NOT LISTED FOR SALE

421 S Main St Waterloo, IL 62298

Estimated Value: $219,000 - $242,000

4 Beds
2 Baths
1,330 Sq Ft
$174/Sq Ft Est. Value

Sale Details

Date Sold: April 28, 2025

Last sale price $238,900 $180 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,528 / mo

15 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Granite Countertops
  • Rogers Elementary School Rated A-
  • Traditional Architecture
  • Stainless Steel Appliances

About This Home

As of April 2025

Freshly rehabbed 4 bedroom, 2 full bath close to downtown Waterloo's fantastic downtown amenities. From top to bottom, this home has been remodeled to include new flooring throughout including luxury vinyl plank throughout the main level. The open concept provides a modern flow. The kitchen has new shaker cabinets, granite counter-tops new stainless appliances. Two main floor bedrooms and full bath w/ new vanity & fixtures. Also, you'll love the added main-floor laundry and also the sunroom/mudroom off the rear of the home. Upstairs, you'll find two huge bedrooms and 2nd full bath, again with all new fixtures. Private parking can be found off the rear of the home and also a great sized yard that's ready for entertaining and play for the upcoming warmer months. Other updates include plumbing, electric, hvac, windows and so much more. All you will have to do is decide where to put your furniture as this one is truly MOVE-IN READY! Additional Rooms: Mud Room, Sun Room

Last Agent to Sell the Property

Samuel Row

Keller Williams Pinnacle License #471.020755 Listed on: 03/14/2025

Keller Williams Pinnacle

Last Buyer's Agent

Tammy Hines

Tammy Mitchell Hines & Co. License #471000040

Tammy Mitchell Hines & Co.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,363

Year Built

  • Built in 1913 | Remodeled

Lot Details

  • 6,795 Sq Ft Lot
  • Lot Dimensions are 60x125
  • Level Lot

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Vinyl Siding

Interior Spaces

  • 1,330 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Living Room
  • Laundry on main level

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Unfinished Basement

  • Walk-Up Access
  • Basement Cellar

Parking

  • Alley Access
  • Off-Street Parking

Outdoor Features

  • Deck
  • Patio
  • Shed

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 07-25-433-013-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,363

Year Built

Built in 1913 | Remodeled

Lot Details

6,795 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Year Built: 1913
  • Directions: GPS Friendly :)
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Level
  • Lot Size Acres: 0.156
  • Road Surface Type: Concrete
  • Co List Office Phone: 618-2086692
  • MLS Status: Closed
  • Subdivision Name: NA
  • Above Grade Finished Sq Ft: 1330
  • Architectural Style: Traditional, Other
  • Carport Y N: No
  • Reso Fireplace Features: None
  • Unit Levels: Two
  • New Construction: No
  • ResoPropertyCondition: Updated/Remodeled
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1330.00
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 0
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Luxury Vinyl Plank
  • MIS_PoolYN: 0
  • MIS_UnitCount: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Cellar, Unfinished, Walk-Up Access
  • Interior Amenities: Dining/Living Room Combo, Kitchen/Dining Room Combo, Open Floorplan, Custom Cabinetry, Granite Counters, Solid Surface Countertop(s)
  • Appliances: Gas Water Heater, Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 1
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 2

Exterior Features

  • Waterfront: No
  • Disclosures: Unknown, Flood Plain No
  • Construction Type: Vinyl Siding
  • Foundation Details: Stone
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Composite, Patio

Garage/Parking

  • Attached Garage: No
  • Parking Features: Alley Access, Off Street

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Electric
  • Heating: Forced Air, Natural Gas
  • Water Source: Public

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Lot Dimensions: 60x125
  • Lot Size Sq Ft: 6795
  • ResoLotSizeUnits: Acres
  • Parcel Number: 07-25-433-013-000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3363

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 14, 2025
Closed on
Apr 28, 2025
Sold by
Mjh Rental And Storage Llc
Bought by
Jessup James M and Jessup Megan E
Seller's Agent
Samuel Row
Keller Williams Pinnacle
Buyer's Agent
Tammy Hines
Tammy Mitchell Hines & Co.
List Price
$239,900
Sold Price
$238,900
Premium/Discount to List
-$1,000
-0.42%
Views
68
Current Estimated Value
$232,028

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,872
Avg. Annual Appreciation
-2.88%
Original Mortgage
$231,733
Outstanding Balance
$230,962
Interest Rate
6.97%
Mortgage Type
New Conventional
Estimated Equity
$1,066

Purchase Details

Listed on
Jul 14, 2019
Closed on
Jul 11, 2019
Sold by
Hesterberg Matthew
Bought by
Mjh Rentals And Storage Llc
Seller's Agent
Beth Luhr
eXp Realty
Buyer's Agent
Beth Luhr
eXp Realty
List Price
$15,000
Sold Price
$15,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
61.16%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Jessup James M $239,000 None Listed On Document
Mjh Rentals And Storage Llc -- Accent Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jessup James M $231,733
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/28/2025 04/28/25 Sold $238,900 -0.4% $180 / Sq Ft
03/29/2025 03/29/25 Pending -- -- --
03/14/2025 03/14/25 For Sale $239,900 +0.4% $180 / Sq Ft
01/07/2025 01/07/25 Off Market $238,900 -- --
07/14/2019 07/14/19 For Sale $15,000 0.0% $16 / Sq Ft
07/11/2019 07/11/19 Sold $15,000 -- $16 / Sq Ft View Prior Sale
07/11/2019 07/11/19 Pending -- -- --
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,581 $60,493 $15,725 $44,768
2023 -- $53,660 $14,640 $39,020
2022 $3,399 $53,340 $14,890 $38,450
2021 $3,077 $47,240 $9,370 $37,870
2020 $2,951 $44,210 $9,370 $34,840
2019 $2,853 $42,280 $9,370 $32,910
2018 $2,797 $40,290 $7,380 $32,910
2017 $2,722 $41,026 $7,513 $33,513
2016 $0 $38,910 $5,970 $32,940
2015 $2,328 $35,080 $6,920 $28,160
2014 $2,330 $36,490 $6,920 $29,570
2012 -- $37,310 $6,740 $30,570
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25001036

MARIS MLS

APN: 07-25-433-013-000

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