428 Wahoo Rd Panama City, FL 32408
Upper Grand Lagoon NeighborhoodEstimated payment $3,203/month
Highlights
- Marina
- Golf Course Community
- 24-Hour Security
- J.R. Arnold High School Rated A-
- Screened Pool
- Vaulted Ceiling
About This Home
POSITIVE PRICE CHANGE! This amazing home has a VA assumable mortgage with a 2.875% interest rate. The sellers would prefer a VA loan eligible buyer but will consider all offers. The 2.875% interest rate would save about $1000 per month. Imagine owning a home where your average power bill is less than $30 a month! This stunning Bay Point residence features an updated kitchen with quartz countertops, a newer roof, solar panels, and energy-efficient windows. Luxury vinyl plank flooring adds a touch of elegance throughout. The spacious living and dining areas are perfect for family gatherings, and a bonus room offers additional space for a playroom or second living area. Enjoy Florida living at its best with a screened-in pool, a beautiful lanai, and a large backyard, ideal for children and pets. Nestled in a quiet cul-de-sac within a gated, secured community. Two of the amenities in Bay Point are a Jack Nicklaus designed golf course and a full service marina. Plus, it's conveniently close to the beach, shopping, and the Navy base. Don't miss this opportunity to make this energy-efficient oasis your forever home!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,862
Year Built
- Built in 1986
Lot Details
- 7,841 Sq Ft Lot
- Cul-De-Sac
- Fenced
- Landscaped
HOA Fees
- $138 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Bungalow
- Brick Exterior Construction
- Wood Siding
Interior Spaces
- 2,169 Sq Ft Home
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- Double Pane Windows
- Living Room
- Bonus Room
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Range
- Range Hood
- Microwave
Bedrooms and Bathrooms
- 3 Bedrooms
Pool
- Screened Pool
- In Ground Pool
- Gunite Pool
Outdoor Features
- Covered Patio or Porch
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
Overview
- Association fees include security
- Bay Point Unit 1 Subdivision
Recreation
- Marina
- Golf Course Community
Security
- 24-Hour Security
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,862 | $360,214 | -- | -- |
| 2023 | $3,862 | $349,722 | $72,960 | $276,762 |
| 2022 | $3,361 | $266,261 | $0 | $0 |
| 2021 | $2,943 | $242,055 | $62,936 | $179,119 |
| 2020 | $2,753 | $222,978 | $56,352 | $166,626 |
| 2019 | $2,800 | $224,036 | $55,637 | $168,399 |
| 2018 | $1,768 | $175,814 | $0 | $0 |
| 2017 | $1,767 | $174,462 | $0 | $0 |
| 2016 | $1,834 | $177,173 | $0 | $0 |
| 2015 | $1,911 | $178,703 | $0 | $0 |
| 2014 | $1,942 | $181,211 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/12/2025 06/12/25 | Price Changed | $514,900 | -1.9% | $237 / Sq Ft |
| 05/06/2025 05/06/25 | Price Changed | $524,999 | 0.0% | $242 / Sq Ft |
| 04/17/2025 04/17/25 | Price Changed | $525,000 | -2.6% | $242 / Sq Ft |
| 05/25/2024 05/25/24 | For Sale | $539,000 | -- | $249 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $435,000 | Mti Title | |
| Warranty Deed | $265,000 | Mti Title Ins Agency Incc | |
| Warranty Deed | $197,300 | Diamond Title Agency Inc | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $164,000 | Lawyers Title Agency N Fl In |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $430,500 | VA | |
| Previous Owner | $270,240 | VA | |
| Previous Owner | $273,745 | VA | |
| Previous Owner | $166,000 | New Conventional | |
| Previous Owner | $192,297 | FHA | |
| Previous Owner | $160,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $130,000 | Purchase Money Mortgage |
Source: Central Panhandle Association of REALTORS®
MLS Number: 757684
APN: 30933-676-000
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