NOT LISTED FOR SALE

427 Elm St Ludlow, KY 41016

Estimated Value: $238,000 - $290,000

3 Beds
1 Bath
1,664 Sq Ft
$161/Sq Ft Est. Value

Last Sold July 03, 2024

Last sale price $196,500 $118 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $1,609/month

40 Days on Market

Highlights

  • Traditional Architecture
  • 2 Fireplaces
  • Granite Countertops
  • Wood Flooring
  • High Ceiling
  • 4-minute walk to Ludlow Memorial Park

About This Home

As of July 2024

Minutes to Downtown, I-75/71 and Devou Park, this home boasts charm with modern updates. Natural woodwork, hardwood floors and stained glass windows are a few of the many features of this home! Kitchen features wood cabinets, granite countertops and first floor laundry. Detached garage!

Last Agent to Sell the Property

Peter Zimmer

Keller Williams Advisors License #209336 Listed on: 04/26/2024

Keller Williams Advisors

Last Buyer's Agent

Paul Sian

Unbridled Real Estate Holdings License #219390

Unbridled Real Estate Holdings

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1930

Lot Details

  • 3,089

Parking

  • 1 Car Detached Garage

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,664 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Vinyl Clad Windows
  • Aluminum Window Frames
  • Entryway
  • Living Room
  • Formal Dining Room
  • Stacked Washer and Dryer
  • Unfinished Basement

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Additional Features

  • Porch
  • 3,089 Sq Ft Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-34-07-018.00

Home Details

Home Type

Single Family

Year Built

Built in 1930

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Year Built: 1930
  • Lot Size: irregular
  • Directions: KY Route 8 to Elm Street
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: irregular
  • General Property Description:Approx SqFt2: 1664.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Entry: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.0709
  • General Property Description:Living Area: 1664.0
  • General Property Description:Lot Size Square Feet: 3089.0
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 026-34-07-018.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 2
  • Foundation:Stone3: Yes
  • Entry Features:Hardwood Floors5: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Granite Counters, Ceiling Fan(s), Natural Woodwork, Recessed Lighting
  • Basement: Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Washer/Dryer Stacked, Electric Cooktop, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 1664.0
  • Window Features: Aluminum Clad Window(s), Vinyl Clad Window(s)
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Kitchen Island2: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Basement:Unfinished2: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Living Room Features:Hardwood Floors13: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Interior Features:Natural Woodwork: Yes
  • Fireplace Features:Wood Burning: Yes
  • Dining Room Features:Wood Flooring3: Yes
  • Living Room Features:High Ceiling(s)4: Yes
  • Appliances:Electric Cooktop: Yes
  • Primary Bedroom Features:Laminate Flooring9: Yes
  • Kitchen Features:Hardwood Floors10: Yes
  • Interior Features:Recessed Lighting: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Aluminum Siding
  • Foundation Details: Stone
  • Patio And Porch Features: Porch
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Window Features:Aluminum Clad Window(s): Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Garage
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Garage5: Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3089.0
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 26, 2024
Closed on
Jul 3, 2024
Sold by
Melton Vonda
Bought by
Craven Caitlin and Loebker Kainon
Seller's Agent
Peter Zimmer
Keller Williams Advisors
Buyer's Agent
Paul Sian
Unbridled Real Estate Holdings
List Price
$205,900
Sold Price
$196,500
Premium/Discount to List
-$9,400
-4.57%
Views
233
Current Estimated Value
$268,578

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$72,078
Avg. Annual Appreciation
21.27%
Original Mortgage
$176,850
Outstanding Balance
$174,282
Interest Rate
7.03%
Mortgage Type
New Conventional
Estimated Equity
$94,296

Purchase Details

Listed on
May 24, 2022
Closed on
Jul 29, 2022
Sold by
Action Properties Llc
Bought by
Melton Landon P and Velton Vonda
Seller's Agent
Jane Ashcraft-West
RE/MAX Victory + Affiliates
Buyer's Agent
Jimmy Davis
Huff Realty - Florence
List Price
$189,800
Sold Price
$190,000
Premium/Discount to List
$200
0.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.76%
Original Mortgage
$186,558
Interest Rate
5.81%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 13, 2014
Sold by
Deutsche Bank National Trust Company
Bought by
Action Properties Llc

Purchase Details

Closed on
Jan 18, 2014
Sold by
Eades Deborah
Bought by
Deutsche Bank National Trust Company
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Craven Caitlin $196,500 Ivy Pointe Title
Craven Caitlin $196,500 Ivy Pointe Title
Melton Landon P $190,000 Arnzen Storm & Turner Psc
Action Properties Llc $12,000 None Available
Deutsche Bank National Trust Company $26,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Craven Caitlin $176,850
Closed Craven Caitlin $176,850
Previous Owner Melton Landon P $186,558
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/03/2024 07/03/24 Sold $196,500 -0.8% $118 / Sq Ft
06/06/2024 06/06/24 Pending -- -- --
05/10/2024 05/10/24 Price Changed $198,000 -3.8% $119 / Sq Ft
05/06/2024 05/06/24 For Sale $205,900 0.0% $124 / Sq Ft
04/28/2024 04/28/24 Pending -- -- --
04/26/2024 04/26/24 For Sale $205,900 +8.4% $124 / Sq Ft
07/29/2022 07/29/22 Sold $190,000 +0.1% $114 / Sq Ft View Prior Sale
06/14/2022 06/14/22 Pending -- -- --
05/24/2022 05/24/22 For Sale $189,800 -- $114 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,566 $196,500 $10,000 $186,500
2024 $2,470 $190,000 $10,000 $180,000
2023 $2,445 $190,000 $10,000 $180,000
2022 $2,201 $170,000 $10,000 $160,000
2021 $1,189 $80,000 $10,000 $70,000
2020 $1,184 $80,000 $10,000 $70,000
2019 $1,177 $80,000 $10,000 $70,000
2018 $1,170 $80,000 $10,000 $70,000
2017 $1,155 $80,000 $10,000 $70,000
2015 $216 $12,000 $10,000 $2,000
2014 $1,055 $80,000 $10,000 $70,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 622299

Northern Kentucky Multiple Listing Service

APN: 026-34-07-018.00

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