NOT LISTED FOR SALE

42 W Silver St Westfield, MA 01085

Estimated Value: $341,000 - $370,000

3 Beds
2 Baths
1,677 Sq Ft
$211/Sq Ft Est. Value

Last Sold May 29, 2020

Last sale price $240,000 $143 Per Sq Ft

Est. 48% increase in value since last sale

Current estimated payment $2,407/month

9 Days on Market

Highlights

  • Wood Flooring
  • Fenced Yard
  • Forced Air Heating and Cooling System
  • Screened Porch

About This Home

As of May 2020

Lovingly maintained, New England Cape ready for the New Owners to move right in! Glass paneled kitchen walls combines 50's chic with modern countertop and cabinets. Hardwood floors throughout most of the first and second levels. Beautifully proportioned living and dining rooms. Private screened porch, patio, and garden spaces. So much has been updated and replaced within last 10 years. This home is close to so many Westfield attractions. First showings at open house, Sunday, March 15 1-3pm.

Last Agent to Sell the Property

Ruth Aborjaily

Berkshire Hathaway HomeServices Realty Professionals Listed on: 03/11/2020

Berkshire Hathaway HomeServices Realty Professionals

Last Buyer's Agent

Michelle Haggstrom

Keller Williams Realty North Central

Keller Williams Realty North Central

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,019

Year Built

  • Built in 1950

Lot Details

  • Year Round Access
  • Fenced Yard
  • Property is zoned RA

Parking

  • 2 Car Garage

Interior Spaces

  • Screened Porch
  • Basement

Kitchen

  • Built-In Oven
  • Built-In Range
  • Microwave
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Rain Gutters

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Oil Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,019

Year Built

Built in 1950

Lot Details

0

Listing Details

  • Property Type: Single Family
  • Single Family Type: Detached
  • Style: Cape
  • Other Agent: 1.00
  • Year Built Description: Actual
  • List Price Per Sq Ft: 137.15
  • Comp Based On: Net Sale Price
  • Year Built: 1950
  • Lead Paint: Unknown
  • Year Round: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1950

Interior Features

  • Fireplaces: 1
  • Flooring: Tile, Wall to Wall Carpet, Hardwood
  • Appliances: Wall Oven, Disposal, Microwave, Countertop Range, Refrigerator, Washer, Dryer
  • No Bedrooms: 3
  • Master Bedroom: On Level: Second Floor, Flooring - Wood
  • Bedroom 2: On Level: Second Floor, Flooring - Wall to Wall Carpet
  • Bedroom 3: On Level: First Floor, Flooring - Hardwood
  • Full Bathrooms: 2
  • Primary Bathroom: Yes
  • Bathroom 1: On Level: First Floor, Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Bathroom 2: On Level: Second Floor, Flooring - Hardwood
  • No Rooms: 6
  • Dining Room: On Level: First Floor, Dimension: 13X12, Flooring - Hardwood
  • Kitchen: On Level: First Floor, Dimension: 12X14, Flooring - Wall to Wall Carpet, Dining Area, Countertops - Stone/Granite/Solid
  • Laundry: On Level: First Floor
  • Living Room: On Level: First Floor, Dimension: 13X25, Fireplace, Flooring - Hardwood
  • Basement: Y
  • Basement Features: Full, Interior Access, Bulkhead, Concrete Floor
  • Other Room 1: Name: Center Hall, On Level: First Floor, Flooring - Hardwood
  • Main Lo: AC0643
  • Main So: K95580
  • Estimated Sq Ft: 1677.00

Exterior Features

  • Frontage: 112.00
  • Construction: Frame
  • Roof Material: Asphalt/Fiberglass Shingles
  • Exterior: Vinyl
  • Exterior Features: Porch - Enclosed, Porch - Screened, Patio, Gutters, Fenced Yard
  • Foundation: Poured Concrete
  • Insulation Feature: Full, Blown In

Garage/Parking

  • Parking Feature: Off-Street
  • Parking Spaces: 4
  • Garage Parking: Attached
  • Garage Spaces: 2

Utilities

  • Sewer: City/Town Sewer
  • Water: City/Town Water
  • Electric Features: Circuit Breakers
  • Cooling: Central Air
  • Cooling Zones: 1
  • Heating: Central Heat, Forced Air, Gas
  • Heat Zones: 1
  • Hot Water: Oil
  • Utility Connections: for Electric Range, for Electric Dryer, Washer Hookup

Condo/Co-op/Association

  • Amenities: Public Transportation, Shopping, Swimming Pool, Park, Medical Facility, Bike Path, House of Worship, Public School

Schools

  • Elementary School: Abner Gibbs

Lot Info

  • Assessments: 201500.00
  • Acre: 0.24
  • Lot Size: 10360.00
  • Page: 433
  • Zoning: RA
  • Lot Description: Corner, Paved Drive, Level

Green Features

  • Energy Features: Insulated Windows, Storm Doors

Tax Info

  • Taxes: 3964.00
  • Assessor Parcel Number: 2634435

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2020
Closed on
May 28, 2020
Sold by
Phillips Janice N and Silverman Diane M
Bought by
Finamore Donald G and Finamore Robin
Seller's Agent
Ruth Aborjaily
Berkshire Hathaway HomeServices Realty Professionals
Buyer's Agent
Michelle Haggstrom
Keller Williams Realty North Central
List Price
$230,000
Sold Price
$240,000
Premium/Discount to List
$10,000
4.35%
Total Days on Market
9
Current Estimated Value
$354,399

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,399
Avg. Annual Appreciation
8.08%
Original Mortgage
$248,640
Outstanding Balance
$223,674
Interest Rate
3.3%
Mortgage Type
VA
Estimated Equity
$130,276

Purchase Details

Closed on
Sep 4, 2009
Sold by
Phillips Janice N
Bought by
Phillips Janice N and Silverman Diane M

Purchase Details

Closed on
Oct 30, 1992
Sold by
Stewart Mark A and Stewart Martha E
Bought by
Phillips Janice N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,400
Interest Rate
7.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 15, 1987
Sold by
Obregon Raquel
Bought by
Stewart Mark A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
9.31%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Finamore Donald G $240,000 None Available
Phillips Janice N -- --
Phillips Janice N $118,000 --
Stewart Mark A $110,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Finamore Donald G $248,640
Previous Owner Phillips Janice N $25,000
Previous Owner Stewart Mark A $60,000
Previous Owner Stewart Mark A $94,400
Previous Owner Stewart Mark A $88,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/29/2020 05/29/20 Sold $240,000 +4.3% $143 / Sq Ft
03/20/2020 03/20/20 Pending -- -- --
03/11/2020 03/11/20 For Sale $230,000 -- $137 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,019 $330,600 $97,500 $233,100
2024 $5,039 $315,500 $88,700 $226,800
2023 $4,641 $283,200 $84,400 $198,800
2022 $4,641 $251,000 $75,400 $175,600
2021 $4,021 $238,300 $71,100 $167,200
2020 $4,343 $225,600 $71,100 $154,500
2019 $4,035 $201,500 $67,800 $133,700
2018 $3,901 $201,500 $67,800 $133,700
2017 $3,822 $196,800 $68,800 $128,000
2016 $3,826 $196,800 $68,800 $128,000
2015 $3,649 $196,800 $68,800 $128,000
2014 $1,789 $196,800 $68,800 $128,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72631797

MLS Property Information Network (MLS PIN)

APN: WFLD-000024-000000-000009