$90,000
SOLD OCT 28, 2025

428 Merchant St Bluffton, IN 46714

3 Beds
2 Baths
1,352 Sq Ft
4,356 Sq Ft Lot

Recently Sold

$67 Per Sq Ft

22% Below List Price

20 Days on Market

Highlights

  • Primary Bedroom Suite
  • Open Floorplan
  • Ranch Style House
  • Bluffton High School Rated 10
  • Vaulted Ceiling
  • Corner Lot

About This Home

As of October 2025

Nestled in the heart of Bluffton, this ranch-style home is brimming with opportunity. Whether you call it a diamond in the rough, a handyman special, or simply an equity-building investment, one thing is certain—this home is full of potential. With a little TLC, it can easily be restored to its best self! Step inside to find a spacious kitchen, complete with an appliance package, abundant cabinetry, and plenty of counter space for your favorite meals. The open living area offers the perfect spot for hosting movie nights, with a cozy fireplace ready to provide warmth and ambiance on chilly evenings. The primary suite is a true retreat, featuring an oversized bedroom, walk-in closet, dual vanities, a separate soaking tub, and a stand-up shower. Two additional bedrooms, located away from the primary, provide options for privacy, guest space, or a home office. Outside, the fully fenced backyard just needs a few panels re-secured to be complete. An 8x10 storage shed adds convenience and extra storage. Rich in potential, this property is ready for its next chapter—come see the hidden value waiting at 428 Merchant Street!

Last Agent to Sell the Property

Jennifer Harris-Steele

CENTURY 21 Bradley Realty, Inc Brokerage Phone: 260-348-3529 Listed on: 09/04/2025

CENTURY 21 Bradley Realty, Inc

Last Buyer's Agent

Isaac Stoller

Steffen Group

Property Details

Home Type

  • Manufactured Home

Est. Annual Taxes

  • $1,540

Year Built

  • Built in 1993

Lot Details

  • 4,487 Sq Ft Lot
  • Lot Dimensions are 51x88
  • Partially Fenced Property
  • Wood Fence
  • Corner Lot

Parking

  • Gravel Driveway

Home Design

  • Ranch Style House
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,352 Sq Ft Home
  • Open Floorplan
  • Built-in Bookshelves
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room with Fireplace

Kitchen

  • Kitchen Island
  • Laminate Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Basement

  • Block Basement Construction
  • Crawl Space

Location

  • Suburban Location

Schools

  • Bluffton Harrison Elementary And Middle School
  • Bluffton High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Wilson Park Subdivision

Listing and Financial Details

  • Assessor Parcel Number 90-08-05-503-007.000-004

Property Details

Home Type

Manufactured Home

Est. Annual Taxes

$1,540

Year Built

Built in 1993

Lot Details

4,487 Sq Ft Lot

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Manuf. Home/Mobile Home
  • Year Built: 1993
  • Style: One Story
  • Architectural Style: Ranch
  • Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: WILSON PARK SUB-DIV #1 LOT 7 5-G
  • Parcel Number ID: 90-08-05-503-007.000-004
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Built-In Bookcase, Ceiling-9+, Ceiling Fan(s), Ceilings-Vaulted, Closet(s) Walk-in, Countertops-Laminate, Deck Open, Disposal, Dryer Hook Up Electric, Garden Tub, Kitchen Island, Open Floor Plan, Split Br Floor Plan, Twin Sink Vanity, Tub and Separate Shower, Main Level Bedroom Suite, Main Floor Laundry, Washer Hook-Up
  • Location: City/Town/Suburb
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1352
  • Total Finished Sq Ft: 1352
  • Above Grade Finished Sq Ft: 1352
  • Basement Foundation: Crawl
  • Basement Material: Block
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm
  • Fireplace: Yes
  • Flooring: Carpet, Laminate
  • Living Great Room: Dimensions: 16x11, On Level: Main
  • Kitchen: Dimensions: 14x12, On Level: Main
  • Breakfast Room: Dimensions: 10x8, On Level: Main
  • Dining Room: Dimensions: 13x15, On Level: Main
  • Bedroom 1: Dimensions: 13x10, On Level: Main
  • Bedroom 2: Dimensions: 10x10, On Level: Main
  • Bedroom 3: Dimensions: 12x9, On Level: Main
  • Number of Main Level Full Bathrooms: 2

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None, Dimensions: 8x12
  • Fence: Partial, Wood

Garage/Parking

  • Driveway: Gravel

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Public
  • Water Utilities: Public
  • Electric Company: REMC
  • Gas Company: NIPSCO
  • Hvac: Ceiling Fan

Schools

  • Elementary School: Bluffton Harrison

Lot Info

  • Lot Description: Corner, 0-2.9999
  • Lot Dimensions: 51X88
  • Estimated Lot Sq Ft: 4487
  • Estimated Lot Size Acres: 0.1
  • Lot Number: 7

Tax Info

  • Annual Taxes: 1539.73

MLS Schools

  • High School: Bluffton
  • Middle School: Bluffton Harrison
  • School District: MSD of Bluffton Harrison
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/28/2025 10/28/25 Sold $90,000 -21.7% $67 / Sq Ft
09/24/2025 09/24/25 Pending -- -- --
09/04/2025 09/04/25 For Sale $115,000 -- $85 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,472 $81,600 $11,600 $70,000
2024 $1,472 $81,600 $13,100 $68,500
2023 $1,259 $67,200 $11,600 $55,600
2022 $888 $51,700 $5,900 $45,800
2021 $812 $48,000 $6,200 $41,800
2020 $893 $57,400 $7,200 $50,200
2019 $773 $44,300 $5,800 $38,500
2018 $770 $44,300 $5,700 $38,600
2017 $497 $32,300 $4,200 $28,100
2016 $544 $32,300 $4,000 $28,300
2014 $540 $32,300 $4,100 $28,200
2013 $800 $51,900 $6,400 $45,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202535672

Indiana Regional MLS
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