) 698-9199
773 Total Sales
417 Mockingbird Ln Waterloo, IL 62298
2
Beds
2.5
Baths
2,857
Sq Ft
11,326
Sq Ft Lot
Highlights
- Community Lake
- Clubhouse
- Vaulted Ceiling
- Rogers Elementary School Rated A-
- Living Room with Fireplace
- Ranch Style House
About This Home
As of January 2026Welcome to Mockingbird – A Home That Feels Like Home! Nestled in one of Waterloo’s most sought-after and charming subdivisions, this stunning ranch-style has great curb appeal and offers nearly 3,000 square feet of beautifully maintained living space designed for comfort, convenience, and style. Step inside and you’ll immediately notice the open-concept layout and vaulted ceilings, creating a bright, airy atmosphere that feels both spacious and welcoming. The massive living room is the heart of the home, featuring a gorgeous picture window, a cozy gas fireplace, and durable LVP flooring throughout the main level (installed approximately 5 years ago). The eat-in kitchen is perfect for gatherings, boasting solid oak cabinetry, neutral high-definition countertops, a center island, and a cheerful breakfast area. Sliding glass doors lead to your composite covered, screened-in deck—an ideal spot for summer afternoons or crisp fall evenings. Beyond the deck, enjoy a flat, fenced backyard with puppy guard vinyl fencing and tasteful landscaping. Hosting dinner parties? The formal dining room offers plenty of space for entertaining and includes a large closet. Need flexibility? This room could easily be converted into a third main-floor bedroom or home office.
The primary suite is a true retreat—spacious and bright with a walk-in closet, walk-in shower, single vanity with dressing area, plus linen storage. A second main-floor bedroom also features a large closet with built-ins, and the hall bath includes a tub/shower combo. For added convenience, the main-floor laundry connects to an oversized two-car garage, complete with epoxy flooring and R-38 insulation throughout the home, keeping utility costs low.
Head downstairs to discover a huge family room with a wet bar, fireplace, and full egress window—perfect for game nights or cozy movie marathons. The lower level also offers a flex space for a workshop, craft room, or office, plus a large bonus room with epoxy flooring that could serve as a gym, playroom, or hobby area. Subdivision offers private clubhouse and lake privileges. High walkability. Recent updates include a new roof and HVAC system (2023), making this home truly move-in ready. Every detail has been thoughtfully maintained, from the epoxy-finished garage floors to the insulated spaces that ensure year-round comfort. This home combines modern updates with timeless charm, offering the perfect blend of functionality and warmth. Don’t miss your chance to make this Mockingbird gem yours—schedule a showing today and experience the lifestyle you’ve been dreaming of! This is one of Waterloo's favorite subdivisions!
Last Agent to Sell the Property
Tammy Mitchell Hines & Co. License #471000040 Listed on: 12/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,108
Year Built
- Built in 2004 | Remodeled
Lot Details
- 0.26 Acre Lot
- Back Yard Fenced
- Level Lot
HOA Fees
- $17 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
- Additional Parking
Home Design
- Ranch Style House
- Brick Veneer
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Sliding Doors
- Family Room
- Living Room with Fireplace
- 2 Fireplaces
- Breakfast Room
- Dining Room
- Home Office
- Storage Room
- Home Gym
- Partially Finished Basement
- Fireplace in Basement
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Carpet
- Concrete
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- No Utilities
Listing and Financial Details
- Assessor Parcel Number 07-26-217-088-000
Community Details
Overview
- Association fees include common area maintenance
- West Fallen Lake Association
- Community Lake
Amenities
- Clubhouse
Recreation
- Community Playground
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 2, 2025
Closed on
Jan 21, 2026
Sold by
Saxton Norma J
Bought by
Oleary Dennis and Oleary Karen
Seller's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
Buyer's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
List Price
$347,000
Sold Price
$336,000
Premium/Discount to List
-$11,000
-3.17%
Views
26
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.46%
Original Mortgage
$268,800
Outstanding Balance
$268,800
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$77,651
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $336,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $268,800 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/22/2026 01/22/26 | Sold | $336,000 | -3.2% | $118 / Sq Ft |
| 12/02/2025 12/02/25 | For Sale | $347,000 | -- | $121 / Sq Ft |
Source: MARIS MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,108 | $100,382 | $16,306 | $84,076 |
| 2023 | $3,196 | $84,060 | $15,100 | $68,960 |
| 2022 | $3,346 | $82,080 | $15,330 | $66,750 |
| 2021 | $3,419 | $76,240 | $12,910 | $63,330 |
| 2020 | $3,441 | $73,150 | $12,910 | $60,240 |
| 2019 | $3,433 | $71,050 | $12,910 | $58,140 |
| 2018 | $3,485 | $68,610 | $9,780 | $58,830 |
| 2017 | $3,483 | $66,526 | $9,956 | $56,570 |
| 2016 | $0 | $64,610 | $9,020 | $55,590 |
| 2015 | $3,483 | $65,470 | $10,530 | $54,940 |
| 2014 | $3,352 | $65,760 | $10,530 | $55,230 |
| 2012 | -- | $64,730 | $15,340 | $49,390 |
Source: Public Records
Agents Affiliated with this Home
-
Tammy Hines
Map
Source: MARIS MLS
MLS Number: MIS25078331
APN: 07-26-217-088-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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Based on information submitted to the MLS GRID
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