NOT LISTED FOR SALE

Estimated Value: $458,356 - $513,000

4 Beds
3 Baths
2,172 Sq Ft
$223/Sq Ft Est. Value

Last Sold March 18, 2020

Last sale price $320,000 $147 Per Sq Ft

Est. 51% increase in value since last sale

Current estimated payment $2,883/month

108 Days on Market

Highlights

  • Newly Remodeled
  • Deck
  • Main Floor Primary Bedroom
  • Open Floorplan
  • Wood Flooring
  • High Ceiling

About This Home

As of March 2020

River Rock Cove, one of Chattanooga's newest neighborhoods located close to Downtown and VW. Neighborhood has water views in a quiet serene location surrounded by mountains and old growth trees. River Rock Cove neighborhood features timeless, traditional home designs with modern architectural interpretations of Craftsman, prairie and cottage design elements. In addition to the community pool and pavilion, River Rock Cove is minutes away from water access and the Tennessee River Park for walking, biking and boating. All lots are landscaped front and back. The kitchen has substantial custom cabinets, pantry, beautiful granite counter tops and upscale stainless steel appliances. Main living area has beautiful hardwood floors with carpet in the bedrooms, covered deck on back of home. River Rock Cove, one of Chattanooga's newest neighborhoods located close to Downtown and VW. Neighborhood has water views in a quiet serene location surrounded by mountains and old growth trees. River Rock Cove neighborhood features timeless, traditional home designs with modern architectural interpretations of Craftsman, prairie and cottage design elements. In addition to the community pool and pavilion, River Rock Cove is minutes away from water access and the Tennessee River Park for walking, biking and boating. All lots are landscaped front and back. The kitchen has substantial custom cabinets, pantry, beautiful granite counter tops and upscale stainless steel appliances. Main living area has beautiful hardwood floors with carpet in the bedrooms and tile in the baths and laundry rooms.
Master suite is located on the main level with beautiful finishes including a large tile shower. Builder uses an upgraded trim package which is apparent throughout the home. Exterior is cement fiber board, stone and brick. Covered decking on back of home

Last Agent to Sell the Property

Paula Palmer

Real Estate Partners Chattanooga LLC License #289631 Listed on: 11/01/2019

Real Estate Partners Chattanooga LLC

Last Buyer's Agent

Drew Carey

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,656

Year Built

  • Built in 2016 | Newly Remodeled

Lot Details

  • Lot Dimensions are 65x119.44
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Frame Construction
  • Shingle Roof
  • Stone

Interior Spaces

  • 2,172 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Great Room with Fireplace
  • Family Room
  • Formal Dining Room
  • Game Room with Fireplace
  • Basement
  • Crawl Space
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Free-Standing Electric Range
  • <<microwave>>
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • <<tubWithShowerToken>>

Eco-Friendly Details

  • Energy-Efficient Construction
  • Energy-Efficient HVAC
  • Energy-Efficient Thermostat

Outdoor Features

  • Deck
  • Covered patio or porch

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Tankless Water Heater
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 120j G 002

Community Details

Overview

  • River Rock Cove Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,656

Year Built

Built in 2016 | Newly Remodeled

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 65X119.44
  • Subdivision Name: River Rock Cove
  • Directions: Hwy 153 exit 58 heading north, left on Webb Rd then left into River Rock Cove.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2172.0
  • New Construction: Yes
  • Efficiency: Construction, HVAC, Thermostat
  • Structure Type: Free Standing Building
  • Year Built: 2016
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 120j G 002
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 3655.6
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: Yes
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 65X119.44
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Cooling:Multi Units: Yes
  • Interior Features Separate Dining Room: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Parking Features Kitchen Level2: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Special Features: NewHome

Interior Features

  • Appliances: Tankless Water Heater, Microwave, Gas Water Heater, Free-Standing Electric Range, Disposal, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Granite Counters, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Separate Dining Room, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Low-Emissivity Windows, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Gas Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Granite Counters: Yes
  • Pool Features:Community: Yes
  • Fireplace Features:Great Room2: Yes
  • Appliances:Tankless Water Heater: Yes

Exterior Features

  • Lot Features: Level, Split Possible
  • Pool Features: Community
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Fiber Cement, Frame, Stone
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Lot Features:Split Possible: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Stone: Yes
  • Window Features:Low Emissivity Windows: Yes
  • Construction Materials:Frame: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric, Natural Gas
  • Heating Yn: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Association Fee: 750.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 750.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 120j G 002

Green Features

  • Green Energy Efficient:HVAC: Yes
  • Green Energy Efficient:Thermostat: Yes
  • Green Energy Efficient:Construction: Yes

Tax Info

  • Tax Annual Amount: 3655.6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 1, 2019
Closed on
Apr 24, 2020
Sold by
Benton Elizabeth W
Bought by
Walters Jayson R and The Jayson R Walters Trust
Seller's Agent
Paula Palmer
Real Estate Partners Chattanooga LLC
Buyer's Agent
Drew Carey
EXP Realty LLC
List Price
$329,900
Sold Price
$320,000
Premium/Discount to List
-$9,900
-3%
Current Estimated Value
$483,839

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$163,839
Avg. Annual Appreciation
8.13%
Original Mortgage
$256,000
Outstanding Balance
$228,742
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$256,671

Purchase Details

Listed on
Nov 1, 2019
Closed on
Mar 17, 2020
Sold by
Benton Elizabeth W
Bought by
Walters Jayson R and The Jayson R Walters Trust
Seller's Agent
Paula Palmer
Real Estate Partners Chattanooga LLC
Buyer's Agent
Drew Carey
EXP Realty LLC
List Price
$329,900
Sold Price
$320,000
Premium/Discount to List
-$9,900
-3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Outstanding Balance
$228,742
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$256,671

Purchase Details

Closed on
Oct 8, 2019
Sold by
Woodruff Louise B and Woodruff Louise
Bought by
Woodruff Elizabeth Louise and Revocable Tr Agmt Of Elizabeth Klouise W

Purchase Details

Closed on
May 11, 2017
Sold by
Blue Hammer Llc
Bought by
Woodruff James E and Woodruff Louise B

Purchase Details

Closed on
Oct 6, 2015
Sold by
Blue Mountain Comapny Gp
Bought by
Blue Hammer Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
3.88%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Walters Jayson R -- First Choice Title Inc
Walters Jayson R $320,000 First Choice Title Inc
Woodruff Elizabeth Louise -- None Available
Woodruff Louise B -- None Available
Woodruff James E $309,900 Pioneer Title Agency
Blue Hammer Llc $50,000 Pioneer Title Agency Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Walters Jayson R $256,000
Previous Owner Blue Hammer Llc $232,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/18/2020 03/18/20 Sold $320,000 -3.0% $147 / Sq Ft
02/17/2020 02/17/20 Pending -- -- --
11/01/2019 11/01/19 For Sale $329,900 -- $152 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,775 $79,325 $0 $0
2023 $1,775 $79,325 $0 $0
2022 $1,775 $79,325 $0 $0
2021 $1,775 $79,325 $0 $0
2020 $2,005 $72,500 $0 $0
2019 $2,005 $72,500 $0 $0
2018 $1,777 $72,500 $0 $0
2017 $2,005 $72,500 $0 $0
2016 $1,150 $0 $0 $0
2015 $571 $11,250 $0 $0
2014 $343 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1309013

Greater Chattanooga REALTORS®

APN: 120J-G-002