NOT LISTED FOR SALE

421 196th Dr NW Elk River, MN 55330

Estimated Value: $456,000 - $496,326

3 Beds
2.5 Baths
2,494 Sq Ft
$193/Sq Ft Est. Value

Last Sold August 30, 2024

Last sale price $444,900 $178 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,939/month

29 Days on Market

Highlights

  • 100 Feet of Waterfront
  • 41,818 Sq Ft lot
  • Two Way Fireplace
  • Beach Access
  • Deck
  • Radiant Floor

About This Home

As of August 2024

Amazing Riverfront Home Now Available! Set Upon Almost an Acre of Private Wooded Land on the Elk River w/ 100' of Shoreline. Turn-key Move-in ready home offers Stunning views of the Elk River from the Sunroom Featuring Two Fireplaces. Large Yard w/ Brick Paver Driveway + Brick Paver Walkway, Gazebo, Stairs + Dock to River. **Brand New Compliant Septic System installed 7/2023.** Interior also Boasts Cumaru Brazilian Cherry Wood Floors, Cherry Cabinets + Millwork, Granite Counters, Antiqued Marble Bathrooms, Heated Mosaic Basement Flooring, Sauna, Oversized Three Car Garage and so much more! This is the dream home "Where City Meets Country".

Last Agent to Sell the Property

Reggie Matter

North Country Realty, Inc. Listed on: 05/30/2024

Last Buyer's Agent

Kerby Skurat

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,202

Year Built

  • Built in 1977

Lot Details

  • 0.96 Acre Lot
  • Lot Dimensions are 120x274x60x146x298
  • 100 Feet of Waterfront
  • River Front
  • Irregular Lot
  • Many Trees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Split Level Home
  • Pillar, Post or Pier Foundation
  • Pitched Roof
  • Cedar

Interior Spaces

  • 2 Fireplaces
  • Wood Burning Fireplace
  • Two Way Fireplace
  • Gas Fireplace
  • Mud Room
  • Family Room
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Radiant Floor

Kitchen

  • Range
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Basement Storage
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • Beach Access
  • Deck
  • Patio
  • Gazebo

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Radiant Heating System
  • Underground Utilities
  • 150 Amp Service
  • Water Filtration System
  • Private Water Source
  • Well
  • Gas Water Heater
  • Water Softener is Owned
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 104200235

Community Details

Overview

  • No Home Owners Association
  • River Forest Subdivision

Amenities

  • Sauna

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,202

Year Built

Built in 1977

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Private, Well
  • Year Built: 1977
  • Above Grade Finished Sq Ft: 1650
  • Water Body Name: Elk River
  • Unit Levels: Three Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Posts, Storage Space, Walkout
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Two Sided, Gas, Wood Burning
  • Living Area: 2494
  • Below Grade Finished Sq Ft: 844
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Family Room, Bedroom 1, Bedroom 2, Bedroom 3, Deck, Patio, Sauna, Gazebo, Sun Room, Mud Room

Beds/Baths

  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: None
  • View: East, River
  • Other Structures: Gazebo
  • ConstructionMaterialsDesc: Block,Brick,Concrete
  • PatioPorchType: Deck,Front Porch,Patio,Porch
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 10-15
  • Waterfront Frontage: 100

Garage/Parking

  • Parking Features: Attached Garage, Driveway - Other Surface, Electric, Garage Door Opener

Utilities

  • Heating: Forced Air, Radiant Floor, Radiant
  • Sewer: Holding Tank, Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: Circuit Breakers, 150 Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Dock,Hardwood Floors,Kitchen Center Island,Kitchen Window,Local Area Network,Primary Bedroom Walk-In Closet,Natural Woodwork,Porch,Panoramic View,Sauna,Security System,In-Ground Sprinkler,Sun Room,Tile Floors,Vaulted Ceiling(s),Walk-In Closet

Schools

  • Junior High Dist: Elk River
  • SchoolDistrictPhone: 763-241-3400

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 120x274x60x146x298
  • Lot Size Sq Ft: 41817.6
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Irregular Lot, Many Trees, Underground Utilities
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Cedar

Tax Info

  • Tax Year: 2022
  • Assessor Parcel Number: 104200235
  • Tax Annual Amount: 4202
  • TaxWithAssessments: 4202.0000

Multi Family

  • WaterfrontFeatures: River Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2024
Closed on
Aug 30, 2024
Sold by
Matter Michael and Matter Sarah
Bought by
Smith Francene M and Smith John W
Seller's Agent
Reggie Matter
North Country Realty, Inc.
Buyer's Agent
Kerby Skurat
RE/MAX Results
List Price
$459,900
Sold Price
$444,900
Premium/Discount to List
-$15,000
-3.26%
Views
47
Current Estimated Value
$482,082

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$37,182
Avg. Annual Appreciation
6.92%
Original Mortgage
$32,000
Interest Rate
6.78%

Purchase Details

Listed on
Feb 16, 2023
Closed on
Apr 6, 2023
Sold by
Lefko Todd and Lefko Irina
Bought by
Matter Michael
Seller's Agent
Paul Sigurdson
Engel & Volkers Minneapolis Downtown
Buyer's Agent
Reggie Matter
North Country Realty, Inc.
List Price
$450,000
Sold Price
$438,900
Premium/Discount to List
-$11,100
-2.47%
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.97%
Original Mortgage
$337,141
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 14, 2003
Sold by
Deutsche Bank National Trust
Bought by
Lefko Todd Jeffery
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Francene M $444,900 Home Security Abstract & Title
Matter Michael $438,900 --
Lefko Todd Jeffery $86,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Smith Francene M $32,000
Open Smith Francene M $418,904
Previous Owner Matter Michael $337,141
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/30/2024 08/30/24 Sold $444,900 0.0% $178 / Sq Ft
06/28/2024 06/28/24 Pending -- -- --
06/11/2024 06/11/24 Price Changed $444,900 -3.3% $178 / Sq Ft
05/30/2024 05/30/24 For Sale $459,900 +4.8% $184 / Sq Ft
04/06/2023 04/06/23 Sold $438,900 0.0% $176 / Sq Ft View Prior Sale
03/09/2023 03/09/23 Pending -- -- --
03/04/2023 03/04/23 Price Changed $438,900 -7.6% $176 / Sq Ft
02/18/2023 02/18/23 Price Changed $475,000 +5.6% $190 / Sq Ft
02/16/2023 02/16/23 For Sale $450,000 -- $180 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,836 $472,600 $180,900 $291,700
2024 $4,762 $452,900 $180,900 $272,000
2023 $4,800 $450,500 $178,300 $272,200
2022 $4,202 $425,900 $156,200 $269,700
2020 $3,774 $308,000 $80,700 $227,300
2019 $3,170 $289,200 $73,900 $215,300
2018 $3,060 $272,700 $68,000 $204,700
2017 $2,814 $254,600 $66,000 $188,600
2016 $2,764 $236,600 $62,000 $174,600
2015 $2,574 $209,900 $54,200 $155,700
2014 $2,554 $192,500 $51,200 $141,300
2013 -- $182,800 $44,800 $138,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6543932

NorthstarMLS

APN: 10-420-0235