$282,000
SOLD JUN 27, 2025

The Palms of Destin 4203 Indian Bayou Trail Unit 1705 Destin, FL 32541

2 Beds
2 Baths
970 Sq Ft
$1,040/mo HOA Fee

Recently Sold

$291 Per Sq Ft

28% Below List Price

209 Days on Market

Highlights

  • Bay View
  • Gated Community
  • Furnished
  • Destin Elementary School Rated A-
  • Main Floor Primary Bedroom
  • Community Pool

About This Home

As of June 2025

Situated on the 7th floor of the East tower, This REO unit has views of the Gulf of Mexico and The Palms amazing resort pool area. This unit comes ready to rent and furnished, just bring your linens and you dishes! Master bedroom has a king size bed and tons of light with balcony views. This resort has much to offer and is a must see!

Last Agent to Sell the Property

Cosmo Spellings

Assurance Realty of NWFL LLC License #3113695 Listed on: 11/13/2024

Last Buyer's Agent

Mariya Calkins

The Premier Property Group License #3623754

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,062

Year Built

  • Built in 2007

HOA Fees

  • $1,040 Monthly HOA Fees

Parking

  • 2 Car Garage

Property Views

Home Design

  • Slab Foundation
  • Stucco

Interior Spaces

  • 970 Sq Ft Home
  • Furnished
  • Woodwork
  • Double Pane Windows
  • Window Treatments
  • Dining Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Garden Bath

Laundry

  • Dryer
  • Washer

Home Security

Outdoor Features

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-2311-0000-1705

Community Details

Overview

  • Association fees include accounting, electricity, ground keeping, insurance, internet service, land recreation, legal, licenses/permits, management, recreational faclty, security, sewer, telephone, water, cable TV, trash
  • The Palms Of Destin Subdivision
  • Handicap Modified Features In Community

Amenities

  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Elevator

Recreation

  • Community Playground
  • Community Whirlpool Spa

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,062

Year Built

Built in 2007

Lot Details

0

HOA Fees

$1,040 per month

Parking

2

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: The Palms of Destin
  • Directions: Hwy 98/ Emerald Coast Pkwy turn North onto Indian Bayou Trail. Resort/Complex is on the right.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2007
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Waterview:Gulf2: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Waterview:Bay2: Yes
  • Energy:Double Pane Windows: Yes
  • Utilities:Underground: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Elevator, Pantry, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Fire AlarmSprinkler: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Elevator: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Woodwork Painted: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf, Bay
  • Construction Type: Stucco
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Other
  • General Property Info:Garage2: Yes
  • Parking Features:Other3: Yes

Utilities

  • Security: Fire Alarm/Sprinkler
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Community Room, Dumpster, Elevators, Exercise Room, Gated Community, Handicap Provisions, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, TV Cable, Whirlpool
  • Association #2 Fee: 3120.58
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Electricity, Ground Keeping, Insurance, Internet Service, Land Recreation, Legal, Licenses/Permits, Management, Recreational Faclty, Security, Sewer, Telephone, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-2311-0000-1705

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 13, 2024
Closed on
Jun 24, 2025
Sold by
Mclp Asset Company Inc
Bought by
Holleman Joshua and Holleman Marie
Seller's Agent
Cosmo Spellings
Assurance Realty of NWFL LLC
Buyer's Agent
Mariya Calkins
The Premier Property Group
List Price
$389,900
Sold Price
$282,000
Premium/Discount to List
-$107,900
-27.67%
Views
142
Current Estimated Value
$289,332

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,332
Avg. Annual Appreciation
10.81%

Purchase Details

Listed on
Nov 13, 2024
Closed on
May 16, 2025
Sold by
Eu Mortgage Trust and Us Bank Trust National Association
Bought by
Mclp Asset Company Inc
Seller's Agent
Cosmo Spellings
Assurance Realty of NWFL LLC
Buyer's Agent
Mariya Calkins
The Premier Property Group
List Price
$389,900
Sold Price
$282,000
Premium/Discount to List
-$107,900
-27.67%
Views
142

Purchase Details

Closed on
Jul 24, 2024
Sold by
Palms Of Destin Resort And Conference Ce
Bought by
Eu Mortgage Trust and Us Bank Trust

Purchase Details

Listed on
Mar 8, 2022
Closed on
May 2, 2022
Sold by
Davis Jeannie W
Bought by
Moshe Dalia
Seller's Agent
Nichole Causton
Go Coastal Realty LLC
Buyer's Agent
Lauren McMullen
RE/MAX Coastal Properties
List Price
$445,000
Sold Price
$445,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-11.86%
Original Mortgage
$378,250
Interest Rate
5.1%

