$503,000
SOLD AUG 28, 2025

420 S Cedar St Lincolnton, NC 28092

4 Beds
2.5 Baths
3,001 Sq Ft
0.45 Acres

Recently Sold

$168 Per Sq Ft

2% Below List Price

66 Days on Market

Highlights

  • Spa
  • Deck
  • Wine Refrigerator
  • Open Floorplan
  • Wood Flooring
  • Covered Patio or Porch

About This Home

As of August 2025

Thoughtfully renovated home full of character situated on almost half an acre lot in the heart of charming downtown Lincolnton. Enjoy cooking in the gourmet kitchen complete with quartz countertops and high end stainless steel appliances. The open concept first floor is the perfect space for entertaining, leading out onto an expansive, covered back porch. Upper level includes primary bedroom with en-suite and two additional bedrooms, additional full bath and a bonus area perfect for an office. Beautiful original heart pine flooring throughout entire home. Enjoy the summer in the expansive, fenced-in back yard with she-shed, metal carport and storage shed. Just a short walk away to restaurants, shopping and nightlife.

Last Agent to Sell the Property

Rachel Herman

Keller Williams Advantage Brokerage Email: rachelherman@kw.com License #309400 Listed on: 05/27/2025

Keller Williams Advantage

Last Buyer's Agent

Pamela Pearson

All Points Realty License #235922

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,711

Year Built

  • Built in 1900

Lot Details

  • Back Yard Fenced
  • Property is zoned R-10

Home Design

  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Living Room with Fireplace
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Gas Oven
  • Gas Cooktop
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • Split Bedroom Floorplan

Laundry

  • Dryer
  • Washer

Parking

  • Detached Carport Space
  • Driveway

Outdoor Features

  • Spa
  • Deck
  • Covered Patio or Porch
  • Shed

Schools

  • S. Ray Lowder Elementary School
  • Lincolnton Middle School
  • Lincolnton High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 20497

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,711

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1900
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 167.61
  • Geocode Confidence: High
  • Attribution Contact: rachelherman@kw.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Tile, Wood
  • Interior Amenities: Attic Stairs Pulldown, Cable Prewire, Kitchen Island, Open Floorplan, Split Bedroom
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1583
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1418
  • Appliances: Dishwasher, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Refrigerator with Ice Maker, Washer, Wine Refrigerator
  • Above Grade Finished Sq Ft: 3001
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Electric, Gas, Living Room
  • Living Area: 3001
  • Bedroom Main: 1
  • Room Count: 13

Exterior Features

  • Exterior Features: Hot Tub
  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Back Yard
  • Waterfront Features: None
  • Construction Type: Vinyl
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Front Porch, Rear Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Spaces: 2
  • Carport Y N: Yes
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Detached Carport, Driveway, Parking Space(s)

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Upper Level
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Lincolnton
  • HOA Subject To: None

Lot Info

  • Lot Size Area: 0.45
  • Lot Size Units: Acres
  • Parcel Number: 20497
  • Additional Parcels: No
  • Zoning Specification: R-10

MLS Schools

  • Elementary School: S. Ray Lowder
  • High School: Lincolnton

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 1, 2020
Sold by
Somers Johnathan Wayne
Bought by
Herman Sabrina Parris

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Outstanding Balance
$180,961
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$325,737

Purchase Details

Closed on
May 16, 2016
Sold by
Yolanda Sue Custer
Bought by
Somers Johnathan and Somers Kelly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,150
Interest Rate
3.57%

Purchase Details

Closed on
Jan 17, 2013
Sold by
Shuford John E and Shuford Christine G
Bought by
Custer Yolanda Sue

Purchase Details

Closed on
Jul 8, 1993
Bought by
Shuford John E and Shufor Christine G
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 None Available
Deed -- --
Warranty Deed $139,000 None Available
Deed $123,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Closed $25,000 Credit Line Revolving
Open $250,000 New Conventional
Previous Owner $220,000 New Conventional
Previous Owner $56,000 Credit Line Revolving
Previous Owner $23,375 Credit Line Revolving
Previous Owner $168,150 No Value Available
Previous Owner -- No Value Available
Previous Owner $100,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Sold $503,000 -2.3% $168 / Sq Ft
05/27/2025 05/27/25 For Sale $515,000 -- $172 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,711 $457,514 $28,000 $429,514
2024 $4,691 $457,514 $28,000 $429,514
2023 $4,686 $457,514 $28,000 $429,514
2022 $2,797 $227,507 $22,000 $205,507
2021 $2,797 $227,507 $22,000 $205,507
2020 $2,637 $227,507 $22,000 $205,507
2019 $2,637 $227,507 $22,000 $205,507
2018 $2,160 $170,652 $21,000 $149,652
2017 $1,998 $170,652 $21,000 $149,652
2016 $1,998 $170,652 $21,000 $149,652
2015 $2,044 $170,652 $21,000 $149,652
2014 $2,266 $188,585 $22,500 $166,085
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4263228

Canopy MLS (Canopy Realtor® Association)

APN: 20497