420 Terrace Ln Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $440,016 - $458,000
4
Beds
3
Baths
2,637
Sq Ft
$170/Sq Ft
Est. Value
Highlights
- Family Room with Fireplace
- Attached Garage
- Combination Dining and Living Room
- Prairie Point Elementary School Rated A-
About This Home
As of January 2022COME GET COZY IN YOUR NEW HO-HO-HOME THIS HOLIDAY SEASON!!! This simply gorgeous, commanding 2700 sq ft home boasts a wide open floor plan, soaring cathedral ceilings, stunning granite countertops, double oven, new built in gas range, hardwood floors and wood laminate flooring for added durability in high traffic areas, oak railings, 3-4 spacious bedrooms, master en suite, full finished basement w/optional 4th bedroom or office, enormous back yard with deck, gorgeous brick front and significant curb appeal, concrete driveway, large 2.5 car garage with extra storage/work room, gas fireplace, Paladian windows, low taxes, low HOA fees with tons of property freedom to have your own pool, fence, etc. located in Oswego High School SD308, minutes from downtown, river recreation, parks, and so much more. Don't wait to get in and make an offer on this outstanding opportunity while it lasts!
Last Agent to Sell the Property
Mode 1 Real Estate LLC License #471019230 Listed on: 12/01/2021
Last Buyer's Agent
Abla Commissaire
Greensafe Real Estate & Consult License #475183826
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,023
Year Built
- 2001
Lot Details
- 0.26
HOA Fees
- $16 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Space is Owned
Home Design
- Brick Exterior Construction
Interior Spaces
- 2-Story Property
- Family Room with Fireplace
- Combination Dining and Living Room
- Unfinished Attic
- Finished Basement
Bedrooms and Bathrooms
- Dual Sinks
- Separate Shower
Community Details
- Manager Association, Phone Number (630) 247-8428
- Property managed by Association
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 1, 2021
Closed on
Jan 7, 2022
Sold by
Thingoc Nguyen and Thingoc Tam
Bought by
Zigah Davidson K and Kumah Mary
Seller's Agent
Michelle Sather
Mode 1 Real Estate LLC
Buyer's Agent
Abla Commissaire
Greensafe Real Estate & Consult
List Price
$369,900
Sold Price
$370,000
Premium/Discount to List
$100
0.03%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$78,754
Avg. Annual Appreciation
5.51%
Original Mortgage
$351,500
Interest Rate
3.55%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 27, 2009
Sold by
Medina Wilfredo and Oudom Toni Rattana
Bought by
Nguyen Vinny and Nguyen Tam Thingoc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,000
Interest Rate
5.32%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 12, 2006
Sold by
Acorn Builders Llc
Bought by
Medina Wilfredo and Oudom Toni Rattana
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,000
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 14, 2006
Sold by
Patchik Michael J
Bought by
Acorn Builders Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,000
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 27, 2001
Sold by
Montalbano Builders Inc
Bought by
Patchik Michael J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,000
Interest Rate
7.14%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Zigah Davidson K | $370,000 | First American Title | |
| Nguyen Vinny | $210,000 | First American Title Ins Co | |
| Medina Wilfredo | $268,000 | First American Title | |
| Acorn Builders Llc | -- | None Available | |
| Patchik Michael J | $229,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Zigah Davidson K | $351,500 | |
| Previous Owner | Nguyen Vinny | $168,000 | |
| Previous Owner | Medina Wilfredo | $238,000 | |
| Previous Owner | Acorn Builders Llc | $204,400 | |
| Previous Owner | Patchik Michael P | $28,000 | |
| Previous Owner | Patchik Michael J | $50,000 | |
| Previous Owner | Patchik Michael J | $176,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/10/2022 01/10/22 | Sold | $370,000 | 0.0% | $140 / Sq Ft |
| 12/15/2021 12/15/21 | Pending | -- | -- | -- |
| 12/01/2021 12/01/21 | For Sale | $369,900 | -- | $140 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $9,023 | $115,443 | $22,661 | $92,782 |
| 2022 | $9,023 | $105,911 | $20,790 | $85,121 |
| 2021 | $8,449 | $96,283 | $18,900 | $77,383 |
| 2020 | $8,099 | $91,698 | $18,000 | $73,698 |
| 2019 | $8,760 | $97,245 | $18,000 | $79,245 |
| 2018 | $8,484 | $92,873 | $17,413 | $75,460 |
| 2017 | $8,284 | $86,797 | $16,274 | $70,523 |
| 2016 | $7,933 | $82,272 | $15,426 | $66,846 |
| 2015 | $8,059 | $79,876 | $14,977 | $64,899 |
| 2014 | -- | $75,354 | $14,129 | $61,225 |
| 2013 | -- | $76,115 | $14,272 | $61,843 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Sather
Seller's Agent in 2022
Michelle Sather
Mode 1 Real Estate LLC
(630) 247-8428
13 in this area
206 Total Sales
-
A
Buyer's Agent in 2022
Abla Commissaire
Greensafe Real Estate & Consult
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11279297
APN: 03-19-403-022
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