NOT LISTED FOR SALE

Estimated Value: $398,000 - $407,022

-- Bed
-- Bath
1,150 Sq Ft
$350/Sq Ft Est. Value

About This Home

This home is located at 422 Terrace Ln, Oswego, IL 60543 and is currently estimated at $402,756, approximately $350 per square foot. 422 Terrace Ln is a home located in Kendall County with nearby schools including Prairie Point Elementary School, Traughber Junior High School, and Oswego High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 31, 2009
Sold by
Gibson Tammy S and Gibson David L
Bought by
Cassidy Patrick F
Current Estimated Value
$402,756

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,675
Interest Rate
5.49%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 31, 2000
Sold by
Montalbano Builders Inc
Bought by
Gibson David L and Gibson Tammy S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,100
Interest Rate
7.96%

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cassidy Patrick F $230,000 Greater Illinois Title Co
Gibson David L $216,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cassidy Patrick F $192,256
Closed Cassidy Patrick F $55,136
Closed Cassidy Patrick F $198,692
Closed Cassidy Patrick F $207,050
Closed Cassidy Patrick F $215,029
Closed Cassidy Patrick F $213,675
Previous Owner Gibson David L $34,900
Previous Owner Gibson David $32,824
Previous Owner Gibson David L $182,600
Previous Owner Gibson David L $194,100
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $8,420 $108,165 $22,661 $85,504
2022 $8,420 $99,234 $20,790 $78,444
2021 $7,881 $90,213 $18,900 $71,313
2020 $7,553 $85,917 $18,000 $67,917
2019 $7,944 $88,747 $18,000 $70,747
2018 $7,889 $86,788 $17,413 $69,375
2017 $7,701 $81,110 $16,274 $64,836
2016 $7,373 $76,882 $15,426 $61,456
2015 $7,488 $74,643 $14,977 $59,666
2014 -- $70,418 $14,129 $56,289
2013 -- $71,130 $14,272 $56,858
Source: Public Records

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