$349,900

421 Waterway Ln Fort Walton Beach, FL 32547

Estimated payment $2,177/month

Total Views 1,886
3 Beds
2 Baths
1,249 Sq Ft
$280 Price per Sq Ft

Highlights

  • Boat Dock
  • Beach
  • Fishing
  • Choctawhatchee Senior High School Rated A-
  • Deeded access to the beach
  • Bayou View

About This Home

DEEDED 24ft BOAT SLIP ONE STORY-3 Bedrooms, 2 bathrooms and a 1 car garage townhome. As you walk into your home you have cathedral ceilings in your family room. LVP FLOORING THROUGHOUT your home. Family room opens to your dining room which has French doors that lead out to your covered patio. Breakfast bar is what divides the kitchen from the dining room. Master suite with your en-suite is off of the kitchen. Your bathroom has tile and a marble tub. You have a nice size master suite with walk in closet. Your other 2 guest bedrooms and bath are off of the family room. You have a hall that leads you to your spare bedrooms. You have a tiled full bath with and a tub/shower between the guest rooms. Your back guest room has a door that leads out to your tiled patio. Great for an office. YOUR BOAT SLIP IS JUST STEPS AWAY. You also have an additional parking spot across the street that has your name on it. If you do not want the privacy that the bushes offer you can do what the first 1 story townhome did on Waterway. They have front parking with grass.

Listing Agent

Shelley Elley

Coldwell Banker Realty License #686433 Listed on: 08/19/2025

Coldwell Banker Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,557

Year Built

  • Built in 1989

Lot Details

  • Property fronts a private road
  • Street terminates at a dead end
  • Privacy Fence
  • Level Lot

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Carport
  • Deeded Parking

Home Design

  • Slab Foundation
  • Dimensional Roof
  • Pitched Roof
  • Three Sided Brick Exterior Elevation

Interior Spaces

  • 1,249 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room
  • Dining Area
  • Tile Flooring
  • Bayou Views
  • Pull Down Stairs to Attic

Kitchen

  • Electric Oven or Range
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded access to the beach
  • Covered Patio or Porch

Location

  • Flood Insurance May Be Required

Schools

  • Shalimar Elementary School
  • Pryor Middle School
  • Choctawhatchee High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 01-2S-24-5055-0000-009A

Community Details

Overview

  • Association fees include accounting, ground keeping, land recreation
  • Harbor T/H Subdivision
  • The community has rules related to covenants

Amenities

  • Community Pavilion

Recreation

  • Boat Dock
  • Beach
  • Fishing

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,557

Year Built

Built in 1989

Lot Details

0

HOA Fees

$100 per month

Parking

1

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: HARBOR T/H
  • Directions: leaving Shalimar on Eglin heading south, Go over the Shalimar Bridge pass the dollar tree and at Matts Auto Shop turn-that is Waterway lane
  • Architectural Style: Townhome
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1989
  • Utilities Electric: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Public Sewer: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Dining Area: Yes
  • Waterview:Bayou2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Tile
  • Interior Amenities: Ceiling Vaulted, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Interior:Ceiling Vaulted: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Covenants, Dead End, Flood Insurance Req, Interior, Level, Restrictions, Within 1/2 Mile to Water
  • View: Bayou
  • Construction Type: Roof Pitched, Siding Brick Some, Siding Shake
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Siding Shake: Yes
  • Lot Features:Flood Insurance Req: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • Exterior:Patio Covered: Yes
  • Lot Features:Dead End: Yes
  • Exterior:Fenced Privacy: Yes
  • ConstructionSiding:Siding Brick Some: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Garage, Deeded
  • General Property Info:Garage2: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Deeded: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Sewer Available, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Deed Access, Dock, Dumpster, Fishing, Pavillion/Gazebo, Pets Allowed, Waterfront
  • Association #2 Fee: 100.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Land Recreation

Schools

  • Elementary School: Shalimar
  • High School: Choctawhatchee
  • Middle Or Junior School: Pryor

Lot Info

  • Parcel #: 01-2S-24-5055-0000-009A
  • Zoning: Resid Multi-Family

Tax Info

  • Tax Annual Amount: 2556.57
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,455 $244,327 $75,000 $169,327
2023 $2,455 $242,001 $75,000 $167,001
2022 $2,000 $174,374 $45,000 $129,374
2021 $1,821 $149,240 $45,000 $104,240
2020 $1,623 $128,107 $38,000 $90,107
2019 $1,500 $117,236 $38,000 $79,236
2018 $1,393 $108,629 $0 $0
2017 $1,232 $92,372 $0 $0
2016 $1,118 $84,381 $0 $0
2015 $1,104 $82,126 $0 $0
2014 $1,083 $80,489 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/13/2025 09/13/25 Price Changed $349,900 -5.4% $280 / Sq Ft
08/19/2025 08/19/25 For Sale $369,900 -- $296 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer $82,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $61,200 New Conventional
Closed $77,900 No Value Available
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 983456

Emerald Coast Association of REALTORS®

APN: 01-2S-24-5055-0000-009A