Purchase Details

Closed on
Dec 21, 2021
Sold by
Davis Jeannie W
Bought by
Davis Jeannie W

Purchase Details

Listed on
Oct 4, 2016
Closed on
Jan 3, 2017
Sold by
Solomon Renate
Bought by
Davis Jeannie W and Davis Lane
Seller's Agent
ecn.rets.e2578
ecn.rets.RETS_OFFICE
Buyer's Agent
Scott Etter
The Premier Property Group Seacrest Office
List Price
$143,300
Sold Price
$143,300

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.37%

Purchase Details

Closed on
Dec 13, 2010
Sold by
Pederson David Jon and Pederson Carolyn G
Bought by
Solomon Renate

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
4.32%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $282,000 Shore To Shore Title
Quit Claim Deed $100 Shore To Shore Title
Certificate Of Transfer -- --
Warranty Deed $445,000 Championship Title
Quit Claim Deed $100 Robert E Mcgill Iii Pa
Warranty Deed $143,300 Mcneese Title Llc
Warranty Deed $115,000 Mcneese Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $378,250 No Value Available
Previous Owner $40,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Sold $282,000 -1.4% $291 / Sq Ft
06/10/2025 06/10/25 Pending -- -- --
06/04/2025 06/04/25 Price Changed $285,900 -4.7% $295 / Sq Ft
05/13/2025 05/13/25 Price Changed $299,900 -4.8% $309 / Sq Ft
04/11/2025 04/11/25 Price Changed $315,000 -1.5% $325 / Sq Ft
03/11/2025 03/11/25 Price Changed $319,900 -3.0% $330 / Sq Ft
02/10/2025 02/10/25 Price Changed $329,900 -5.5% $340 / Sq Ft
01/11/2025 01/11/25 Price Changed $349,000 -4.4% $360 / Sq Ft
01/04/2025 01/04/25 Price Changed $364,900 -6.4% $376 / Sq Ft
11/13/2024 11/13/24 For Sale $389,900 -12.4% $402 / Sq Ft
05/02/2022 05/02/22 Sold $445,000 0.0% $459 / Sq Ft
03/10/2022 03/10/22 Pending -- -- --
03/08/2022 03/08/22 For Sale $445,000 +210.5% $459 / Sq Ft
01/03/2017 01/03/17 Sold $143,300 0.0% $148 / Sq Ft
12/06/2016 12/06/16 Pending -- -- --
10/04/2016 10/04/16 For Sale $143,300 -- $148 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,062 $352,000 -- $352,000
2023 $4,062 $340,000 $0 $340,000
2022 $2,971 $285,000 $0 $285,000
2021 $1,333 $150,412 $0 $0
2020 $1,319 $148,335 $0 $0
2019 $1,297 $145,000 $0 $145,000
2018 $1,567 $122,000 $0 $0
2017 $1,017 $115,185 $0 $0
2016 $989 $112,816 $0 $0
2015 $1,004 $112,032 $0 $0
2014 $1,006 $111,143 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Cosmo Spellings

    Seller's Agent in 2025

    Cosmo Spellings

    Assurance Realty of NWFL LLC

    (850) 699-1856

    9 in this area

    251 Total Sales

    Cosmo Spellings
    Section Image
  • Mariya Calkins

    Buyer's Agent in 2025

    Mariya Calkins

    The Premier Property Group

    (850) 380-6273

    1 in this area

    3 Total Sales

    Mariya Calkins
    Section Image
  • Nichole Causton

    Seller's Agent in 2022

    Nichole Causton

    Go Coastal Realty LLC

    (850) 714-7600

    153 in this area

    205 Total Sales

    Nichole Causton
    Section Image

  • L

    Buyer's Agent in 2022

    Lauren McMullen

    RE/MAX

  • e

    Seller's Agent in 2017

    ecn.rets.e2578

    ecn.rets.RETS_OFFICE

  • S

    Buyer's Agent in 2017

    Scott Etter

    The Premier Property Group Seacrest Office

    (850) 533-6300

    5 in this area

    29 Total Sales

    Scott Etter
    Section Image
See All Agents

About The Palms of Destin

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 962931

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2311-0000-1705

Florida Okaloosa County Destin 32541

4203 Indian Bayou Trail Unit 1705, Destin, FL

This home is located at 4203 Indian Bayou Trail Unit 1705, Destin, FL 32541 and is currently priced at $282,000, approximately $290 per square foot. This property was built in 2007. 4203 Indian Bayou Trail Unit 1705 is a home located in Okaloosa County with nearby schools including Destin Elementary School, Destin Middle School, and Fort Walton Beach High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Emerald Coast Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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