421 196th Dr NW Elk River, MN 55330
3
Beds
2.5
Baths
2,494
Sq Ft
0.96
Acres
Highlights
- 100 Feet of Waterfront
- 41,818 Sq Ft lot
- Sauna
- Beach Access
- Deck
- 2 Fireplaces
About This Home
As of August 2024Amazing Riverfront Home Now Available! Set Upon Almost an Acre of Private Wooded Land on the Elk River w/ 100' of Shoreline. Turn-key Move-in ready home offers Stunning views of the Elk River from the Sunroom Featuring Two Fireplaces. Large Yard w/ Brick Paver Driveway + Brick Paver Walkway, Gazebo, Stairs + Dock to River. **Brand New Compliant Septic System installed 7/2023.** Interior also Boasts Cumaru Brazilian Cherry Wood Floors, Cherry Cabinets + Millwork, Granite Counters, Antiqued Marble Bathrooms, Heated Mosaic Basement Flooring, Sauna, Oversized Three Car Garage and so much more! This is the dream home "Where City Meets Country".
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,202
Year Built
- Built in 1977
Lot Details
- 0.96 Acre Lot
- Lot Dimensions are 120x274x60x146x298
- 100 Feet of Waterfront
- River Front
- Irregular Lot
Parking
- 3 Car Attached Garage
- Garage Door Opener
Home Design
- Split Level Home
- Pillar, Post or Pier Foundation
- Pitched Roof
Interior Spaces
- 2 Fireplaces
- Wood Burning Fireplace
- Family Room
- Living Room
Kitchen
- Range
- Dishwasher
- Disposal
- The kitchen features windows
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Basement Storage
- Basement Window Egress
Eco-Friendly Details
- Air Exchanger
Outdoor Features
- Beach Access
- Deck
- Patio
- Gazebo
Utilities
- Forced Air Heating and Cooling System
- Radiant Heating System
- Underground Utilities
- 150 Amp Service
- Water Filtration System
- Private Water Source
- Well
- Septic System
Listing and Financial Details
- Assessor Parcel Number 104200235
Community Details
Overview
- No Home Owners Association
- River Forest Subdivision
Amenities
- Sauna
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2024
Closed on
Aug 30, 2024
Sold by
Matter Michael and Matter Sarah
Bought by
Smith Francene M and Smith John W
Seller's Agent
Reggie Matter
North Country Realty, Inc.
Buyer's Agent
Kerby Skurat
RE/MAX Results
List Price
$459,900
Sold Price
$444,900
Premium/Discount to List
-$15,000
-3.26%
Views
47
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,089
Avg. Annual Appreciation
6.52%
Original Mortgage
$32,000
Interest Rate
6.78%
Purchase Details
Listed on
Feb 16, 2023
Closed on
Apr 6, 2023
Sold by
Lefko Todd and Lefko Irina
Bought by
Matter Michael
Seller's Agent
Paul Sigurdson
Engel & Volkers Minneapolis Downtown
Buyer's Agent
Reggie Matter
North Country Realty, Inc.
List Price
$450,000
Sold Price
$438,900
Premium/Discount to List
-$11,100
-2.47%
Views
2
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.97%
Original Mortgage
$337,141
Interest Rate
6.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 14, 2003
Sold by
Deutsche Bank National Trust
Bought by
Lefko Todd Jeffery
Similar Homes in Elk River, MN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $444,900 | Home Security Abstract & Title | |
| Deed | $438,900 | -- | |
| Contract Of Sale | $86,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $32,000 | No Value Available | |
| Open | $418,904 | FHA | |
| Previous Owner | $337,141 | New Conventional | |
| Previous Owner | $110,766 | Credit Line Revolving | |
| Previous Owner | $100,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/30/2024 08/30/24 | Sold | $444,900 | 0.0% | $178 / Sq Ft |
| 06/28/2024 06/28/24 | Pending | -- | -- | -- |
| 06/11/2024 06/11/24 | Price Changed | $444,900 | -3.3% | $178 / Sq Ft |
| 05/30/2024 05/30/24 | For Sale | $459,900 | +4.8% | $184 / Sq Ft |
| 04/06/2023 04/06/23 | Sold | $438,900 | 0.0% | $176 / Sq Ft |
| 03/09/2023 03/09/23 | Pending | -- | -- | -- |
| 03/04/2023 03/04/23 | Price Changed | $438,900 | -7.6% | $176 / Sq Ft |
| 02/18/2023 02/18/23 | Price Changed | $475,000 | +5.6% | $190 / Sq Ft |
| 02/16/2023 02/16/23 | For Sale | $450,000 | -- | $180 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,836 | $472,600 | $180,900 | $291,700 |
| 2024 | $4,762 | $452,900 | $180,900 | $272,000 |
| 2023 | $4,800 | $450,500 | $178,300 | $272,200 |
| 2022 | $4,202 | $425,900 | $156,200 | $269,700 |
| 2020 | $3,774 | $308,000 | $80,700 | $227,300 |
| 2019 | $3,170 | $289,200 | $73,900 | $215,300 |
| 2018 | $3,060 | $272,700 | $68,000 | $204,700 |
| 2017 | $2,814 | $254,600 | $66,000 | $188,600 |
| 2016 | $2,764 | $236,600 | $62,000 | $174,600 |
| 2015 | $2,574 | $209,900 | $54,200 | $155,700 |
| 2014 | $2,554 | $192,500 | $51,200 | $141,300 |
| 2013 | -- | $182,800 | $44,800 | $138,000 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Reggie Matter
North Country Realty, Inc.
(612) 991-9242
6 in this area
36 Total Sales
-
Buyer's Agent in 2024
Kerby Skurat
RE/MAX Results
(612) 812-9262
12 in this area
2,909 Total Sales
-
M
Buyer Co-Listing Agent in 2024
Maxwell Davis
RE/MAX Results
(612) 554-5592
1 in this area
15 Total Sales
-
Seller's Agent in 2023
Paul Sigurdson
Engel & Völkers Minneapolis
(612) 723-2502
1 in this area
46 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6543932
APN: 10-420-0235
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