$440,000
SOLD DEC 19, 2022
4 Beds
2.5 Baths
2,400 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$183 Per Sq Ft

4% Below List Price

15 Days on Market

Highlights

  • Water Views
  • Cathedral Ceiling
  • Main Floor Primary Bedroom
  • Deck
  • Wood Flooring
  • Granite Countertops

About This Home

As of December 2022

Beautiful, quality built 2018 home in the sort after neighborhood of Waterstone Ridge with winter views of Harrison Bay from the back yard. Imagine living so close to public boat ramps and Harrison Bay State Park with great hiking trails! This home has a great floor plan with a dining room off the gourmet kitchen with breakfast island, gorgeous granite counters, all stainless steel appliances included and a pantry. The kitchen opens to the living room with a gas fireplace with stone surround, coffered ceiling and access to the covered back porch. The master suite is on the main level with hardwood floors and a trey ceiling and a barn door into the master bathroom. The master bathroom has dual vanities, a separate tub and shower and custom granite counters. On the second level there are three generously sized bedrooms - one could be used as a bonus room plus a shared bathroom. The back yard is perfect for entertaining with a covered patio and mounted T.V., fully fenced, fire pit and views of the lake in the winter. Located close to fishing, boating and hiking activities and a quick drive to downtown Chattanooga, Hixson or East Brainerd for restaurants and shopping. You will love this home! PLEASE NOTE: Porch T.V. stays but drapes do not convey with house.

Last Agent to Sell the Property

Kathy Mittelstadt

Crye-Leike, REALTORS License #313189 Listed on: 11/16/2022

Crye-Leike, REALTORS

Last Buyer's Agent

Rita Holder

Horizon Sotheby's International Realty License #311912

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,941

Year Built

  • Built in 2018

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 125x50
  • Fenced
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener

Property Views

  • Water
  • Mountain

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Asphalt Roof
  • Stone

Interior Spaces

  • 2,400 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Living Room with Fireplace
  • Formal Dining Room
  • Basement
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Free-Standing Gas Range
  • <<microwave>>
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • <<tubWithShowerToken>>
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Attic

  • Storage In Attic
  • Walk-In Attic

Outdoor Features

  • Deck
  • Covered patio or porch

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • Waterstone Subdivision

Listing and Financial Details

  • Assessor Parcel Number 120j M 012

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,941

Year Built

Built in 2018

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 125x50
  • Subdivision Name: Waterstone
  • Directions: Take Hwy. 153 to exit 5A Decatur. Turn on Hwy. 158 and turn left at light onto Webb Road and bear right to stay on Webb Road. Turn left into Waterstone (opposite River Rock Cove).
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2400.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 2018
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 120j M 012
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 3940.97
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.14
  • General Property Information Lot Size Square Feet2: 6098.4
  • General Property Information Lot Size Dimensions: 125x50
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Fencing Fenced: Yes
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • View:Water2: Yes
  • Parking Features Kitchen Level2: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Special Features: None

Interior Features

  • Appliances: Microwave, Gas Water Heater, Free-Standing Gas Range, Disposal, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Cathedral Ceiling(s), Double Vanity, Eat-in Kitchen, En Suite, Granite Counters, High Ceilings, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Soaking Tub, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • ResoLivingAreaSource: Plans
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Crawl Space: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Attic Features:Walk-In Attic: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Soaking Tub: Yes

Exterior Features

  • Fencing: Fenced
  • Lot Features: Gentle Sloping, Level, Split Possible
  • View: Mountain(s), Water, Other
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Fiber Cement, Stone
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered
  • Roof: Asphalt
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Split Possible: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Stone: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Garage Faces Front, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Senior Community: No
  • Association Fee: 150.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 150.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Additional Parcels: No
  • Parcel #: 120j M 012
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3940.97

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 16, 2022
Closed on
Dec 19, 2022
Sold by
Worley Heath Stephens and Worley Elizabeth Brooke
Bought by
Egou Bradley F and Igou Christi H
Seller's Agent
Kathy Mittelstadt
Crye-Leike, REALTORS
Buyer's Agent
Rita Holder
Horizon Sotheby's International Realty
List Price
$459,900
Sold Price
$440,000
Premium/Discount to List
-$19,900
-4.33%
Views
21
Current Estimated Value
$496,137

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$56,137
Avg. Annual Appreciation
4.68%
Original Mortgage
$50,000
Outstanding Balance
$48,616
Interest Rate
6.15%
Mortgage Type
Credit Line Revolving
Estimated Equity
$446,474

Purchase Details

Listed on
Aug 7, 2018
Closed on
Nov 16, 2018
Sold by
Chattanooga Properties Llc
Bought by
Worley Heath Stephes and Worley Elizabeth Brooke
Seller's Agent
Kelly Jooma
Berkshire Hathaway HomeServices J Douglas Properties
Buyer's Agent
Kathy Mittelstadt
Crye-Leike, REALTORS
List Price
$339,000
Sold Price
$325,000
Premium/Discount to List
-$14,000
-4.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.69%
Original Mortgage
$260,000
Interest Rate
4.22%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 23, 2017
Sold by
Brown Britt H and Brown Bernard H
Bought by
Chattanooga Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
4.03%
Mortgage Type
Construction
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $440,000 Chattanooga Title
Warranty Deed $325,000 None Available
Warranty Deed $55,000 Warranty Title Ins Co Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $50,000 Credit Line Revolving
Previous Owner $260,000 Adjustable Rate Mortgage/ARM
Previous Owner $225,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/19/2022 12/19/22 Sold $440,000 -4.3% $183 / Sq Ft
12/01/2022 12/01/22 Off Market $459,900 -- --
11/15/2022 11/15/22 For Sale $459,900 +41.5% $192 / Sq Ft
11/16/2018 11/16/18 Sold $325,000 -4.1% $135 / Sq Ft
10/19/2018 10/19/18 Pending -- -- --
08/07/2018 08/07/18 For Sale $339,000 -- $141 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,965 $87,825 $0 $0
2023 $1,965 $87,825 $0 $0
2022 $1,965 $87,825 $0 $0
2021 $1,965 $87,825 $0 $0
2020 $2,265 $81,900 $0 $0
2019 $2,265 $81,900 $0 $0
2018 $285 $12,500 $0 $0
2017 $346 $12,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1365487

Greater Chattanooga REALTORS®

APN: 120J-M-012