NOT LISTED FOR SALE

420 Emerald Ln Saint Paul, MN 55115

Estimated Value: $1,808,396 - $2,124,000

5 Beds
4.5 Baths
5,977 Sq Ft
$334/Sq Ft Est. Value

Sale Details

Date Sold: April 18, 2025

Last sale price $1,975,000 $330 Per Sq Ft

Est. 10% decrease in value since last sale

Current estimated payment $10,953 / mo

11 Days on Market

Highlights

  • 400 Feet of Waterfront
  • Beach Access
  • Heated Floors
  • O.H. Anderson Elementary School Rated A
  • Multiple Garages
  • Deck

About This Home

As of April 2025

A rare opportunity to own a lakeside retreat on nearly 4 acres in award-winning Mahtomedi School District. With 400 feet of fully recreational lakeshore, this exceptional home is designed for year-round lake life from boating and jet skiing to fishing & ice skating.
Remodeled top to bottom compliments of a local interior designer, this lake home blends natural elements with modern comforts creating a relaxing retreat that maximizes waterfront views. Large windows frame the lake, allowing natural light to flood the open concept living space. The color palette draws inspiration from the surroundings including soft blues, earthy neutrals and warm wood flooring. The great room is anchored by a stunning fireplace, adding warmth and texture, while plush seating invites cozy gatherings. The kitchen features a 10-foot island with gorgeous quartz countertops providing the perfect place for parties and family gatherings. Bedrooms prioritize comfort and subtle nods to nature through textured wallpaper and decor. The primary suite includes a private balcony offering a serene spot to enjoy morning coffee and happy hour cocktails while enjoying the sunsets. Main level living with the potential for 2 bedroom suites and a lower level with an additional 2 bedroom en-suites and a bunk room. Plenty of space for family and friends a like! Outdoor spaces are thoughtfully designed with a large deck, fire pit, sandy beach and more! Imagine the summer soirees, graduation parties and a space large enough for a wedding! The lake life you have been dreaming of!

Last Agent to Sell the Property

Jodi Klepac

Edina Realty, Inc. Listed on: 02/13/2025

Edina Realty, Inc.

Co-Listed By

Sara Yocum

Edina Realty, Inc.

Last Buyer's Agent

Jim and Shelley Diffley

Edina Realty, Inc.

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,651

Year Built

  • Built in 1986

Lot Details

  • Lot Dimensions are 193x485x706x476
  • 400 Feet of Waterfront
  • Lake Front
  • Cul-De-Sac
  • Property has an invisible fence for dogs
  • Few Trees

Parking

  • 5 Car Attached Garage
  • Multiple Garages
  • Tuck Under Garage
  • Insulated Garage
  • Garage Door Opener

Interior Spaces

  • 1-Story Property
  • Wood Burning Fireplace
  • Stone Fireplace
  • Gas Fireplace
  • Family Room with Fireplace
  • 3 Fireplaces
  • Living Room with Fireplace
  • Open Floorplan
  • Heated Floors

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Double Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Beach Access
  • Deck
  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Private Water Source
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Emerald Pointe Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2003021110018

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,651

Year Built

Built in 1986

Lot Details

3.88 Acres

Parking

5

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Garage Spaces: 5
  • Accessibility Features: None
  • Fireplaces: 3
  • Water Source: Private
  • Year Built: 1986
  • Above Grade Finished Sq Ft: 3214
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • NST_SingleFamilySubType: Acreage
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Egress Window(s), Finished, Full, Storage Space, Walkout
  • Appliances: Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
  • Fireplace Features: Family Room, Gas, Living Room, Stone, Wood Burning
  • Living Area: 5977
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 2763
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: Invisible
  • View: Lake, Panoramic
  • Other Structures: Hot Tub
  • PatioPorchType: Composite Decking, Covered, Deck, Front Porch, Glass Enclosed, Patio, Rear Porch
  • Waterfront Frontage: 400

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage, Multiple Garages, Tuckunder Garage

Utilities

  • Heating: Forced Air, Fireplace(s), In-Floor Heating
  • Sewer: Private Sewer
  • LaundryFeatures: Laundry Room, Main Level, Sink, Washer Hookup
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Exercise Room, Hardwood Floors, Hot Tub, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Security System, In-Ground Sprinkler, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

Schools

  • Junior High Dist: Mahtomedi
  • SchoolDistrictPhone: 6514072001

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 193x485x706x476
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 2003021110018
  • Tax Annual Amount: 14651
  • TaxWithAssessments: 14654

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 21, 2025
Sold by
Bought by
Current Estimated Value
$1,777,760

Purchase Details

Listed on
Feb 13, 2025
Closed on
Apr 10, 2025
Sold by
Bought by
Seller's Agent
Jodi Klepac
Edina Realty, Inc.
Buyer's Agent
Jim and Shelley Diffley
Edina Realty, Inc.
List Price
$2,100,000
Sold Price
$1,975,000
Premium/Discount to List
-$125,000
-5.95%
Views
62

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.92%
Original Mortgage
$1,332,500
Interest Rate
0.0667%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 8, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,060,500
Interest Rate
0.0245%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 18, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$704,000
Interest Rate
0.0362%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Jul 13, 2015
Sold by
Bought by

Purchase Details

Listed on
Apr 11, 2012
Closed on
Jul 12, 2012
Sold by
Bought by
Seller's Agent
John Hanson
SPARA Realty, Inc
Buyer's Agent
Patrick McGrath
Coldwell Banker Burnet
List Price
$889,000
Sold Price
$852,500
Premium/Discount to List
-$36,500
-4.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.28%
Original Mortgage
$402,500
Interest Rate
0.0348%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 19, 2000
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$500 None Listed On Document
$1,975,000 Edina Realty Title
$1,515,000 Titlesmart Inc
$880,000 Burnet Title
$946,000 Burnet Title
$852,500 Stewart Title Of Minnesota
$1,000,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $1,332,500
Closed $1,060,500
Closed $99,500
Closed $704,000
Closed $402,500
Closed $100,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/18/2025 04/18/25 Sold $1,975,000 -6.0% $330 / Sq Ft
02/24/2025 02/24/25 Pending -- -- --
02/13/2025 02/13/25 For Sale $2,100,000 +146.3% $351 / Sq Ft
07/23/2012 07/23/12 Sold $852,500 -4.1% $146 / Sq Ft View Prior Sale
06/05/2012 06/05/12 Pending -- -- --
04/11/2012 04/11/12 For Sale $889,000 -- $152 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,888 $1,248,000 $344,100 $903,900
2024 $16,888 $1,250,600 $337,200 $913,400
2023 $15,302 $1,248,900 $377,200 $871,700
2022 $13,882 $1,221,100 $377,700 $843,400
2021 $13,782 $975,400 $308,300 $667,100
2020 $13,536 $998,800 $310,300 $688,500
2019 $14,882 $970,200 $243,300 $726,900
2018 $13,464 $1,008,500 $203,300 $805,200
2017 $13,062 $968,800 $173,300 $795,500
2016 $13,656 $892,900 $269,600 $623,300
2015 $13,502 $895,500 $221,100 $674,400
2013 -- $854,400 $214,600 $639,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6654990

NorthstarMLS

APN: 20-030-21-11-0018

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